ENVA vs KRC

Comparison between Enova International Inc (ENVA, Company) and Kilroy Realty Corp (KRC, Company).

ENVA is from the Financial Services sector, while KRC is from the Real Estate sector.

5-Year PerformanceENVA has outperformed KRC, delivering a return of +39.7% compared to -7.3%

ENVA vs KRC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ENVA(COMPANY)	KRC(COMPANY)
Market Cap	$4.48B	$4.47B
Max Drawdown	81.56%	82.85%
Sharpe Ratio	1.83	0.54
5Y Beta	1.37	0.94
Industry	Credit Services	Reit - Office
P/E Ratio	13.72	18.63
Forward P/E	11.03	55.25
PEG Ratio	0.30	1.84
Dividend Yield	N/A	5.62%
5Y Dividends CAGR	N/A	6.35%
5Y EPS CAGR	-0.17%	-15.00%
Debt to Equity	344.74%	0.00%
Free Cash Flow Yield	42.43%	12.98%
P/S Ratio	2.83	4.08
P/B Ratio	3.19	0.85

Market Cap

Winner

ENVA

$4.48B

KRC

$4.47B

Max Drawdown

Winner

ENVA

81.56%

KRC

82.85%

Sharpe Ratio

Winner

ENVA

1.83

KRC

0.54

5Y Beta

ENVA

1.37

Winner

KRC

0.94

Industry

ENVA

Credit Services

KRC

Reit - Office

P/E Ratio

Winner

ENVA

13.72

KRC

18.63

Forward P/E

Winner

ENVA

11.03

KRC

55.25

PEG Ratio

Winner

ENVA

0.30

KRC

1.84

Dividend Yield

ENVA

N/A

KRC

5.62%

5Y Dividends CAGR

ENVA

N/A

KRC

6.35%

5Y EPS CAGR

Winner

ENVA

-0.17%

KRC

-15.00%

Debt to Equity

ENVA

344.74%

Winner

KRC

0.00%

Free Cash Flow Yield

Winner

ENVA

42.43%

KRC

12.98%

P/S Ratio

Winner

ENVA

2.83

KRC

4.08

P/B Ratio

ENVA

3.19

Winner

KRC

0.85

ENVA vs KRC - Historical Returns

Returns include dividend reinvestment.

Period	ENVA	KRC
1 month	+13.46%	+10.39%
3 months	+39.83%	+33.27%
6 months	+16.36%	-2.03%
1 year	+99.54%	+13.43%
5 years(CAGR)	+39.66%	-7.33%
10 years(CAGR)	+38.11%	-0.63%
Max(CAGR)	+18.34%	+7.42%

Winner

ENVA

+13.46%

KRC

+10.39%

Winner

ENVA

+39.83%

KRC

+33.27%

Winner

ENVA

+16.36%

KRC

-2.03%

Winner

ENVA

+99.54%

KRC

+13.43%

5Y(CAGR)

Winner

ENVA

+39.66%

KRC

-7.33%

10Y(CAGR)

Winner

ENVA

+38.11%

KRC

-0.63%

Max(CAGR)

Winner

ENVA

+18.34%

KRC

+7.42%

ENVA vs KRC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	ENVA	KRC
2026	+16.91%	+2.77%
2025	+63.51%	-0.52%
2024	+73.79%	+5.36%
2023	+43.31%	+11.07%
2022	-7.39%	-40.93%
2021	+77.62%	+24.01%
2020	+2.61%	-27.99%
2019	+20.24%	+39.96%
2018	+24.35%	-13.13%
2017	+14.72%	+4.29%
2016	+90.15%	+23.79%
2015	-71.03%	-8.35%
2014	-17.40%	+40.55%
2013	N/A	+7.75%
2012	N/A	+27.68%
2011	N/A	+6.47%
2010	N/A	+25.24%
2009	N/A	+1.72%
2008	N/A	-34.12%
2007	N/A	-26.80%
2006	N/A	+26.50%
2005	N/A	+52.93%
2004	N/A	+37.42%
2003	N/A	+51.29%
2002	N/A	-5.30%
2001	N/A	+1.79%
2000	N/A	+43.51%
1999	N/A	+19.34%

ENVA vs KRC Drawdown Comparison

The maximum drawdown for ENVA was -81.56%, occurring on Jan 19, 2016. Recovery took 868 trading sessions.

The maximum drawdown for KRC was -81.25%, occurring on Mar 9, 2009. Recovery took 1938 trading sessions.

The current ENVA drawdown is -0.13%. The current KRC drawdown is -40.83%.

Rank	ENVA	KRC
#1	-81.56% Nov 13, 2014 - Apr 27, 2018	-81.25% Feb 13, 2007 - Oct 23, 2014
#2	-77.57% Jul 19, 2018 - Mar 10, 2021	-66.57% Feb 14, 2020 - May 16, 2023
#3	-42.84% Feb 10, 2022 - Feb 2, 2023	-38.67% Mar 20, 2015 - Dec 7, 2016
#4	-37.01% Jul 18, 2023 - Jan 25, 2024	-29.01% Apr 12, 2002 - Jun 6, 2003
#5	-26.25% Feb 6, 2025 - Jul 10, 2025	-22.15% Jun 4, 2018 - Mar 21, 2019
#6	-24.78% Mar 12, 2021 - Nov 5, 2021	-18.00% Jun 29, 2001 - Mar 18, 2002
#7	-24.75% Feb 2, 2026 - Apr 27, 2026	-16.35% Mar 1, 2017 - May 30, 2018
#8	-21.84% Feb 3, 2023 - Jun 29, 2023	-15.96% Mar 29, 2006 - Aug 22, 2006
#9	-18.31% Sep 22, 2025 - Nov 5, 2025	-15.41% Dec 28, 2000 - Jun 29, 2001
#10	-14.51% Jul 23, 2025 - Aug 26, 2025	-15.25% Apr 1, 2004 - Jul 16, 2004
#11	-13.97% Nov 12, 2021 - Jan 12, 2022	-13.14% Dec 31, 1999 - Apr 6, 2000
#12	-13.87% Jul 31, 2024 - Oct 16, 2024	-10.15% Dec 22, 2004 - Apr 21, 2005
#13	-12.17% Jan 14, 2022 - Feb 7, 2022	-10.00% Nov 4, 1999 - Dec 17, 1999
#14	-11.60% Nov 25, 2024 - Jan 17, 2025	-9.33% Sep 13, 2006 - Nov 22, 2006
#15	-10.29% Apr 23, 2024 - Jul 11, 2024	-9.09% May 2, 2000 - Jun 20, 2000

Correlation

Correlation between ENVA and KRC is -0.50 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.50

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