NBTB vs TBBK

Comparison between NBT Bancorp. Inc (NBTB, Company) and Bancorp Inc (The) (TBBK, Company).

Both NBTB and TBBK are from the Financial Services sector.

5-Year PerformanceTBBK has outperformed NBTB, delivering a return of +20.6% compared to +8.9%

NBTB vs TBBK - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	NBTB(COMPANY)	TBBK(COMPANY)
Market Cap	$2.54B	$2.54B
Max Drawdown	53.69%	92.68%
Sharpe Ratio	0.81	0.42
5Y Beta	0.77	1.33
Industry	Banks - Regional	Banks - Regional
P/E Ratio	15.02	11.46
Forward P/E	13.40	14.60
PEG Ratio	0.87	0.71
Dividend Yield	3.07%	N/A
5Y Dividends CAGR	11.00%	N/A
5Y EPS CAGR	3.83%	26.61%
Debt to Equity	6.15%	67.44%
Free Cash Flow Yield	9.70%	8.31%

Market Cap

Winner

NBTB

$2.54B

TBBK

$2.54B

Max Drawdown

Winner

NBTB

53.69%

TBBK

92.68%

Sharpe Ratio

Winner

NBTB

0.81

TBBK

0.42

5Y Beta

Winner

NBTB

0.77

TBBK

1.33

Industry

NBTB

Banks - Regional

TBBK

Banks - Regional

P/E Ratio

NBTB

15.02

Winner

TBBK

11.46

Forward P/E

Winner

NBTB

13.40

TBBK

14.60

PEG Ratio

NBTB

0.87

Winner

TBBK

0.71

Dividend Yield

NBTB

3.07%

TBBK

N/A

5Y Dividends CAGR

NBTB

11.00%

TBBK

N/A

5Y EPS CAGR

NBTB

3.83%

Winner

TBBK

26.61%

Debt to Equity

Winner

NBTB

6.15%

TBBK

67.44%

Free Cash Flow Yield

Winner

NBTB

9.70%

TBBK

8.31%

NBTB vs TBBK - Historical Returns

Returns include dividend reinvestment.

Period	NBTB	TBBK
1 month	+6.94%	+9.63%
3 months	+17.05%	+14.54%
6 months	+15.99%	-14.40%
1 year	+22.60%	+11.37%
5 years(CAGR)	+8.94%	+20.56%
10 years(CAGR)	+9.00%	+25.44%
Max(CAGR)	+7.37%	+6.13%

NBTB

+6.94%

Winner

TBBK

+9.63%

Winner

NBTB

+17.05%

TBBK

+14.54%

Winner

NBTB

+15.99%

TBBK

-14.40%

Winner

NBTB

+22.60%

TBBK

+11.37%

5Y(CAGR)

NBTB

+8.94%

Winner

TBBK

+20.56%

10Y(CAGR)

NBTB

+9.00%

Winner

TBBK

+25.44%

Max(CAGR)

Winner

NBTB

+7.37%

TBBK

+6.13%

NBTB vs TBBK - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	NBTB	TBBK
2026	+19.12%	-10.36%
2025	-9.02%	+30.62%
2024	+16.83%	+37.16%
2023	+1.26%	+31.47%
2022	+14.32%	+10.51%
2021	+24.84%	+86.79%
2020	-18.41%	+5.90%
2019	+19.24%	+57.40%
2018	-3.33%	-20.16%
2017	-10.10%	+22.58%
2016	+59.90%	+29.92%
2015	+12.03%	-38.33%
2014	+6.89%	-37.66%
2013	+27.49%	+62.82%
2012	-7.03%	+49.66%
2011	-7.22%	-28.84%
2010	+21.06%	+36.88%
2009	-23.93%	+80.05%
2008	+30.00%	-71.26%
2007	-7.39%	-54.42%
2006	+19.48%	+74.12%
2005	-11.48%	+1.67%
2004	+22.65%	+4.50%
2003	+26.53%	N/A
2002	+27.59%	N/A
2001	+4.37%	N/A
2000	-3.05%	N/A
1999	-15.41%	N/A

NBTB vs TBBK Drawdown Comparison

The maximum drawdown for NBTB was -52.87%, occurring on Mar 9, 2009. Recovery took 1700 trading sessions.

The maximum drawdown for TBBK was -92.68%, occurring on Nov 25, 2008. Recovery took 3721 trading sessions.

The current NBTB drawdown is -2.19%. The current TBBK drawdown is -24.51%.

Rank	NBTB	TBBK
#1	-52.87% Sep 19, 2008 - Jun 23, 2015	-92.68% Dec 27, 2006 - Oct 8, 2021
#2	-47.24% Nov 4, 1999 - Jun 29, 2001	-48.94% Nov 5, 2021 - Jan 27, 2023
#3	-37.88% Nov 10, 2022 - Jul 17, 2024	-36.28% Jan 30, 2024 - Jul 16, 2024
#4	-35.11% Dec 20, 2019 - Mar 8, 2021	-36.05% Sep 28, 2004 - Feb 17, 2006
#5	-33.93% Dec 27, 2006 - Aug 1, 2008	-35.92% Oct 14, 2025 - Mar 27, 2026
#6	-33.50% Jun 29, 2001 - Nov 4, 2002	-34.77% Feb 5, 2025 - Jul 11, 2025
#7	-25.67% Dec 16, 2024 - Apr 11, 2025	-30.03% Feb 17, 2023 - Jul 18, 2023
#8	-24.00% Jan 4, 2017 - Jul 24, 2018	-21.73% Jul 26, 2023 - Dec 14, 2023
#9	-23.40% Dec 22, 2004 - Dec 4, 2006	-20.34% Oct 17, 2024 - Nov 25, 2024
#10	-22.00% Mar 12, 2021 - Jan 14, 2022	-17.23% Apr 23, 2004 - Sep 28, 2004
#11	-21.08% Nov 27, 2015 - Jul 14, 2016	-16.67% Nov 25, 2024 - Jan 31, 2025
#12	-20.87% Jul 26, 2018 - Nov 4, 2019	-16.30% Oct 13, 2006 - Dec 8, 2006
#13	-16.12% Jan 14, 2022 - Aug 12, 2022	-12.27% Apr 19, 2006 - Jun 28, 2006
#14	-13.85% Jul 26, 2024 - Nov 6, 2024	-12.24% Jul 26, 2024 - Aug 23, 2024
#15	-13.55% Apr 2, 2004 - Sep 9, 2004	-11.73% Dec 19, 2023 - Jan 26, 2024