SYF vs RPRX

Comparison between Synchrony Financial (SYF, Company) and Royalty Pharma plc - Class A (RPRX, Company).

SYF is from the Financial Services sector, while RPRX is from the Healthcare sector.

5-Year PerformanceSYF has outperformed RPRX, delivering a return of +12.2% compared to +11.7%

SYF vs RPRX - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SYF(COMPANY)	RPRX(COMPANY)
Market Cap	$26B	$26B
Max Drawdown	68.17%	54.03%
Sharpe Ratio	0.46	1.84
5Y Beta	1.50	0.25
Industry	Credit Services	Biotechnology
P/E Ratio	7.72	39.60
Forward P/E	8.14	48.31
PEG Ratio	0.40	2.19
Dividend Yield	1.52%	1.57%
5Y Dividends CAGR	11.84%	19.18%
5Y EPS CAGR	12.37%	N/A
Debt to Equity	97.25%	91.58%
Free Cash Flow Yield	37.64%	11.58%
P/S Ratio	2.60	13.63
P/B Ratio	1.62	3.76

Market Cap

Winner

SYF

$26B

RPRX

$26B

Max Drawdown

SYF

68.17%

Winner

RPRX

54.03%

Sharpe Ratio

SYF

0.46

Winner

RPRX

1.84

5Y Beta

SYF

1.50

Winner

RPRX

0.25

Industry

SYF

Credit Services

RPRX

Biotechnology

P/E Ratio

Winner

SYF

7.72

RPRX

39.60

Forward P/E

Winner

SYF

8.14

RPRX

48.31

PEG Ratio

Winner

SYF

0.40

RPRX

2.19

Dividend Yield

SYF

1.52%

Winner

RPRX

1.57%

5Y Dividends CAGR

SYF

11.84%

Winner

RPRX

19.18%

5Y EPS CAGR

SYF

12.37%

RPRX

N/A

Debt to Equity

SYF

97.25%

Winner

RPRX

91.58%

Free Cash Flow Yield

Winner

SYF

37.64%

RPRX

11.58%

P/S Ratio

Winner

SYF

2.60

RPRX

13.63

P/B Ratio

Winner

SYF

1.62

RPRX

3.76

SYF vs RPRX - Historical Returns

Returns include dividend reinvestment.

Period	SYF	RPRX
1 month	+2.54%	+0.60%
3 months	+5.13%	+13.40%
6 months	+5.55%	+29.48%
1 year	+15.14%	+57.57%
5 years(CAGR)	+12.22%	+11.71%
10 years(CAGR)	+13.48%	N/A
Max(CAGR)	+13.01%	+6.46%

Winner

SYF

+2.54%

RPRX

+0.60%

SYF

+5.13%

Winner

RPRX

+13.40%

SYF

+5.55%

Winner

RPRX

+29.48%

SYF

+15.14%

Winner

RPRX

+57.57%

5Y(CAGR)

Winner

SYF

+12.22%

RPRX

+11.71%

10Y(CAGR)

SYF

+13.48%

RPRX

N/A

Max(CAGR)

Winner

SYF

+13.01%

RPRX

+6.46%

SYF vs RPRX - Annual Returns (2014 - 2026)

Returns include dividend reinvestment.

Year	SYF	RPRX
2026	-5.91%	+48.78%
2025	+30.12%	+53.56%
2024	+75.06%	-6.99%
2023	+21.52%	-26.86%
2022	-28.37%	+2.42%
2021	+38.67%	-13.51%
2020	-0.52%	+13.30%
2019	+52.21%	N/A
2018	-38.20%	N/A
2017	+6.04%	N/A
2016	+22.27%	N/A
2015	+3.15%	N/A
2014	+29.35%	N/A

SYF vs RPRX Drawdown Comparison

The maximum drawdown for SYF was -66.35%, occurring on Mar 23, 2020. Recovery took 746 trading sessions.

The maximum drawdown for RPRX was -49.68%, occurring on Dec 19, 2024. Recovery took 1279 trading sessions.

The current SYF drawdown is -9.97%. The current RPRX drawdown is -4.52%.

Rank	SYF	RPRX
#1	-66.35% Jan 26, 2018 - Jan 13, 2021	-49.68% Jan 26, 2021 - Mar 2, 2026
#2	-46.65% Oct 19, 2021 - Jul 11, 2024	-30.42% Jun 25, 2020 - Jan 15, 2021
#3	-37.74% Jan 24, 2025 - Jul 3, 2025	-5.21% Jun 5, 2026 - Jun 26, 2026
#4	-35.09% Jul 20, 2015 - Dec 6, 2016	-4.67% Jul 28, 2026 - Aug 3, 2026
#5	-29.56% Jan 4, 2017 - Dec 4, 2017	-4.63% Jul 8, 2026 - Jul 16, 2026
#6	-27.62% Jan 6, 2026 - Mar 13, 2026	-4.47% Mar 3, 2026 - Mar 31, 2026
#7	-15.70% Jul 17, 2024 - Oct 9, 2024	-3.73% Jun 18, 2020 - Jun 22, 2020
#8	-15.69% Jan 20, 2021 - Feb 24, 2021	-3.50% Apr 2, 2026 - Apr 14, 2026
#9	-12.07% Aug 27, 2021 - Oct 19, 2021	-3.14% May 29, 2026 - Jun 5, 2026
#10	-11.81% Jun 8, 2021 - Aug 11, 2021	-3.08% Jan 15, 2021 - Jan 26, 2021
#11	-11.50% Sep 4, 2025 - Nov 26, 2025	-2.29% Jun 29, 2026 - Jul 2, 2026
#12	-11.45% Feb 12, 2015 - Jul 14, 2015	-2.11% Jul 16, 2026 - Jul 22, 2026
#13	-10.06% Mar 17, 2021 - Apr 12, 2021	-2.06% May 14, 2026 - May 21, 2026
#14	-8.30% Apr 12, 2021 - Apr 29, 2021	-2.03% Jun 22, 2020 - Jun 25, 2020
#15	-7.37% Jul 25, 2025 - Aug 13, 2025	-1.47% Jul 2, 2026 - Jul 7, 2026

Correlation

Correlation between SYF and RPRX is 0.36 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.36

-101

Dividend Comparison (2016 - 2026)

SYF vs RPRX dividend yield comparison.

Year	SYF	RPRX
2026	1.19%	0.82%
2025	1.38%	2.28%
2024	1.54%	3.29%
2023	2.51%	2.85%
2022	2.74%	1.92%
2021	1.90%	1.71%
2020	2.54%	0.60%
2019	2.39%	0.00%
2018	3.07%	0.00%
2017	1.45%	0.00%
2016	0.72%	0.00%