TIPT vs BCAL

Comparison between Tiptree Inc (TIPT, Company) and Southern Calif Bancorp (BCAL, Company).

Both TIPT and BCAL are from the Financial Services sector.

5-Year PerformanceTIPT has outperformed BCAL, delivering a return of +14.9% compared to +8.5%

TIPT vs BCAL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	TIPT(COMPANY)	BCAL(COMPANY)
Market Cap	$671M	$670M
Max Drawdown	55.89%	52.35%
Sharpe Ratio	-0.56	0.99
5Y Beta	0.61	0.77
Industry	Insurance - Specialty	Banks - Regional
P/E Ratio	14.83	11.24
Forward P/E	12.11	N/A
PEG Ratio	3.14	0.05
Dividend Yield	1.34%	0.94%
5Y Dividends CAGR	14.87%	N/A
5Y EPS CAGR	-7.82%	N/A
Debt to Equity	14.30%	5.92%
Free Cash Flow Yield	26.21%	8.71%
P/S Ratio	0.29	3.62
P/B Ratio	1.33	1.18

Market Cap

Winner

TIPT

$671M

BCAL

$670M

Max Drawdown

TIPT

55.89%

Winner

BCAL

52.35%

Sharpe Ratio

TIPT

-0.56

Winner

BCAL

0.99

5Y Beta

Winner

TIPT

0.61

BCAL

0.77

Industry

TIPT

Insurance - Specialty

BCAL

Banks - Regional

P/E Ratio

TIPT

14.83

Winner

BCAL

11.24

Forward P/E

TIPT

12.11

BCAL

N/A

PEG Ratio

TIPT

3.14

Winner

BCAL

0.05

Dividend Yield

Winner

TIPT

1.34%

BCAL

0.94%

5Y Dividends CAGR

TIPT

14.87%

BCAL

N/A

5Y EPS CAGR

TIPT

-7.82%

BCAL

N/A

Debt to Equity

TIPT

14.30%

Winner

BCAL

5.92%

Free Cash Flow Yield

Winner

TIPT

26.21%

BCAL

8.71%

P/S Ratio

Winner

TIPT

0.29

BCAL

3.62

P/B Ratio

TIPT

1.33

Winner

BCAL

1.18

TIPT vs BCAL - Historical Returns

Returns include dividend reinvestment.

Period	TIPT	BCAL
1 month	-0.62%	+2.17%
3 months	+1.98%	+12.65%
6 months	+2.12%	+14.04%
1 year	-17.93%	+27.00%
5 years(CAGR)	+14.87%	+8.53%
10 years(CAGR)	+13.83%	+9.83%
Max(CAGR)	+11.13%	+9.65%

TIPT

-0.62%

Winner

BCAL

+2.17%

TIPT

+1.98%

Winner

BCAL

+12.65%

TIPT

+2.12%

Winner

BCAL

+14.04%

TIPT

-17.93%

Winner

BCAL

+27.00%

5Y(CAGR)

Winner

TIPT

+14.87%

BCAL

+8.53%

10Y(CAGR)

Winner

TIPT

+13.83%

BCAL

+9.83%

Max(CAGR)

Winner

TIPT

+11.13%

BCAL

+9.65%

TIPT vs BCAL - Annual Returns (2010 - 2026)

Returns include dividend reinvestment.

Year	TIPT	BCAL
2026	-1.96%	+13.05%
2025	-9.29%	+15.35%
2024	+14.13%	-3.84%
2023	+36.04%	+3.58%
2022	-0.20%	+12.35%
2021	+184.21%	+17.57%
2020	-36.28%	+0.00%
2019	+48.00%	-5.55%
2018	-5.59%	-10.51%
2017	-3.80%	+28.26%
2016	+10.37%	+38.55%
2015	-21.45%	+4.40%
2014	+9.61%	N/A
2013	+0.33%	N/A
2012	+24.81%	N/A
2011	+45.26%	N/A
2010	-1.66%	N/A

TIPT vs BCAL Drawdown Comparison

The maximum drawdown for TIPT was -51.21%, occurring on Mar 18, 2020. Recovery took 1703 trading sessions.

The maximum drawdown for BCAL was -52.35%, occurring on Apr 15, 2020. Recovery took 1465 trading sessions.

The current TIPT drawdown is -30.39%. The current BCAL drawdown is -3.82%.

Rank	TIPT	BCAL
#1	-51.21% Jun 25, 2014 - Mar 31, 2021	-52.35% Feb 9, 2018 - Dec 19, 2023
#2	-42.34% Apr 23, 2021 - Oct 14, 2021	-32.26% Nov 25, 2024 - Oct 29, 2025
#3	-39.05% Nov 4, 2021 - Feb 10, 2023	-25.88% Dec 29, 2023 - Nov 12, 2024
#4	-37.86% Sep 12, 2025 - Mar 19, 2026	-20.97% May 3, 2017 - Jan 22, 2018
#5	-25.49% Feb 22, 2023 - Aug 28, 2023	-13.51% Dec 8, 2025 - Jun 23, 2026
#6	-25.28% Jun 14, 2012 - Aug 23, 2012	-9.26% Mar 15, 2017 - May 3, 2017
#7	-24.04% Jan 11, 2024 - Oct 16, 2024	-5.30% Dec 24, 2015 - Aug 23, 2016
#8	-22.61% Jun 24, 2011 - Mar 19, 2012	-4.30% Nov 11, 2025 - Nov 24, 2025
#9	-21.62% Apr 21, 2014 - Jun 16, 2014	-4.25% Jul 1, 2026 - Jul 16, 2026
#10	-18.86% Mar 26, 2025 - Sep 12, 2025	-3.82% Jul 16, 2026 - Jul 23, 2026
#11	-17.94% Jan 29, 2014 - Apr 4, 2014	-1.04% Nov 12, 2024 - Nov 21, 2024
#12	-17.64% Dec 31, 2012 - Aug 14, 2013	-0.62% Nov 25, 2025 - Dec 3, 2025
#13	-17.22% Dec 2, 2024 - Feb 27, 2025	-0.56% Dec 4, 2025 - Dec 8, 2025
#14	-17.00% Nov 26, 2010 - Jan 4, 2011	-0.37% Nov 5, 2025 - Nov 10, 2025
#15	-15.61% Sep 1, 2023 - Nov 14, 2023	-0.35% Dec 27, 2023 - Dec 29, 2023

Correlation

Correlation between TIPT and BCAL is 0.67 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.67

-101

Dividend Comparison (2011 - 2026)

TIPT vs BCAL dividend yield comparison.

Year	TIPT	BCAL
2026	0.68%	0.96%
2025	1.31%	0.54%
2024	2.35%	0.00%
2023	1.05%	0.00%
2022	1.16%	0.00%
2021	1.16%	0.00%
2020	3.19%	0.00%
2019	1.90%	0.00%
2018	2.42%	0.00%
2017	2.02%	0.00%
2016	1.63%	0.00%
2015	1.63%	0.00%
2013	2.38%	0.00%
2012	7.20%	0.00%
2011	6.23%	0.00%