BCAL vs BRSP

Comparison between Southern Calif Bancorp (BCAL, Company) and BrightSpire Capital Inc - Class A (BRSP, Company).

BCAL is from the Financial Services sector, while BRSP is from the Real Estate sector.

5-Year PerformanceBCAL has outperformed BRSP, delivering a return of +8.5% compared to -0.7%

BCAL vs BRSP - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	BCAL(COMPANY)	BRSP(COMPANY)
Market Cap	$670M	$671M
Max Drawdown	52.35%	87.78%
Sharpe Ratio	0.99	0.68
5Y Beta	0.77	0.77
Industry	Banks - Regional	Reit - Mortgage
P/E Ratio	11.24	-57.00
Forward P/E	N/A	24.57
PEG Ratio	0.05	N/A
Dividend Yield	0.94%	11.80%
5Y Dividends CAGR	N/A	27.23%
Debt to Equity	5.92%	282.38%
Free Cash Flow Yield	8.71%	10.95%
P/S Ratio	3.62	2.07
P/B Ratio	1.18	0.77

Market Cap

BCAL

$670M

Winner

BRSP

$671M

Max Drawdown

Winner

BCAL

52.35%

BRSP

87.78%

Sharpe Ratio

Winner

BCAL

0.99

BRSP

0.68

5Y Beta

Winner

BCAL

0.77

BRSP

0.77

Industry

BCAL

Banks - Regional

BRSP

Reit - Mortgage

P/E Ratio

BCAL

11.24

Winner

BRSP

-57.00

Forward P/E

BCAL

N/A

BRSP

24.57

PEG Ratio

BCAL

0.05

BRSP

N/A

Dividend Yield

BCAL

0.94%

Winner

BRSP

11.80%

5Y Dividends CAGR

BCAL

N/A

BRSP

27.23%

Debt to Equity

Winner

BCAL

5.92%

BRSP

282.38%

Free Cash Flow Yield

BCAL

8.71%

Winner

BRSP

10.95%

P/S Ratio

BCAL

3.62

Winner

BRSP

2.07

P/B Ratio

BCAL

1.18

Winner

BRSP

0.77

BCAL vs BRSP - Historical Returns

Returns include dividend reinvestment.

Period	BCAL	BRSP
1 month	+2.17%	-3.81%
3 months	+12.65%	-11.29%
6 months	+14.04%	-6.75%
1 year	+27.00%	+17.41%
5 years(CAGR)	+8.53%	-0.71%
10 years(CAGR)	+9.83%	-6.31%
Max(CAGR)	+9.65%	-6.31%

Winner

BCAL

+2.17%

BRSP

-3.81%

Winner

BCAL

+12.65%

BRSP

-11.29%

Winner

BCAL

+14.04%

BRSP

-6.75%

Winner

BCAL

+27.00%

BRSP

+17.41%

5Y(CAGR)

Winner

BCAL

+8.53%

BRSP

-0.71%

10Y(CAGR)

Winner

BCAL

+9.83%

BRSP

-6.31%

Max(CAGR)

Winner

BCAL

+9.65%

BRSP

-6.31%

BCAL vs BRSP - Annual Returns (2015 - 2026)

Returns include dividend reinvestment.

Year	BCAL	BRSP
2026	+13.05%	-3.66%
2025	+15.35%	+10.80%
2024	-3.84%	-13.40%
2023	+3.58%	+33.01%
2022	+12.35%	-31.10%
2021	+17.57%	+53.82%
2020	+0.00%	-40.04%
2019	-5.55%	-7.05%
2018	-10.51%	-16.04%
2017	+28.26%	N/A
2016	+38.55%	N/A
2015	+4.40%	N/A

BCAL vs BRSP Drawdown Comparison

The maximum drawdown for BCAL was -52.35%, occurring on Apr 15, 2020. Recovery took 1465 trading sessions.

The maximum drawdown for BRSP was -85.71%, occurring on Mar 20, 2020. This drawdown has not yet recovered.

The current BCAL drawdown is -3.82%. The current BRSP drawdown is -51.45%.

Rank	BCAL	BRSP
#1	-52.35% Feb 9, 2018 - Dec 19, 2023	-85.71% Sep 21, 2018 - Mar 20, 2020
#2	-32.26% Nov 25, 2024 - Oct 29, 2025	-12.11% Mar 9, 2018 - Jun 29, 2018
#3	-25.88% Dec 29, 2023 - Nov 12, 2024	-9.56% Feb 1, 2018 - Feb 23, 2018
#4	-20.97% May 3, 2017 - Jan 22, 2018	-7.18% Jul 13, 2018 - Sep 11, 2018
#5	-13.51% Dec 8, 2025 - Jun 23, 2026	-2.25% Mar 2, 2018 - Mar 7, 2018
#6	-9.26% Mar 15, 2017 - May 3, 2017	-1.82% Feb 28, 2018 - Mar 2, 2018
#7	-5.30% Dec 24, 2015 - Aug 23, 2016	-1.82% Jul 6, 2018 - Jul 13, 2018
#8	-4.30% Nov 11, 2025 - Nov 24, 2025	-0.78% Feb 23, 2018 - Feb 27, 2018
#9	-4.25% Jul 1, 2026 - Jul 16, 2026	-0.10% Jul 2, 2018 - Jul 5, 2018
#10	-3.82% Jul 16, 2026 - Jul 23, 2026	N/A
#11	-1.04% Nov 12, 2024 - Nov 21, 2024	N/A
#12	-0.62% Nov 25, 2025 - Dec 3, 2025	N/A
#13	-0.56% Dec 4, 2025 - Dec 8, 2025	N/A
#14	-0.37% Nov 5, 2025 - Nov 10, 2025	N/A
#15	-0.35% Dec 27, 2023 - Dec 29, 2023	N/A