BCAL vs CARS

Comparison between Southern Calif Bancorp (BCAL, Company) and Cars.com (CARS, Company).

BCAL is from the Financial Services sector, while CARS is from the Communication Services sector.

5-Year PerformanceBCAL has outperformed CARS, delivering a return of +8.5% compared to -1.5%

BCAL vs CARS - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	BCAL(COMPANY)	CARS(COMPANY)
Market Cap	$670M	$667M
Max Drawdown	52.35%	88.88%
Sharpe Ratio	0.99	-0.14
5Y Beta	0.77	1.09
Industry	Banks - Regional	Internet Content & Information
P/E Ratio	11.24	25.72
Forward P/E	N/A	6.21
PEG Ratio	0.05	2.35
Dividend Yield	0.94%	N/A
5Y EPS CAGR	N/A	55.00%
Debt to Equity	5.92%	98.06%
Free Cash Flow Yield	8.71%	23.72%
P/S Ratio	3.62	0.90
P/B Ratio	1.18	1.44

Market Cap

Winner

BCAL

$670M

CARS

$667M

Max Drawdown

Winner

BCAL

52.35%

CARS

88.88%

Sharpe Ratio

Winner

BCAL

0.99

CARS

-0.14

5Y Beta

Winner

BCAL

0.77

CARS

1.09

Industry

BCAL

Banks - Regional

CARS

Internet Content & Information

P/E Ratio

Winner

BCAL

11.24

CARS

25.72

Forward P/E

BCAL

N/A

CARS

6.21

PEG Ratio

Winner

BCAL

0.05

CARS

2.35

Dividend Yield

BCAL

0.94%

CARS

N/A

5Y EPS CAGR

BCAL

N/A

CARS

55.00%

Debt to Equity

Winner

BCAL

5.92%

CARS

98.06%

Free Cash Flow Yield

BCAL

8.71%

Winner

CARS

23.72%

P/S Ratio

BCAL

3.62

Winner

CARS

0.90

P/B Ratio

Winner

BCAL

1.18

CARS

1.44

BCAL vs CARS - Historical Returns

Returns include dividend reinvestment.

Period	BCAL	CARS
1 month	+2.17%	+16.01%
3 months	+12.65%	+5.89%
6 months	+14.04%	-4.40%
1 year	+27.00%	-15.32%
5 years(CAGR)	+8.53%	-1.47%
10 years(CAGR)	+9.83%	-9.09%
Max(CAGR)	+9.65%	-9.09%

BCAL

+2.17%

Winner

CARS

+16.01%

Winner

BCAL

+12.65%

CARS

+5.89%

Winner

BCAL

+14.04%

CARS

-4.40%

Winner

BCAL

+27.00%

CARS

-15.32%

5Y(CAGR)

Winner

BCAL

+8.53%

CARS

-1.47%

10Y(CAGR)

Winner

BCAL

+9.83%

CARS

-9.09%

Max(CAGR)

Winner

BCAL

+9.65%

CARS

-9.09%

BCAL vs CARS - Annual Returns (2015 - 2026)

Returns include dividend reinvestment.

Year	BCAL	CARS
2026	+13.05%	-5.19%
2025	+15.35%	-27.55%
2024	-3.84%	-5.66%
2023	+3.58%	+37.07%
2022	+12.35%	-16.75%
2021	+17.57%	+41.26%
2020	+0.00%	-6.61%
2019	-5.55%	-44.56%
2018	-10.51%	-25.84%
2017	+28.26%	+5.72%
2016	+38.55%	N/A
2015	+4.40%	N/A

BCAL vs CARS Drawdown Comparison

The maximum drawdown for BCAL was -52.35%, occurring on Apr 15, 2020. Recovery took 1465 trading sessions.

The maximum drawdown for CARS was -88.88%, occurring on Apr 2, 2020. This drawdown has not yet recovered.

The current BCAL drawdown is -3.82%. The current CARS drawdown is -64.84%.

Rank	BCAL	CARS
#1	-52.35% Feb 9, 2018 - Dec 19, 2023	-88.88% Jul 12, 2018 - Apr 2, 2020
#2	-32.26% Nov 25, 2024 - Oct 29, 2025	-24.90% Jan 8, 2018 - Jul 11, 2018
#3	-25.88% Dec 29, 2023 - Nov 12, 2024	-24.50% Jun 6, 2017 - Dec 19, 2017
#4	-20.97% May 3, 2017 - Jan 22, 2018	-3.87% Dec 21, 2017 - Jan 5, 2018
#5	-13.51% Dec 8, 2025 - Jun 23, 2026	-0.84% Jun 1, 2017 - Jun 5, 2017
#6	-9.26% Mar 15, 2017 - May 3, 2017	N/A
#7	-5.30% Dec 24, 2015 - Aug 23, 2016	N/A
#8	-4.30% Nov 11, 2025 - Nov 24, 2025	N/A
#9	-4.25% Jul 1, 2026 - Jul 16, 2026	N/A
#10	-3.82% Jul 16, 2026 - Jul 23, 2026	N/A
#11	-1.04% Nov 12, 2024 - Nov 21, 2024	N/A
#12	-0.62% Nov 25, 2025 - Dec 3, 2025	N/A
#13	-0.56% Dec 4, 2025 - Dec 8, 2025	N/A
#14	-0.37% Nov 5, 2025 - Nov 10, 2025	N/A
#15	-0.35% Dec 27, 2023 - Dec 29, 2023	N/A