TBBK vs NBTB

Comparison between Bancorp Inc (The) (TBBK, Company) and NBT Bancorp. Inc (NBTB, Company).

Both TBBK and NBTB are from the Financial Services sector.

5-Year PerformanceTBBK has outperformed NBTB, delivering a return of +20.9% compared to +9.1%

TBBK vs NBTB - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	TBBK(COMPANY)	NBTB(COMPANY)
Market Cap	$2.54B	$2.54B
Max Drawdown	92.68%	53.69%
Sharpe Ratio	0.42	0.81
5Y Beta	1.33	0.77
Industry	Banks - Regional	Banks - Regional
P/E Ratio	11.46	15.02
Forward P/E	14.60	13.40
PEG Ratio	0.71	0.87
Dividend Yield	N/A	3.07%
5Y Dividends CAGR	N/A	11.00%
5Y EPS CAGR	26.61%	3.83%
Debt to Equity	67.44%	6.15%
Free Cash Flow Yield	8.31%	9.70%

Market Cap

TBBK

$2.54B

Winner

NBTB

$2.54B

Max Drawdown

TBBK

92.68%

Winner

NBTB

53.69%

Sharpe Ratio

TBBK

0.42

Winner

NBTB

0.81

5Y Beta

TBBK

1.33

Winner

NBTB

0.77

Industry

TBBK

Banks - Regional

NBTB

Banks - Regional

P/E Ratio

Winner

TBBK

11.46

NBTB

15.02

Forward P/E

TBBK

14.60

Winner

NBTB

13.40

PEG Ratio

Winner

TBBK

0.71

NBTB

0.87

Dividend Yield

TBBK

N/A

NBTB

3.07%

5Y Dividends CAGR

TBBK

N/A

NBTB

11.00%

5Y EPS CAGR

Winner

TBBK

26.61%

NBTB

3.83%

Debt to Equity

TBBK

67.44%

Winner

NBTB

6.15%

Free Cash Flow Yield

TBBK

8.31%

Winner

NBTB

9.70%

TBBK vs NBTB - Historical Returns

Returns include dividend reinvestment.

Period	TBBK	NBTB
1 month	+10.53%	+6.61%
3 months	+17.92%	+16.93%
6 months	-12.62%	+17.28%
1 year	+11.89%	+25.42%
5 years(CAGR)	+20.87%	+9.13%
10 years(CAGR)	+25.69%	+9.12%
Max(CAGR)	+6.23%	+7.41%

Winner

TBBK

+10.53%

NBTB

+6.61%

Winner

TBBK

+17.92%

NBTB

+16.93%

TBBK

-12.62%

Winner

NBTB

+17.28%

TBBK

+11.89%

Winner

NBTB

+25.42%

5Y(CAGR)

Winner

TBBK

+20.87%

NBTB

+9.13%

10Y(CAGR)

Winner

TBBK

+25.69%

NBTB

+9.12%

Max(CAGR)

TBBK

+6.23%

Winner

NBTB

+7.41%

TBBK vs NBTB - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	TBBK	NBTB
2026	-8.50%	+20.44%
2025	+30.62%	-9.02%
2024	+37.16%	+16.83%
2023	+31.47%	+1.26%
2022	+10.51%	+14.32%
2021	+86.79%	+24.84%
2020	+5.90%	-18.41%
2019	+57.40%	+19.24%
2018	-20.16%	-3.33%
2017	+22.58%	-10.10%
2016	+29.92%	+59.90%
2015	-38.33%	+12.03%
2014	-37.66%	+6.89%
2013	+62.82%	+27.49%
2012	+49.66%	-7.03%
2011	-28.84%	-7.22%
2010	+36.88%	+21.06%
2009	+80.05%	-23.93%
2008	-71.26%	+30.00%
2007	-54.42%	-7.39%
2006	+74.12%	+19.48%
2005	+1.67%	-11.48%
2004	+4.50%	+22.65%
2003	N/A	+26.53%
2002	N/A	+27.59%
2001	N/A	+4.37%
2000	N/A	-3.05%
1999	N/A	-15.41%

TBBK vs NBTB Drawdown Comparison

The maximum drawdown for TBBK was -92.68%, occurring on Nov 25, 2008. Recovery took 3721 trading sessions.

The maximum drawdown for NBTB was -52.87%, occurring on Mar 9, 2009. Recovery took 1700 trading sessions.

The current TBBK drawdown is -22.94%. The current NBTB drawdown is -1.11%.

Rank	TBBK	NBTB
#1	-92.68% Dec 27, 2006 - Oct 8, 2021	-52.87% Sep 19, 2008 - Jun 23, 2015
#2	-48.94% Nov 5, 2021 - Jan 27, 2023	-47.24% Nov 4, 1999 - Jun 29, 2001
#3	-36.28% Jan 30, 2024 - Jul 16, 2024	-37.88% Nov 10, 2022 - Jul 17, 2024
#4	-36.05% Sep 28, 2004 - Feb 17, 2006	-35.11% Dec 20, 2019 - Mar 8, 2021
#5	-35.92% Oct 14, 2025 - Mar 27, 2026	-33.93% Dec 27, 2006 - Aug 1, 2008
#6	-34.77% Feb 5, 2025 - Jul 11, 2025	-33.50% Jun 29, 2001 - Nov 4, 2002
#7	-30.03% Feb 17, 2023 - Jul 18, 2023	-25.67% Dec 16, 2024 - Apr 11, 2025
#8	-21.73% Jul 26, 2023 - Dec 14, 2023	-24.00% Jan 4, 2017 - Jul 24, 2018
#9	-20.34% Oct 17, 2024 - Nov 25, 2024	-23.40% Dec 22, 2004 - Dec 4, 2006
#10	-17.23% Apr 23, 2004 - Sep 28, 2004	-22.00% Mar 12, 2021 - Jan 14, 2022
#11	-16.67% Nov 25, 2024 - Jan 31, 2025	-21.08% Nov 27, 2015 - Jul 14, 2016
#12	-16.30% Oct 13, 2006 - Dec 8, 2006	-20.87% Jul 26, 2018 - Nov 4, 2019
#13	-12.27% Apr 19, 2006 - Jun 28, 2006	-16.12% Jan 14, 2022 - Aug 12, 2022
#14	-12.24% Jul 26, 2024 - Aug 23, 2024	-13.85% Jul 26, 2024 - Nov 6, 2024
#15	-11.73% Dec 19, 2023 - Jan 26, 2024	-13.55% Apr 2, 2004 - Sep 9, 2004