TRST vs GPMT-P-A

Comparison between Trustco Bank Corp (TRST, Company) and Granite Point Mortgage Trust Inc (GPMT-P-A, Company).

5-Year PerformanceTRST has outperformed GPMT-P-A, delivering a return of +13.6% compared to +3.1%

TRST vs GPMT-P-A - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	TRST(COMPANY)	GPMT-P-A(COMPANY)
Market Cap	$957M	$960M
Max Drawdown	73.67%	40.27%
Sharpe Ratio	2.27	0.64
5Y Beta	0.71	0.25
Industry	Banks - Regional	N/A
P/E Ratio	15.77	-17.48
Forward P/E	14.04	N/A
PEG Ratio	0.54	N/A
Dividend Yield	2.74%	N/A
5Y Dividends CAGR	6.66%	N/A
5Y EPS CAGR	4.67%	6.89%
Debt to Equity	16.83%	0.00%
Free Cash Flow Yield	6.18%	-0.04%
P/S Ratio	4.96	N/A
P/B Ratio	1.41	N/A

Market Cap

TRST

$957M

Winner

GPMT-P-A

$960M

Max Drawdown

TRST

73.67%

Winner

GPMT-P-A

40.27%

Sharpe Ratio

Winner

TRST

2.27

GPMT-P-A

0.64

5Y Beta

TRST

0.71

Winner

GPMT-P-A

0.25

Industry

TRST

Banks - Regional

GPMT-P-A

N/A

P/E Ratio

TRST

15.77

Winner

GPMT-P-A

-17.48

Forward P/E

TRST

14.04

GPMT-P-A

N/A

PEG Ratio

TRST

0.54

GPMT-P-A

N/A

Dividend Yield

TRST

2.74%

GPMT-P-A

N/A

5Y Dividends CAGR

TRST

6.66%

GPMT-P-A

N/A

5Y EPS CAGR

TRST

4.67%

Winner

GPMT-P-A

6.89%

Debt to Equity

TRST

16.83%

Winner

GPMT-P-A

0.00%

Free Cash Flow Yield

Winner

TRST

6.18%

GPMT-P-A

-0.04%

P/S Ratio

TRST

4.96

GPMT-P-A

N/A

P/B Ratio

TRST

1.41

GPMT-P-A

N/A

TRST vs GPMT-P-A - Historical Returns

Returns include dividend reinvestment.

Period	TRST	GPMT-P-A
1 month	+14.11%	-4.12%
3 months	+28.17%	-3.98%
6 months	+26.48%	+3.06%
1 year	+78.33%	+12.48%
5 years(CAGR)	+13.63%	+3.11%
10 years(CAGR)	+9.86%	N/A
Max(CAGR)	+3.51%	+3.11%

Winner

TRST

+14.11%

GPMT-P-A

-4.12%

Winner

TRST

+28.17%

GPMT-P-A

-3.98%

Winner

TRST

+26.48%

GPMT-P-A

+3.06%

Winner

TRST

+78.33%

GPMT-P-A

+12.48%

5Y(CAGR)

Winner

TRST

+13.63%

GPMT-P-A

+3.11%

10Y(CAGR)

TRST

+9.86%

GPMT-P-A

N/A

Max(CAGR)

Winner

TRST

+3.51%

GPMT-P-A

+3.11%

TRST vs GPMT-P-A - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	TRST	GPMT-P-A
2026	+35.98%	-3.72%
2025	+32.00%	+24.96%
2024	+11.94%	+8.93%
2023	-13.78%	+9.83%
2022	+15.37%	-26.80%
2021	+4.40%	+2.79%
2020	-20.21%	N/A
2019	+28.86%	N/A
2018	-20.42%	N/A
2017	+7.32%	N/A
2016	+52.54%	N/A
2015	-9.97%	N/A
2014	+5.83%	N/A
2013	+37.48%	N/A
2012	-3.06%	N/A
2011	-10.08%	N/A
2010	+3.52%	N/A
2009	-30.22%	N/A
2008	+2.36%	N/A
2007	-5.58%	N/A
2006	-7.68%	N/A
2005	-4.94%	N/A
2004	+7.86%	N/A
2003	+23.50%	N/A
2002	-12.74%	N/A
2001	+11.62%	N/A
2000	-1.49%	N/A
1999	-8.27%	N/A

TRST vs GPMT-P-A Drawdown Comparison

The maximum drawdown for TRST was -66.10%, occurring on Aug 19, 2011. Recovery took 2272 trading sessions.

