ENVA vs TNL

Comparison between Enova International Inc (ENVA, Company) and Travel+Leisure Company (TNL, Company).

ENVA is from the Financial Services sector, while TNL is from the Consumer Cyclical sector.

5-Year PerformanceENVA has outperformed TNL, delivering a return of +39.7% compared to +7.2%

ENVA vs TNL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ENVA(COMPANY)	TNL(COMPANY)
Market Cap	$4.48B	$4.48B
Max Drawdown	81.56%	92.45%
Sharpe Ratio	1.83	1.22
5Y Beta	1.37	1.25
Industry	Credit Services	Travel Services
P/E Ratio	13.72	12.54
Forward P/E	11.03	10.13
PEG Ratio	0.30	15.79
Dividend Yield	N/A	3.16%
5Y Dividends CAGR	N/A	15.52%
5Y EPS CAGR	-0.17%	-5.23%
Debt to Equity	344.74%	-563.01%
Free Cash Flow Yield	42.43%	9.87%
P/S Ratio	2.83	1.10
P/B Ratio	3.19	7.11

Market Cap

Winner

ENVA

$4.48B

TNL

$4.48B

Max Drawdown

Winner

ENVA

81.56%

TNL

92.45%

Sharpe Ratio

Winner

ENVA

1.83

TNL

1.22

5Y Beta

ENVA

1.37

Winner

TNL

1.25

Industry

ENVA

Credit Services

TNL

Travel Services

P/E Ratio

ENVA

13.72

Winner

TNL

12.54

Forward P/E

ENVA

11.03

Winner

TNL

10.13

PEG Ratio

Winner

ENVA

0.30

TNL

15.79

Dividend Yield

ENVA

N/A

TNL

3.16%

5Y Dividends CAGR

ENVA

N/A

TNL

15.52%

5Y EPS CAGR

Winner

ENVA

-0.17%

TNL

-5.23%

Debt to Equity

ENVA

344.74%

Winner

TNL

-563.01%

Free Cash Flow Yield

Winner

ENVA

42.43%

TNL

9.87%

P/S Ratio

ENVA

2.83

Winner

TNL

1.10

P/B Ratio

Winner

ENVA

3.19

TNL

7.11

ENVA vs TNL - Historical Returns

Returns include dividend reinvestment.

Period	ENVA	TNL
1 month	+13.46%	+18.47%
3 months	+39.83%	+7.95%
6 months	+16.36%	+6.29%
1 year	+99.54%	+54.27%
5 years(CAGR)	+39.66%	+7.19%
10 years(CAGR)	+38.11%	+13.38%
Max(CAGR)	+18.34%	+11.40%

ENVA

+13.46%

Winner

TNL

+18.47%

Winner

ENVA

+39.83%

TNL

+7.95%

Winner

ENVA

+16.36%

TNL

+6.29%

Winner

ENVA

+99.54%

TNL

+54.27%

5Y(CAGR)

Winner

ENVA

+39.66%

TNL

+7.19%

10Y(CAGR)

Winner

ENVA

+38.11%

TNL

+13.38%

Max(CAGR)

Winner

ENVA

+18.34%

TNL

+11.40%

ENVA vs TNL - Annual Returns (2006 - 2026)

Returns include dividend reinvestment.

Year	ENVA	TNL
2026	+16.91%	+4.66%
2025	+63.51%	+47.10%
2024	+73.79%	+29.12%
2023	+43.31%	+15.65%
2022	-7.39%	-33.66%
2021	+77.62%	+30.37%
2020	+2.61%	-9.94%
2019	+20.24%	+48.16%
2018	+24.35%	-29.64%
2017	+14.72%	+56.28%
2016	+90.15%	+10.79%
2015	-71.03%	-13.15%
2014	-17.40%	+18.77%
2013	N/A	+36.13%
2012	N/A	+44.90%
2011	N/A	+25.69%
2010	N/A	+50.67%
2009	N/A	+171.33%
2008	N/A	-71.50%
2007	N/A	-27.52%
2006	N/A	-1.48%

ENVA vs TNL Drawdown Comparison

The maximum drawdown for ENVA was -81.56%, occurring on Jan 19, 2016. Recovery took 868 trading sessions.

The maximum drawdown for TNL was -92.23%, occurring on Nov 20, 2008. Recovery took 1115 trading sessions.

The current ENVA drawdown is -0.13%. The current TNL drawdown is -5.09%.

Rank	ENVA	TNL
#1	-81.56% Nov 13, 2014 - Apr 27, 2018	-92.23% Jul 5, 2007 - Dec 5, 2011
#2	-77.57% Jul 19, 2018 - Mar 10, 2021	-68.00% Jan 22, 2018 - Feb 8, 2021
#3	-42.84% Feb 10, 2022 - Feb 2, 2023	-46.28% May 14, 2021 - Feb 6, 2025
#4	-37.01% Jul 18, 2023 - Jan 25, 2024	-33.15% Mar 2, 2015 - Apr 20, 2017
#5	-26.25% Feb 6, 2025 - Jul 10, 2025	-32.19% Feb 19, 2025 - Jul 8, 2025
#6	-24.78% Mar 12, 2021 - Nov 5, 2021	-24.24% Jul 25, 2006 - Feb 13, 2007
#7	-24.75% Feb 2, 2026 - Apr 27, 2026	-21.06% Apr 14, 2026 - May 4, 2026
#8	-21.84% Feb 3, 2023 - Jun 29, 2023	-15.55% Apr 12, 2013 - Oct 22, 2013
#9	-18.31% Sep 22, 2025 - Nov 5, 2025	-12.82% Sep 19, 2014 - Nov 26, 2014
#10	-14.51% Jul 23, 2025 - Aug 26, 2025	-12.39% Oct 22, 2025 - Dec 11, 2025
#11	-13.97% Nov 12, 2021 - Jan 12, 2022	-12.10% Feb 26, 2026 - Apr 13, 2026
#12	-13.87% Jul 31, 2024 - Oct 16, 2024	-11.17% Oct 17, 2012 - Jan 2, 2013
#13	-12.17% Jan 14, 2022 - Feb 7, 2022	-9.41% May 11, 2012 - Jun 18, 2012
#14	-11.60% Nov 25, 2024 - Jan 17, 2025	-9.35% Mar 17, 2021 - Apr 27, 2021
#15	-10.29% Apr 23, 2024 - Jul 11, 2024	-8.71% Jul 5, 2012 - Sep 6, 2012