ENVA vs POST

Comparison between Enova International Inc (ENVA, Company) and Post Holdings Inc (POST, Company).

ENVA is from the Financial Services sector, while POST is from the Consumer Defensive sector.

5-Year PerformanceENVA has outperformed POST, delivering a return of +39.1% compared to +4.4%

ENVA vs POST - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ENVA(COMPANY)	POST(COMPANY)
Market Cap	$4.48B	$4.48B
Max Drawdown	81.56%	47.37%
Sharpe Ratio	1.83	-0.73
5Y Beta	1.37	0.17
Industry	Credit Services	Packaged Foods
P/E Ratio	13.72	14.07
Forward P/E	11.63	28.25
PEG Ratio	0.30	1.17
5Y EPS CAGR	-0.17%	9.78%
Debt to Equity	344.74%	238.88%
Free Cash Flow Yield	42.43%	22.44%
P/S Ratio	2.83	0.49
P/B Ratio	3.19	1.28

Market Cap

Winner

ENVA

$4.48B

POST

$4.48B

Max Drawdown

ENVA

81.56%

Winner

POST

47.37%

Sharpe Ratio

Winner

ENVA

1.83

POST

-0.73

5Y Beta

ENVA

1.37

Winner

POST

0.17

Industry

ENVA

Credit Services

POST

Packaged Foods

P/E Ratio

Winner

ENVA

13.72

POST

14.07

Forward P/E

Winner

ENVA

11.63

POST

28.25

PEG Ratio

Winner

ENVA

0.30

POST

1.17

5Y EPS CAGR

ENVA

-0.17%

Winner

POST

9.78%

Debt to Equity

ENVA

344.74%

Winner

POST

238.88%

Free Cash Flow Yield

Winner

ENVA

42.43%

POST

22.44%

P/S Ratio

ENVA

2.83

Winner

POST

0.49

P/B Ratio

ENVA

3.19

Winner

POST

1.28

ENVA vs POST - Historical Returns

Returns include dividend reinvestment.

Period	ENVA	POST
1 month	+15.33%	-8.62%
3 months	+41.08%	-5.45%
6 months	+17.91%	-6.53%
1 year	+97.00%	-18.62%
5 years(CAGR)	+39.10%	+4.41%
10 years(CAGR)	+39.00%	+6.61%
Max(CAGR)	+18.31%	+12.27%

Winner

ENVA

+15.33%

POST

-8.62%

Winner

ENVA

+41.08%

POST

-5.45%

Winner

ENVA

+17.91%

POST

-6.53%

Winner

ENVA

+97.00%

POST

-18.62%

5Y(CAGR)

Winner

ENVA

+39.10%

POST

+4.41%

10Y(CAGR)

Winner

ENVA

+39.00%

POST

+6.61%

Max(CAGR)

Winner

ENVA

+18.31%

POST

+12.27%

ENVA vs POST - Annual Returns (2012 - 2026)

Returns include dividend reinvestment.

Year	ENVA	POST
2026	+16.79%	-7.30%
2025	+63.51%	-12.58%
2024	+73.79%	+24.97%
2023	+43.31%	-2.11%
2022	-7.39%	+22.31%
2021	+77.62%	+12.59%
2020	+2.61%	-7.23%
2019	+20.24%	+21.32%
2018	+24.35%	+12.20%
2017	+14.72%	-3.32%
2016	+90.15%	+32.85%
2015	-71.03%	+44.36%
2014	-17.40%	-15.75%
2013	N/A	+36.67%
2012	N/A	+28.28%

ENVA vs POST Drawdown Comparison

The maximum drawdown for ENVA was -81.56%, occurring on Jan 19, 2016. Recovery took 868 trading sessions.

The maximum drawdown for POST was -47.37%, occurring on Oct 15, 2014. Recovery took 358 trading sessions.

The current ENVA drawdown is -0.23%. The current POST drawdown is -23.49%.

Rank	ENVA	POST
#1	-81.56% Nov 13, 2014 - Apr 27, 2018	-47.37% Mar 10, 2014 - Aug 10, 2015
#2	-77.57% Jul 19, 2018 - Mar 10, 2021	-36.56% Apr 30, 2019 - Apr 23, 2021
#3	-42.84% Feb 10, 2022 - Feb 2, 2023	-26.51% Dec 2, 2024 - Jun 4, 2026
#4	-37.01% Jul 18, 2023 - Jan 25, 2024	-24.13% Nov 27, 2015 - Mar 2, 2016
#5	-26.25% Feb 6, 2025 - Jul 10, 2025	-21.25% Jul 22, 2013 - Nov 27, 2013
#6	-24.78% Mar 12, 2021 - Nov 5, 2021	-20.81% Sep 17, 2015 - Nov 27, 2015
#7	-24.75% Feb 2, 2026 - Apr 27, 2026	-19.54% Jul 18, 2016 - Apr 10, 2017
#8	-21.84% Feb 3, 2023 - Jun 29, 2023	-19.18% May 14, 2021 - Jan 14, 2022
#9	-18.31% Sep 22, 2025 - Nov 5, 2025	-18.98% Apr 10, 2017 - Jul 19, 2018
#10	-14.51% Jul 23, 2025 - Aug 26, 2025	-17.60% Apr 2, 2012 - Nov 12, 2012
#11	-13.97% Nov 12, 2021 - Jan 12, 2022	-17.23% Jan 14, 2022 - Apr 21, 2022
#12	-13.87% Jul 31, 2024 - Oct 16, 2024	-16.85% Dec 2, 2022 - Feb 2, 2024
#13	-12.17% Jan 14, 2022 - Feb 7, 2022	-16.16% Sep 14, 2018 - Jan 17, 2019
#14	-11.60% Nov 25, 2024 - Jan 17, 2025	-11.61% Dec 9, 2013 - Jan 21, 2014
#15	-10.29% Apr 23, 2024 - Jul 11, 2024	-11.12% May 10, 2013 - Jul 18, 2013