BCAL vs PAXS

Comparison between Southern Calif Bancorp (BCAL, Company) and PIMCO Access Income Fund (PAXS, Company).

Both BCAL and PAXS are from the Financial Services sector.

BCAL vs PAXS - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	BCAL(COMPANY)	PAXS(COMPANY)
Market Cap	$670M	$669M
Max Drawdown	52.35%	36.76%
Sharpe Ratio	0.99	0.05
5Y Beta	0.77	0.47
Industry	Banks - Regional	Asset Management
P/E Ratio	11.24	7.08
PEG Ratio	0.05	2.30
Dividend Yield	0.94%	N/A
Debt to Equity	5.92%	62.63%
Free Cash Flow Yield	8.71%	14.99%
P/S Ratio	3.62	8.11
P/B Ratio	1.18	0.94

Market Cap

Winner

BCAL

$670M

PAXS

$669M

Max Drawdown

BCAL

52.35%

Winner

PAXS

36.76%

Sharpe Ratio

Winner

BCAL

0.99

PAXS

0.05

5Y Beta

BCAL

0.77

Winner

PAXS

0.47

Industry

BCAL

Banks - Regional

PAXS

Asset Management

P/E Ratio

BCAL

11.24

Winner

PAXS

7.08

PEG Ratio

Winner

BCAL

0.05

PAXS

2.30

Dividend Yield

BCAL

0.94%

PAXS

N/A

Debt to Equity

Winner

BCAL

5.92%

PAXS

62.63%

Free Cash Flow Yield

BCAL

8.71%

Winner

PAXS

14.99%

P/S Ratio

Winner

BCAL

3.62

PAXS

8.11

P/B Ratio

BCAL

1.18

Winner

PAXS

0.94

BCAL vs PAXS - Historical Returns

Returns include dividend reinvestment.

Period	BCAL	PAXS
1 month	+2.17%	+0.89%
3 months	+12.65%	-1.47%
6 months	+14.04%	-6.45%
1 year	+27.00%	+4.07%
5 years(CAGR)	+8.53%	+4.27%
10 years(CAGR)	+9.83%	N/A
Max(CAGR)	+9.65%	+4.27%

Winner

BCAL

+2.17%

PAXS

+0.89%

Winner

BCAL

+12.65%

PAXS

-1.47%

Winner

BCAL

+14.04%

PAXS

-6.45%

Winner

BCAL

+27.00%

PAXS

+4.07%

5Y(CAGR)

Winner

BCAL

+8.53%

PAXS

+4.27%

10Y(CAGR)

BCAL

+9.83%

PAXS

N/A

Max(CAGR)

Winner

BCAL

+9.65%

PAXS

+4.27%

BCAL vs PAXS - Annual Returns (2015 - 2026)

Returns include dividend reinvestment.

Year	BCAL	PAXS
2026	+13.05%	-1.68%
2025	+15.35%	+10.24%
2024	-3.84%	+17.06%
2023	+3.58%	+6.44%
2022	+12.35%	-16.65%
2021	+17.57%	N/A
2020	+0.00%	N/A
2019	-5.55%	N/A
2018	-10.51%	N/A
2017	+28.26%	N/A
2016	+38.55%	N/A
2015	+4.40%	N/A

BCAL vs PAXS Drawdown Comparison

The maximum drawdown for BCAL was -52.35%, occurring on Apr 15, 2020. Recovery took 1465 trading sessions.

The maximum drawdown for PAXS was -22.28%, occurring on Jun 16, 2022. Recovery took 514 trading sessions.

The current BCAL drawdown is -3.82%. The current PAXS drawdown is -6.97%.

Rank	BCAL	PAXS
#1	-52.35% Feb 9, 2018 - Dec 19, 2023	-22.28% Feb 2, 2022 - Feb 21, 2024
#2	-32.26% Nov 25, 2024 - Oct 29, 2025	-12.90% Nov 29, 2024 - Aug 1, 2025
#3	-25.88% Dec 29, 2023 - Nov 12, 2024	-12.09% Jan 30, 2026 - Mar 27, 2026
#4	-20.97% May 3, 2017 - Jan 22, 2018	-8.45% Oct 2, 2024 - Nov 29, 2024
#5	-13.51% Dec 8, 2025 - Jun 23, 2026	-8.14% Apr 8, 2024 - May 3, 2024
#6	-9.26% Mar 15, 2017 - May 3, 2017	-7.14% Oct 8, 2025 - Jan 22, 2026
#7	-5.30% Dec 24, 2015 - Aug 23, 2016	-5.54% May 22, 2024 - Aug 19, 2024
#8	-4.30% Nov 11, 2025 - Nov 24, 2025	-2.48% May 3, 2024 - May 21, 2024
#9	-4.25% Jul 1, 2026 - Jul 16, 2026	-2.30% Mar 12, 2024 - Mar 28, 2024
#10	-3.82% Jul 16, 2026 - Jul 23, 2026	-2.10% Mar 4, 2024 - Mar 12, 2024
#11	-1.04% Nov 12, 2024 - Nov 21, 2024	-2.00% Feb 26, 2024 - Mar 4, 2024
#12	-0.62% Nov 25, 2025 - Dec 3, 2025	-1.48% Sep 11, 2025 - Oct 1, 2025
#13	-0.56% Dec 4, 2025 - Dec 8, 2025	-1.40% Aug 19, 2024 - Aug 27, 2024
#14	-0.37% Nov 5, 2025 - Nov 10, 2025	-1.15% Sep 16, 2024 - Sep 23, 2024
#15	-0.35% Dec 27, 2023 - Dec 29, 2023	-1.08% Sep 24, 2024 - Sep 30, 2024