The maximum drawdown for GPMT-P-A was -32.77%, occurring on May 16, 2023. Recovery took 887 trading sessions.

The current GPMT-P-A drawdown is -6.83%.

Rank	TRST	GPMT-P-A
#1	-66.10% Sep 19, 2008 - Sep 28, 2017	-32.77% Dec 28, 2021 - Jul 14, 2025
#2	-49.47% Dec 17, 2019 - Nov 6, 2024	-13.67% Feb 17, 2026 - Mar 27, 2026
#3	-39.83% Dec 1, 2004 - Sep 18, 2008	-5.52% Oct 2, 2025 - Dec 22, 2025
#4	-35.47% Oct 3, 2001 - Nov 21, 2003	-3.00% Dec 29, 2025 - Jan 23, 2026
#5	-30.01% Nov 29, 2017 - Dec 17, 2019	-1.97% Aug 27, 2025 - Sep 5, 2025
#6	-28.42% Nov 17, 1999 - Aug 3, 2001	-1.84% Jan 28, 2026 - Feb 5, 2026
#7	-26.24% Dec 16, 2024 - Aug 22, 2025	-1.26% Aug 7, 2025 - Aug 18, 2025
#8	-14.51% Nov 26, 2003 - Nov 4, 2004	-0.79% Sep 5, 2025 - Sep 19, 2025
#9	-14.10% Sep 4, 2025 - Nov 21, 2025	-0.73% Dec 22, 2025 - Dec 24, 2025
#10	-8.61% Dec 11, 2025 - Jan 21, 2026	-0.71% Jul 31, 2025 - Aug 6, 2025
#11	-7.71% Feb 5, 2026 - Apr 8, 2026	-0.67% Feb 11, 2026 - Feb 17, 2026
#12	-7.16% Jan 22, 2026 - Feb 4, 2026	-0.62% Feb 6, 2026 - Feb 10, 2026
#13	-6.51% Aug 29, 2001 - Oct 2, 2001	-0.59% Aug 22, 2025 - Aug 26, 2025
#14	-6.45% Oct 26, 2017 - Nov 28, 2017	-0.58% Dec 15, 2021 - Dec 21, 2021
#15	-5.43% Aug 3, 2001 - Aug 29, 2001	-0.48% Sep 26, 2025 - Oct 1, 2025

Correlation

Correlation between TRST and GPMT-P-A is 0.76 which considered as a strong positive correlation - the stocks tend to move together.

0.76

-101

Dividend Comparison (1999 - 2026)

TRST vs GPMT-P-A dividend yield comparison.

Year	TRST	GPMT-P-A
2026	1.38%	2.29%
2025	3.58%	8.68%
2024	4.32%	10.05%
2023	4.64%	9.99%
2022	3.75%	10.20%
2021	4.12%	0.59%
2020	4.08%	0.00%
2019	3.14%	0.00%
2018	3.90%	0.00%
2017	2.85%	0.00%
2016	3.00%	0.00%
2015	4.27%	0.00%
2014	3.61%	0.00%
2013	3.65%	0.00%
2012	4.97%	0.00%
2011	4.68%	0.00%
2010	4.04%	0.00%
2009	4.72%	0.00%
2008	4.63%	0.00%
2007	6.45%	0.00%
2006	5.76%	0.00%
2005	4.91%	0.00%
2004	4.35%	0.00%
2003	4.56%	0.00%
2002	5.57%	0.00%
2001	4.77%	0.00%
2000	4.92%	0.00%
1999	1.13%	0.00%