TRST vs SPY
Comparison between Trustco Bank Corp (TRST, Company) and SPDR S&P 500 ETF Trust (SPY, ETF).
5-Year PerformanceTRST has outperformed SPY, delivering a return of +13.6% compared to +13.4%
TRST vs SPY - Performance Comparison
Key Characteristics
Financial metrics and valuation ratios
Market Cap / Net Assets
TRST
$957M
Winner
SPY
$784B
Expense Ratio
TRST
N/A
SPY
0.09%
Max Drawdown
TRST
73.67%
Winner
SPY
56.47%
Sharpe Ratio
Winner
TRST
2.27
SPY
1.50
5Y Beta
Winner
TRST
0.71
SPY
1.00
Industry
TRST
Banks - Regional
SPY
N/A
P/E Ratio
Winner
TRST
15.77
SPY
28.29
Forward P/E
Winner
TRST
14.04
SPY
21.76
PEG Ratio
TRST
0.54
SPY
N/A
Dividend Yield
TRST
2.74%
SPY
N/A
5Y Dividends CAGR
Winner
TRST
6.66%
SPY
5.43%
5Y EPS CAGR
TRST
4.67%
Winner
SPY
25.98%
Debt to Equity
Winner
TRST
16.83%
SPY
30.79%
Free Cash Flow Yield
TRST
6.18%
SPY
N/A
P/S Ratio
TRST
4.96
Winner
SPY
3.79
P/B Ratio
Winner
TRST
1.41
SPY
5.67
TRST vs SPY - Historical Returns
Returns include dividend reinvestment.
1M
Winner
TRST
+14.11%
SPY
+0.48%
3M
Winner
TRST
+28.17%
SPY
+11.67%
6M
Winner
TRST
+26.48%
SPY
+9.42%
1Y
Winner
TRST
+78.33%
SPY
+24.27%
5Y(CAGR)
Winner
TRST
+13.63%
SPY
+13.36%
10Y(CAGR)
TRST
+9.86%
Winner
SPY
+15.42%
Max(CAGR)
TRST
+3.51%
Winner
SPY
+8.49%
TRST vs SPY - Annual Returns (1999 - 2026)
Returns include dividend reinvestment.
| Year | TRST | SPY |
|---|---|---|
| 2026 | +35.98% | +8.88% |
| 2025 | +32.00% | +18.00% |
| 2024 | +11.94% | +25.59% |
| 2023 | -13.78% | +26.72% |
| 2022 | +15.37% | -18.64% |
| 2021 | +4.40% | +30.52% |
| 2020 | -20.21% | +17.28% |
| 2019 | +28.86% | +31.09% |
| 2018 | -20.42% | -5.24% |
| 2017 | +7.32% | +20.78% |
| 2016 | +52.54% | +13.59% |
| 2015 | -9.97% | +1.31% |
| 2014 | +5.83% | +14.56% |
| 2013 | +37.48% | +29.00% |
| 2012 | -3.06% | +14.17% |
| 2011 | -10.08% | +0.85% |
| 2010 | +3.52% | +13.14% |
| 2009 | -30.22% | +22.67% |
| 2008 | +2.36% | -36.25% |
| 2007 | -5.58% | +5.32% |
| 2006 | -7.68% | +13.85% |
| 2005 | -4.94% | +5.32% |
| 2004 | +7.86% | +10.75% |
| 2003 | +23.50% | +24.18% |
| 2002 | -12.74% | -22.42% |
| 2001 | +11.62% | -10.13% |
| 2000 | -1.49% | -8.84% |
| 1999 | -8.27% | +8.61% |
TRST vs SPY Drawdown Comparison
The maximum drawdown for TRST was -66.10%, occurring on Aug 19, 2011. Recovery took 2272 trading sessions.
The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.
