TNL vs ENVA

Comparison between Travel+Leisure Company (TNL, Company) and Enova International Inc (ENVA, Company).

TNL is from the Consumer Cyclical sector, while ENVA is from the Financial Services sector.

5-Year PerformanceENVA has outperformed TNL, delivering a return of +39.7% compared to +7.2%

TNL vs ENVA - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	TNL(COMPANY)	ENVA(COMPANY)
Market Cap	$4.48B	$4.48B
Max Drawdown	92.45%	81.56%
Sharpe Ratio	1.22	1.83
5Y Beta	1.25	1.37
Industry	Travel Services	Credit Services
P/E Ratio	12.54	13.72
Forward P/E	10.13	11.03
PEG Ratio	15.79	0.30
Dividend Yield	3.16%	N/A
5Y Dividends CAGR	15.52%	N/A
5Y EPS CAGR	-5.23%	-0.17%
Debt to Equity	-563.01%	344.74%
Free Cash Flow Yield	9.87%	42.43%
P/S Ratio	1.10	2.83
P/B Ratio	7.11	3.19

Market Cap

TNL

$4.48B

Winner

ENVA

$4.48B

Max Drawdown

TNL

92.45%

Winner

ENVA

81.56%

Sharpe Ratio

TNL

1.22

Winner

ENVA

1.83

5Y Beta

Winner

TNL

1.25

ENVA

1.37

Industry

TNL

Travel Services

ENVA

Credit Services

P/E Ratio

Winner

TNL

12.54

ENVA

13.72

Forward P/E

Winner

TNL

10.13

ENVA

11.03

PEG Ratio

TNL

15.79

Winner

ENVA

0.30

Dividend Yield

TNL

3.16%

ENVA

N/A

5Y Dividends CAGR

TNL

15.52%

ENVA

N/A

5Y EPS CAGR

TNL

-5.23%

Winner

ENVA

-0.17%

Debt to Equity

Winner

TNL

-563.01%

ENVA

344.74%

Free Cash Flow Yield

TNL

9.87%

Winner

ENVA

42.43%

P/S Ratio

Winner

TNL

1.10

ENVA

2.83

P/B Ratio

TNL

7.11

Winner

ENVA

3.19

TNL vs ENVA - Historical Returns

Returns include dividend reinvestment.

Period	TNL	ENVA
1 month	+18.47%	+13.46%
3 months	+7.95%	+39.83%
6 months	+6.29%	+16.36%
1 year	+54.27%	+99.54%
5 years(CAGR)	+7.19%	+39.66%
10 years(CAGR)	+13.38%	+38.11%
Max(CAGR)	+11.40%	+18.34%

Winner

TNL

+18.47%

ENVA

+13.46%

TNL

+7.95%

Winner

ENVA

+39.83%

TNL

+6.29%

Winner

ENVA

+16.36%

TNL

+54.27%

Winner

ENVA

+99.54%

5Y(CAGR)

TNL

+7.19%

Winner

ENVA

+39.66%

10Y(CAGR)

TNL

+13.38%

Winner

ENVA

+38.11%

Max(CAGR)

TNL

+11.40%

Winner

ENVA

+18.34%

TNL vs ENVA - Annual Returns (2006 - 2026)

Returns include dividend reinvestment.

Year	TNL	ENVA
2026	+4.66%	+16.91%
2025	+47.10%	+63.51%
2024	+29.12%	+73.79%
2023	+15.65%	+43.31%
2022	-33.66%	-7.39%
2021	+30.37%	+77.62%
2020	-9.94%	+2.61%
2019	+48.16%	+20.24%
2018	-29.64%	+24.35%
2017	+56.28%	+14.72%
2016	+10.79%	+90.15%
2015	-13.15%	-71.03%
2014	+18.77%	-17.40%
2013	+36.13%	N/A
2012	+44.90%	N/A
2011	+25.69%	N/A
2010	+50.67%	N/A
2009	+171.33%	N/A
2008	-71.50%	N/A
2007	-27.52%	N/A
2006	-1.48%	N/A

TNL vs ENVA Drawdown Comparison

The maximum drawdown for TNL was -92.23%, occurring on Nov 20, 2008. Recovery took 1115 trading sessions.

The maximum drawdown for ENVA was -81.56%, occurring on Jan 19, 2016. Recovery took 868 trading sessions.

The current TNL drawdown is -5.09%. The current ENVA drawdown is -0.13%.

Rank	TNL	ENVA
#1	-92.23% Jul 5, 2007 - Dec 5, 2011	-81.56% Nov 13, 2014 - Apr 27, 2018
#2	-68.00% Jan 22, 2018 - Feb 8, 2021	-77.57% Jul 19, 2018 - Mar 10, 2021
#3	-46.28% May 14, 2021 - Feb 6, 2025	-42.84% Feb 10, 2022 - Feb 2, 2023
#4	-33.15% Mar 2, 2015 - Apr 20, 2017	-37.01% Jul 18, 2023 - Jan 25, 2024
#5	-32.19% Feb 19, 2025 - Jul 8, 2025	-26.25% Feb 6, 2025 - Jul 10, 2025
#6	-24.24% Jul 25, 2006 - Feb 13, 2007	-24.78% Mar 12, 2021 - Nov 5, 2021
#7	-21.06% Apr 14, 2026 - May 4, 2026	-24.75% Feb 2, 2026 - Apr 27, 2026
#8	-15.55% Apr 12, 2013 - Oct 22, 2013	-21.84% Feb 3, 2023 - Jun 29, 2023
#9	-12.82% Sep 19, 2014 - Nov 26, 2014	-18.31% Sep 22, 2025 - Nov 5, 2025
#10	-12.39% Oct 22, 2025 - Dec 11, 2025	-14.51% Jul 23, 2025 - Aug 26, 2025
#11	-12.10% Feb 26, 2026 - Apr 13, 2026	-13.97% Nov 12, 2021 - Jan 12, 2022
#12	-11.17% Oct 17, 2012 - Jan 2, 2013	-13.87% Jul 31, 2024 - Oct 16, 2024
#13	-9.41% May 11, 2012 - Jun 18, 2012	-12.17% Jan 14, 2022 - Feb 7, 2022
#14	-9.35% Mar 17, 2021 - Apr 27, 2021	-11.60% Nov 25, 2024 - Jan 17, 2025
#15	-8.71% Jul 5, 2012 - Sep 6, 2012	-10.29% Apr 23, 2024 - Jul 11, 2024