SYF vs CUK

Comparison between Synchrony Financial (SYF, Company) and Carnival PLC (CUK, Company).

SYF is from the Financial Services sector, while CUK is from the Consumer Cyclical sector.

5-Year PerformanceSYF has outperformed CUK, delivering a return of +12.0% compared to +3.6%

SYF vs CUK - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SYF(COMPANY)	CUK(COMPANY)
Market Cap	$26B	$26B
Max Drawdown	68.17%	92.13%
Sharpe Ratio	0.73	1.09
5Y Beta	1.49	N/A
Industry	Credit Services	Travel Services
P/E Ratio	7.52	12.10
Forward P/E	8.37	12.42
PEG Ratio	0.23	1.04
Dividend Yield	1.53%	0.55%
5Y Dividends CAGR	11.26%	-21.40%
5Y EPS CAGR	22.71%	N/A
Debt to Equity	99.70%	34.25%
Free Cash Flow Yield	38.24%	0.00%
P/S Ratio	2.60	1.41
P/B Ratio	1.68	2.73

Market Cap

Winner

SYF

$26B

CUK

$26B

Max Drawdown

Winner

SYF

68.17%

CUK

92.13%

Sharpe Ratio

SYF

0.73

Winner

CUK

1.09

5Y Beta

SYF

1.49

CUK

N/A

Industry

SYF

Credit Services

CUK

Travel Services

P/E Ratio

Winner

SYF

7.52

CUK

12.10

Forward P/E

Winner

SYF

8.37

CUK

12.42

PEG Ratio

Winner

SYF

0.23

CUK

1.04

Dividend Yield

Winner

SYF

1.53%

CUK

0.55%

5Y Dividends CAGR

Winner

SYF

11.26%

CUK

-21.40%

5Y EPS CAGR

SYF

22.71%

CUK

N/A

Debt to Equity

SYF

99.70%

Winner

CUK

34.25%

Free Cash Flow Yield

Winner

SYF

38.24%

CUK

0.00%

P/S Ratio

SYF

2.60

Winner

CUK

1.41

P/B Ratio

Winner

SYF

1.68

CUK

2.73

SYF vs CUK - Historical Returns

Returns include dividend reinvestment.

Period	SYF	CUK
1 month	+9.40%	+9.01%
3 months	+18.23%	-18.07%
6 months	-7.81%	+14.19%
1 year	+21.46%	+53.68%
5 years(CAGR)	+12.04%	+3.60%
10 years(CAGR)	+15.60%	-4.64%
Max(CAGR)	+13.10%	+4.35%

Winner

SYF

+9.40%

CUK

+9.01%

Winner

SYF

+18.23%

CUK

-18.07%

SYF

-7.81%

Winner

CUK

+14.19%

SYF

+21.46%

Winner

CUK

+53.68%

5Y(CAGR)

Winner

SYF

+12.04%

CUK

+3.60%

10Y(CAGR)

Winner

SYF

+15.60%

CUK

-4.64%

Max(CAGR)

Winner

SYF

+13.10%

CUK

+4.35%

SYF vs CUK - Annual Returns (2000 - 2026)

Returns include dividend reinvestment.

Year	SYF	CUK
2026	-6.33%	-10.04%
2025	+30.12%	+34.68%
2024	+75.06%	+42.74%
2023	+21.52%	+137.80%
2022	-28.37%	-63.28%
2021	+38.67%	+4.88%
2020	-0.52%	-60.92%
2019	+52.21%	+2.10%
2018	-38.20%	-24.95%
2017	+6.04%	+32.75%
2016	+22.27%	-6.96%
2015	+3.15%	+28.55%
2014	+29.35%	+13.27%
2013	N/A	+8.24%
2012	N/A	+20.26%
2011	N/A	-27.95%
2010	N/A	+36.99%
2009	N/A	+43.05%
2008	N/A	-44.48%
2007	N/A	-13.42%
2006	N/A	-11.34%
2005	N/A	-5.33%
2004	N/A	+53.47%
2003	N/A	+74.30%
2002	N/A	+21.44%
2001	N/A	+40.94%
2000	N/A	-8.00%

SYF vs CUK Drawdown Comparison

The maximum drawdown for SYF was -66.35%, occurring on Mar 23, 2020. Recovery took 746 trading sessions.

The maximum drawdown for CUK was -91.43%, occurring on Oct 10, 2022. This drawdown has not yet recovered.

The current SYF drawdown is -10.37%. The current CUK drawdown is -58.06%.

Rank	SYF	CUK
#1	-66.35% Jan 26, 2018 - Jan 13, 2021	-91.43% Jan 29, 2018 - Oct 10, 2022
#2	-46.65% Oct 19, 2021 - Jul 11, 2024	-72.11% Dec 28, 2004 - Mar 27, 2015
#3	-37.74% Jan 24, 2025 - Jul 3, 2025	-53.15% Aug 27, 2001 - Dec 26, 2001
#4	-35.09% Jul 20, 2015 - Dec 6, 2016	-31.82% Feb 9, 2001 - Aug 1, 2001
#5	-29.56% Jan 4, 2017 - Dec 4, 2017	-31.41% Nov 6, 2002 - May 28, 2003
#6	-27.62% Jan 6, 2026 - Mar 13, 2026	-23.78% Oct 23, 2000 - Jan 4, 2001
#7	-15.70% Jul 17, 2024 - Oct 9, 2024	-23.71% Dec 29, 2015 - Mar 10, 2017
#8	-15.69% Jan 20, 2021 - Feb 24, 2021	-22.08% May 16, 2002 - Sep 11, 2002
#9	-12.07% Aug 27, 2021 - Oct 19, 2021	-14.40% Feb 17, 2004 - Jun 23, 2004
#10	-11.81% Jun 8, 2021 - Aug 11, 2021	-11.69% Aug 18, 2015 - Oct 23, 2015
#11	-11.50% Sep 4, 2025 - Nov 26, 2025	-11.22% Sep 11, 2002 - Oct 23, 2002
#12	-11.45% Feb 12, 2015 - Jul 14, 2015	-10.68% Apr 7, 2015 - May 19, 2015
#13	-10.06% Mar 17, 2021 - Apr 12, 2021	-10.39% Jul 2, 2004 - Sep 16, 2004
#14	-8.30% Apr 12, 2021 - Apr 29, 2021	-9.03% Aug 31, 2017 - Jan 12, 2018
#15	-7.37% Jul 25, 2025 - Aug 13, 2025	-8.61% Jan 17, 2002 - Mar 6, 2002

Correlation

Correlation between SYF and CUK is -0.30 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.30

-101

Dividend Comparison (2001 - 2026)

SYF vs CUK dividend yield comparison.

Year	SYF	CUK
2026	0.76%	0.55%
2025	1.38%	0.00%
2024	1.54%	0.00%
2023	2.51%	0.00%
2022	2.74%	0.00%
2021	1.90%	0.00%
2020	2.54%	2.67%
2019	2.39%	4.15%
2018	3.07%	4.00%
2017	1.45%	2.41%
2016	0.72%	2.64%
2015	0.00%	1.93%
2014	0.00%	2.22%
2013	0.00%	2.41%
2012	0.00%	3.87%
2011	0.00%	3.04%
2010	0.00%	0.86%
2008	0.00%	7.06%
2007	0.00%	3.13%
2006	0.00%	2.04%
2005	0.00%	1.41%
2004	0.00%	0.86%
2003	0.00%	1.04%
2002	0.00%	1.44%
2001	0.00%	1.73%