StockComparison Logo
vs

NBTB vs SPY

Comparison between NBT Bancorp. Inc (NBTB, Company) and SPDR S&P 500 ETF Trust (SPY, ETF).

5-Year PerformanceNBTB has outperformed SPY, delivering a return of +12.8% compared to +12.4%

NBTB vs SPY - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap / Net Assets
NBTB
$2.70B
Winner
SPY
$781B
Expense Ratio
NBTB
N/A
SPY
0.09%
Max Drawdown
Winner
NBTB
53.69%
SPY
56.47%
Sharpe Ratio
NBTB
0.86
Winner
SPY
1.12
5Y Beta
Winner
NBTB
0.77
SPY
1.00
Industry
NBTB
Banks - Regional
SPY
N/A
P/E Ratio
Winner
NBTB
15.95
SPY
28.53
Forward P/E
Winner
NBTB
13.40
SPY
21.47
PEG Ratio
NBTB
0.92
SPY
N/A
Dividend Yield
NBTB
2.78%
SPY
N/A
5Y Dividends CAGR
Winner
NBTB
11.00%
SPY
6.00%
5Y EPS CAGR
NBTB
3.83%
Winner
SPY
25.58%
Debt to Equity
Winner
NBTB
6.15%
SPY
32.09%
Free Cash Flow Yield
NBTB
9.13%
SPY
N/A
P/S Ratio
NBTB
3.86
Winner
SPY
3.75
P/B Ratio
Winner
NBTB
1.42
SPY
5.64

NBTB vs SPY - Historical Returns

Returns include dividend reinvestment.

1M
Winner
NBTB
+6.69%
SPY
+0.63%
3M
Winner
NBTB
+14.24%
SPY
+4.46%
6M
Winner
NBTB
+19.55%
SPY
+7.67%
1Y
Winner
NBTB
+25.12%
SPY
+17.68%
5Y(CAGR)
Winner
NBTB
+12.82%
SPY
+12.42%
10Y(CAGR)
NBTB
+8.75%
Winner
SPY
+14.84%
Max(CAGR)
NBTB
+7.56%
Winner
SPY
+8.44%

NBTB vs SPY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearNBTBSPY
2026+25.47%+8.63%
2025-9.02%+18.00%
2024+16.83%+25.59%
2023+1.26%+26.72%
2022+14.32%-18.64%
2021+24.84%+30.52%
2020-18.41%+17.28%
2019+19.24%+31.09%
2018-3.33%-5.24%
2017-10.10%+20.78%
2016+59.90%+13.59%
2015+12.03%+1.31%
2014+6.89%+14.56%
2013+27.49%+29.00%
2012-7.03%+14.17%
2011-7.22%+0.85%
2010+21.06%+13.14%
2009-23.93%+22.67%
2008+30.00%-36.25%
2007-7.39%+5.32%
2006+19.48%+13.85%
2005-11.48%+5.32%
2004+22.65%+10.75%
2003+26.53%+24.18%
2002+27.59%-22.42%
2001+4.37%-10.13%
2000-3.05%-8.84%
1999-15.41%+8.61%

NBTB vs SPY Drawdown Comparison

The maximum drawdown for NBTB was -52.87%, occurring on Mar 9, 2009. Recovery took 1700 trading sessions.

The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.

The current NBTB drawdown is -3.50%. The current SPY drawdown is -2.57%.

RankNBTBSPY
#1-52.87%
Sep 19, 2008 - Jun 23, 2015		-55.20%
Oct 9, 2007 - Aug 16, 2012
#2-47.24%
Nov 4, 1999 - Jun 29, 2001		-47.50%
Mar 24, 2000 - Oct 26, 2006
#3-37.88%
Nov 10, 2022 - Jul 17, 2024		-33.70%
Feb 19, 2020 - Aug 10, 2020
#4-35.11%
Dec 20, 2019 - Mar 8, 2021		-24.50%
Jan 3, 2022 - Dec 13, 2023
#5-33.93%
Dec 27, 2006 - Aug 1, 2008		-19.34%
Sep 20, 2018 - Apr 12, 2019
#6-33.50%
Jun 29, 2001 - Nov 4, 2002		-18.76%
Feb 19, 2025 - Jun 26, 2025
#7-25.67%
Dec 16, 2024 - Jul 1, 2026		-13.02%
Jul 20, 2015 - Apr 18, 2016
#8-24.00%
Jan 4, 2017 - Jul 24, 2018		-10.10%
Jan 26, 2018 - Aug 6, 2018
#9-23.40%
Dec 22, 2004 - Dec 4, 2006		-9.44%
Sep 2, 2020 - Nov 11, 2020
#10-22.00%
Mar 12, 2021 - Jan 14, 2022		-9.30%
Jan 19, 2000 - Mar 17, 2000
#11-21.08%
Nov 27, 2015 - Jul 14, 2016		-9.05%
Jul 19, 2007 - Oct 5, 2007
#12-20.87%
Jul 26, 2018 - Nov 4, 2019		-8.88%
Jan 27, 2026 - Apr 14, 2026
#13-16.12%
Jan 14, 2022 - Aug 12, 2022		-8.41%
Jul 16, 2024 - Sep 19, 2024
#14-13.85%
Jul 26, 2024 - Nov 6, 2024		-7.35%
Sep 14, 2012 - Jan 2, 2013
#15-13.55%
Apr 2, 2004 - Sep 9, 2004		-7.27%
Sep 18, 2014 - Oct 31, 2014

Correlation

Correlation between NBTB and SPY is 0.93 which considered as a very strong positive correlation - the stocks move almost identically together.

0.93
-101

Dividend Comparison (1999 - 2026)

NBTB vs SPY dividend yield comparison.

YearNBTBSPY
20261.44%0.50%
20253.42%1.07%
20242.76%1.21%
20232.96%1.40%
20222.67%1.65%
20212.86%1.20%
20203.36%1.52%
20192.59%1.75%
20182.86%2.04%
20172.50%1.80%
20162.15%2.03%
20153.12%2.06%
20143.20%1.87%
20133.13%1.81%
20123.95%2.18%
20113.62%2.05%
20103.31%1.80%
20093.93%1.95%
20082.86%3.02%
20073.46%1.85%
20062.98%1.73%
20053.52%1.73%
20042.88%1.82%
20033.17%1.47%
20023.98%1.70%
20014.69%1.25%
20004.65%1.15%
19991.10%0.24%

Select Stocks to Compare

Popular: NBTB vs SPY