The current SPY drawdown is -2.35%.
| Rank | TRST | SPY |
|---|---|---|
| #1 | -66.10% Sep 19, 2008 - Sep 28, 2017 | -55.20% Oct 9, 2007 - Aug 16, 2012 |
| #2 | -49.47% Dec 17, 2019 - Nov 6, 2024 | -47.50% Mar 24, 2000 - Oct 26, 2006 |
| #3 | -39.83% Dec 1, 2004 - Sep 18, 2008 | -33.70% Feb 19, 2020 - Aug 10, 2020 |
| #4 | -35.47% Oct 3, 2001 - Nov 21, 2003 | -24.50% Jan 3, 2022 - Dec 13, 2023 |
| #5 | -30.01% Nov 29, 2017 - Dec 17, 2019 | -19.34% Sep 20, 2018 - Apr 12, 2019 |
| #6 | -28.42% Nov 17, 1999 - Aug 3, 2001 | -18.76% Feb 19, 2025 - Jun 26, 2025 |
| #7 | -26.24% Dec 16, 2024 - Aug 22, 2025 | -13.02% Jul 20, 2015 - Apr 18, 2016 |
| #8 | -14.51% Nov 26, 2003 - Nov 4, 2004 | -10.10% Jan 26, 2018 - Aug 6, 2018 |
| #9 | -14.10% Sep 4, 2025 - Nov 21, 2025 | -9.44% Sep 2, 2020 - Nov 11, 2020 |
| #10 | -8.61% Dec 11, 2025 - Jan 21, 2026 | -9.30% Jan 19, 2000 - Mar 17, 2000 |
| #11 | -7.71% Feb 5, 2026 - Apr 8, 2026 | -9.05% Jul 19, 2007 - Oct 5, 2007 |
| #12 | -7.16% Jan 22, 2026 - Feb 4, 2026 | -8.88% Jan 27, 2026 - Apr 14, 2026 |
| #13 | -6.51% Aug 29, 2001 - Oct 2, 2001 | -8.41% Jul 16, 2024 - Sep 19, 2024 |
| #14 | -6.45% Oct 26, 2017 - Nov 28, 2017 | -7.35% Sep 14, 2012 - Jan 2, 2013 |
| #15 | -5.43% Aug 3, 2001 - Aug 29, 2001 | -7.27% Sep 18, 2014 - Oct 31, 2014 |
Correlation
Correlation between TRST and SPY is 0.75 which considered as a strong positive correlation - the stocks tend to move together.
0.75
-101
Dividend Comparison (1999 - 2026)
TRST vs SPY dividend yield comparison.
| Year | TRST | SPY |
|---|---|---|
| 2026 | 1.38% | 0.24% |
| 2025 | 3.58% | 1.07% |
| 2024 | 4.32% | 1.21% |
| 2023 | 4.64% | 1.40% |
| 2022 | 3.75% | 1.65% |
| 2021 | 4.12% | 1.20% |
| 2020 | 4.08% | 1.52% |
| 2019 | 3.14% | 1.75% |
| 2018 | 3.90% | 2.04% |
| 2017 | 2.85% | 1.80% |
| 2016 | 3.00% | 2.03% |
| 2015 | 4.27% | 2.06% |
| 2014 | 3.61% | 1.87% |
| 2013 | 3.65% | 1.81% |
| 2012 | 4.97% | 2.18% |
| 2011 | 4.68% | 2.05% |
| 2010 | 4.04% | 1.80% |
| 2009 | 4.72% | 1.95% |
| 2008 | 4.63% | 3.02% |
| 2007 | 6.45% | 1.85% |
| 2006 | 5.76% | 1.73% |
| 2005 | 4.91% | 1.73% |
| 2004 | 4.35% | 1.82% |
| 2003 | 4.56% | 1.47% |
| 2002 | 5.57% | 1.70% |
| 2001 | 4.77% | 1.25% |
| 2000 | 4.92% | 1.15% |
| 1999 | 1.13% | 0.24% |
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