SYF vs FISV

Comparison between Synchrony Financial (SYF, Company) and Fiserv Inc (FISV, Company).

SYF is from the Financial Services sector, while FISV is from the Technology sector.

5-Year PerformanceSYF has outperformed FISV, delivering a return of +12.0% compared to -14.6%

SYF vs FISV - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SYF(COMPANY)	FISV(COMPANY)
Market Cap	$26B	$26B
Max Drawdown	68.17%	80.16%
Sharpe Ratio	0.73	-1.87
5Y Beta	1.49	0.65
Industry	Credit Services	Software
P/E Ratio	7.52	8.15
Forward P/E	8.37	6.13
PEG Ratio	0.23	0.75
Dividend Yield	1.53%	N/A
5Y Dividends CAGR	11.26%	N/A
5Y EPS CAGR	22.71%	20.59%
Debt to Equity	99.70%	5.05%
Free Cash Flow Yield	38.24%	16.03%
P/S Ratio	2.60	1.24
P/B Ratio	1.68	0.98

Market Cap

SYF

$26B

Winner

FISV

$26B

Max Drawdown

Winner

SYF

68.17%

FISV

80.16%

Sharpe Ratio

Winner

SYF

0.73

FISV

-1.87

5Y Beta

SYF

1.49

Winner

FISV

0.65

Industry

SYF

Credit Services

FISV

Software

P/E Ratio

Winner

SYF

7.52

FISV

8.15

Forward P/E

SYF

8.37

Winner

FISV

6.13

PEG Ratio

Winner

SYF

0.23

FISV

0.75

Dividend Yield

SYF

1.53%

FISV

N/A

5Y Dividends CAGR

SYF

11.26%

FISV

N/A

5Y EPS CAGR

Winner

SYF

22.71%

FISV

20.59%

Debt to Equity

SYF

99.70%

Winner

FISV

5.05%

Free Cash Flow Yield

Winner

SYF

38.24%

FISV

16.03%

P/S Ratio

SYF

2.60

Winner

FISV

1.24

P/B Ratio

SYF

1.68

Winner

FISV

0.98

SYF vs FISV - Historical Returns

Returns include dividend reinvestment.

Period	SYF	FISV
1 month	+9.40%	-11.08%
3 months	+18.23%	-10.97%
6 months	-7.81%	-26.74%
1 year	+21.46%	-71.14%
5 years(CAGR)	+12.04%	-14.61%
10 years(CAGR)	+15.60%	-0.35%
Max(CAGR)	+13.10%	+8.85%

Winner

SYF

+9.40%

FISV

-11.08%

Winner

SYF

+18.23%

FISV

-10.97%

Winner

SYF

-7.81%

FISV

-26.74%

Winner

SYF

+21.46%

FISV

-71.14%

5Y(CAGR)

Winner

SYF

+12.04%

FISV

-14.61%

10Y(CAGR)

Winner

SYF

+15.60%

FISV

-0.35%

Max(CAGR)

Winner

SYF

+13.10%

FISV

+8.85%

SYF vs FISV - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	SYF	FISV
2026	-6.33%	-24.61%
2025	+30.12%	-67.39%
2024	+75.06%	+54.36%
2023	+21.52%	+31.25%
2022	-28.37%	-6.09%
2021	+38.67%	-7.26%
2020	-0.52%	-1.44%
2019	+52.21%	+60.13%
2018	-38.20%	+12.76%
2017	+6.04%	+22.16%
2016	+22.27%	+18.75%
2015	+3.15%	+29.51%
2014	+29.35%	+21.94%
2013	N/A	+45.30%
2012	N/A	+34.96%
2011	N/A	-1.28%
2010	N/A	+18.47%
2009	N/A	+26.94%
2008	N/A	-34.18%
2007	N/A	+7.60%
2006	N/A	+19.98%
2005	N/A	+8.12%
2004	N/A	+2.89%
2003	N/A	+10.94%
2002	N/A	-20.84%
2001	N/A	+43.04%
2000	N/A	+24.55%
1999	N/A	+23.82%

SYF vs FISV Drawdown Comparison

The maximum drawdown for SYF was -66.35%, occurring on Mar 23, 2020. Recovery took 746 trading sessions.

The maximum drawdown for FISV was -80.16%, occurring on Jun 22, 2026. This drawdown has not yet recovered.

The current SYF drawdown is -10.37%. The current FISV drawdown is -79.20%.

Rank	SYF	FISV
#1	-66.35% Jan 26, 2018 - Jan 13, 2021	-80.16% Mar 3, 2025 - Jun 22, 2026
#2	-46.65% Oct 19, 2021 - Jul 11, 2024	-51.50% Mar 19, 2002 - Aug 15, 2005
#3	-37.74% Jan 24, 2025 - Jul 3, 2025	-51.14% May 31, 2007 - Dec 14, 2010
#4	-35.09% Jul 20, 2015 - Dec 6, 2016	-37.85% Feb 4, 2020 - Mar 11, 2021
#5	-29.56% Jan 4, 2017 - Dec 4, 2017	-32.23% Dec 23, 1999 - Apr 25, 2000
#6	-27.62% Jan 6, 2026 - Mar 13, 2026	-30.16% Apr 26, 2021 - Jul 10, 2023
#7	-15.70% Jul 17, 2024 - Oct 9, 2024	-29.99% Sep 28, 2000 - Jun 26, 2001
#8	-15.69% Jan 20, 2021 - Feb 24, 2021	-25.14% Jun 29, 2001 - Dec 17, 2001
#9	-12.07% Aug 27, 2021 - Oct 19, 2021	-24.10% Jul 7, 2011 - Feb 3, 2012
#10	-11.81% Jun 8, 2021 - Aug 11, 2021	-16.24% Sep 28, 2018 - Jan 24, 2019
#11	-11.50% Sep 4, 2025 - Nov 26, 2025	-15.72% Jul 25, 2023 - Nov 30, 2023
#12	-11.45% Feb 12, 2015 - Jul 14, 2015	-14.85% May 1, 2000 - May 31, 2000
#13	-10.06% Mar 17, 2021 - Apr 12, 2021	-13.43% Jun 19, 2000 - Jul 25, 2000
#14	-8.30% Apr 12, 2021 - Apr 29, 2021	-13.14% Aug 15, 2005 - Sep 13, 2006
#15	-7.37% Jul 25, 2025 - Aug 13, 2025	-12.77% Jul 26, 2016 - Feb 15, 2017