NBTB vs PDFS

Comparison between NBT Bancorp. Inc (NBTB, Company) and PDF Solutions Inc (PDFS, Company).

NBTB is from the Financial Services sector, while PDFS is from the Technology sector.

5-Year PerformancePDFS has outperformed NBTB, delivering a return of +30.1% compared to +9.1%

NBTB vs PDFS - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	NBTB(COMPANY)	PDFS(COMPANY)
Market Cap	$2.54B	$2.54B
Max Drawdown	53.69%	95.46%
Sharpe Ratio	0.81	2.24
5Y Beta	0.77	1.87
Industry	Banks - Regional	Software - Application
P/E Ratio	15.02	351.46
Forward P/E	13.40	70.42
PEG Ratio	0.87	0.93
Dividend Yield	3.07%	N/A
5Y Dividends CAGR	11.00%	N/A
5Y EPS CAGR	3.83%	N/A
Debt to Equity	6.15%	23.69%
Free Cash Flow Yield	9.70%	-0.71%

Market Cap

Winner

NBTB

$2.54B

PDFS

$2.54B

Max Drawdown

Winner

NBTB

53.69%

PDFS

95.46%

Sharpe Ratio

NBTB

0.81

Winner

PDFS

2.24

5Y Beta

Winner

NBTB

0.77

PDFS

1.87

Industry

NBTB

Banks - Regional

PDFS

Software - Application

P/E Ratio

Winner

NBTB

15.02

PDFS

351.46

Forward P/E

Winner

NBTB

13.40

PDFS

70.42

PEG Ratio

Winner

NBTB

0.87

PDFS

0.93

Dividend Yield

NBTB

3.07%

PDFS

N/A

5Y Dividends CAGR

NBTB

11.00%

PDFS

N/A

5Y EPS CAGR

NBTB

3.83%

PDFS

N/A

Debt to Equity

Winner

NBTB

6.15%

PDFS

23.69%

Free Cash Flow Yield

Winner

NBTB

9.70%

PDFS

-0.71%

NBTB vs PDFS - Historical Returns

Returns include dividend reinvestment.

Period	NBTB	PDFS
1 month	+6.61%	+40.29%
3 months	+16.93%	+96.93%
6 months	+17.28%	+138.94%
1 year	+25.42%	+228.09%
5 years(CAGR)	+9.13%	+30.10%
10 years(CAGR)	+9.12%	+17.35%
Max(CAGR)	+7.41%	+6.07%

NBTB

+6.61%

Winner

PDFS

+40.29%

NBTB

+16.93%

Winner

PDFS

+96.93%

NBTB

+17.28%

Winner

PDFS

+138.94%

NBTB

+25.42%

Winner

PDFS

+228.09%

5Y(CAGR)

NBTB

+9.13%

Winner

PDFS

+30.10%

10Y(CAGR)

NBTB

+9.12%

Winner

PDFS

+17.35%

Max(CAGR)

Winner

NBTB

+7.41%

PDFS

+6.07%

NBTB vs PDFS - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	NBTB	PDFS
2026	+20.44%	+132.39%
2025	-9.02%	+4.39%
2024	+16.83%	-12.62%
2023	+1.26%	+15.28%
2022	+14.32%	-11.18%
2021	+24.84%	+48.21%
2020	-18.41%	+26.83%
2019	+19.24%	+95.71%
2018	-3.33%	-48.60%
2017	-10.10%	-30.16%
2016	+59.90%	+116.62%
2015	+12.03%	-26.01%
2014	+6.89%	-40.68%
2013	+27.49%	+76.45%
2012	-7.03%	+99.13%
2011	-7.22%	+43.42%
2010	+21.06%	+24.87%
2009	-23.93%	+145.22%
2008	+30.00%	-84.02%
2007	-7.39%	-39.20%
2006	+19.48%	-12.42%
2005	-11.48%	+0.62%
2004	+22.65%	+12.97%
2003	+26.53%	+113.47%
2002	+27.59%	-65.44%
2001	+4.37%	+32.66%
2000	-3.05%	N/A
1999	-15.41%	N/A

NBTB vs PDFS Drawdown Comparison

The maximum drawdown for NBTB was -52.87%, occurring on Mar 9, 2009. Recovery took 1700 trading sessions.

The maximum drawdown for PDFS was -95.46%, occurring on Mar 3, 2009. Recovery took 2918 trading sessions.

The current NBTB drawdown is -1.11%.

Rank	NBTB	PDFS
#1	-52.87% Sep 19, 2008 - Jun 23, 2015	-95.46% Dec 28, 2001 - Aug 2, 2013
#2	-47.24% Nov 4, 1999 - Jun 29, 2001	-70.73% Jan 22, 2014 - Nov 10, 2021
#3	-37.88% Nov 10, 2022 - Jul 17, 2024	-65.53% Jul 10, 2023 - May 6, 2026
#4	-35.11% Dec 20, 2019 - Mar 8, 2021	-41.41% Nov 16, 2021 - Feb 7, 2023
#5	-33.93% Dec 27, 2006 - Aug 1, 2008	-40.43% Aug 1, 2001 - Oct 18, 2001
#6	-33.50% Jun 29, 2001 - Nov 4, 2002	-22.73% May 11, 2026 - Jun 2, 2026
#7	-25.67% Dec 16, 2024 - Apr 11, 2025	-21.40% Apr 3, 2023 - Jun 7, 2023
#8	-24.00% Jan 4, 2017 - Jul 24, 2018	-19.41% Oct 22, 2001 - Dec 11, 2001
#9	-23.40% Dec 22, 2004 - Dec 4, 2006	-10.89% Aug 5, 2013 - Sep 10, 2013
#10	-22.00% Mar 12, 2021 - Jan 14, 2022	-8.76% Jun 4, 2026 - Jun 9, 2026
#11	-21.08% Nov 27, 2015 - Jul 14, 2016	-7.77% Dec 13, 2001 - Dec 27, 2001
#12	-20.87% Jul 26, 2018 - Nov 4, 2019	-7.37% Jun 18, 2026 - Jun 25, 2026
#13	-16.12% Jan 14, 2022 - Aug 12, 2022	-6.28% Oct 4, 2013 - Oct 14, 2013
#14	-13.85% Jul 26, 2024 - Nov 6, 2024	-6.18% Jun 15, 2026 - Jun 18, 2026
#15	-13.55% Apr 2, 2004 - Sep 9, 2004	-5.71% Mar 8, 2023 - Mar 16, 2023