STEP vs CBU

Comparison between StepStone Group Inc - Class A (STEP, Company) and Community Bank System Inc (CBU, Company).

Both STEP and CBU are from the Financial Services sector.

5-Year PerformanceSTEP has outperformed CBU, delivering a return of +5.3% compared to +0.5%

STEP vs CBU - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	STEP(COMPANY)	CBU(COMPANY)
Market Cap	$3.43B	$3.43B
Max Drawdown	61.63%	54.44%
Sharpe Ratio	-0.18	0.67
5Y Beta	1.67	0.86
Industry	Asset Management	Banks - Regional
P/E Ratio	-4.63	15.25
Forward P/E	19.05	15.77
PEG Ratio	N/A	0.65
Dividend Yield	2.43%	2.94%
5Y Dividends CAGR	88.59%	2.28%
5Y EPS CAGR	N/A	5.39%
Debt to Equity	-71.34%	0.00%
Free Cash Flow Yield	0.54%	7.20%
P/S Ratio	3.45	N/A
P/B Ratio	32.40	N/A

Market Cap

Winner

STEP

$3.43B

CBU

$3.43B

Max Drawdown

STEP

61.63%

Winner

CBU

54.44%

Sharpe Ratio

STEP

-0.18

Winner

CBU

0.67

5Y Beta

STEP

1.67

Winner

CBU

0.86

Industry

STEP

Asset Management

CBU

Banks - Regional

P/E Ratio

Winner

STEP

-4.63

CBU

15.25

Forward P/E

STEP

19.05

Winner

CBU

15.77

PEG Ratio

STEP

N/A

CBU

0.65

Dividend Yield

STEP

2.43%

Winner

CBU

2.94%

5Y Dividends CAGR

Winner

STEP

88.59%

CBU

2.28%

5Y EPS CAGR

STEP

N/A

CBU

5.39%

Debt to Equity

Winner

STEP

-71.34%

CBU

0.00%

Free Cash Flow Yield

STEP

0.54%

Winner

CBU

7.20%

P/S Ratio

STEP

3.45

CBU

N/A

P/B Ratio

STEP

32.40

CBU

N/A

STEP vs CBU - Historical Returns

Returns include dividend reinvestment.

Period	STEP	CBU
1 month	+21.37%	-2.98%
3 months	-3.16%	+7.98%
6 months	-6.24%	+0.53%
1 year	-13.92%	+15.16%
5 years(CAGR)	+5.31%	+0.47%
10 years(CAGR)	N/A	+6.88%
Max(CAGR)	+16.04%	+9.81%

Winner

STEP

+21.37%

CBU

-2.98%

STEP

-3.16%

Winner

CBU

+7.98%

STEP

-6.24%

Winner

CBU

+0.53%

STEP

-13.92%

Winner

CBU

+15.16%

5Y(CAGR)

Winner

STEP

+5.31%

CBU

+0.47%

10Y(CAGR)

STEP

N/A

CBU

+6.88%

Max(CAGR)

Winner

STEP

+16.04%

CBU

+9.81%

STEP vs CBU - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	STEP	CBU
2026	-20.10%	+14.79%
2025	+12.07%	-2.88%
2024	+86.60%	+21.47%
2023	+33.05%	-13.25%
2022	-36.47%	-13.90%
2021	+9.73%	+22.82%
2020	+59.20%	-9.71%
2019	N/A	+22.82%
2018	N/A	+10.84%
2017	N/A	-10.99%
2016	N/A	+64.39%
2015	N/A	+9.46%
2014	N/A	+0.74%
2013	N/A	+44.86%
2012	N/A	+0.56%
2011	N/A	+2.57%
2010	N/A	+47.64%
2009	N/A	-14.82%
2008	N/A	+29.07%
2007	N/A	-11.56%
2006	N/A	+4.38%
2005	N/A	-14.00%
2004	N/A	+19.34%
2003	N/A	+58.16%
2002	N/A	+24.44%
2001	N/A	+8.33%
2000	N/A	+12.98%
1999	N/A	-11.65%

STEP vs CBU Drawdown Comparison

The maximum drawdown for STEP was -60.20%, occurring on May 4, 2023. Recovery took 688 trading sessions.

The maximum drawdown for CBU was -53.42%, occurring on Mar 9, 2009. Recovery took 568 trading sessions.

The current STEP drawdown is -30.22%. The current CBU drawdown is -7.49%.

Rank	STEP	CBU
#1	-60.20% Nov 15, 2021 - Aug 13, 2024	-53.42% Sep 19, 2008 - Dec 21, 2010
#2	-46.90% Jan 16, 2026 - Jun 26, 2026	-51.06% Mar 12, 2021 - Jul 16, 2026
#3	-38.28% Nov 11, 2024 - Oct 6, 2025	-34.00% Dec 31, 2004 - Mar 20, 2008
#4	-23.44% Dec 31, 2020 - Jul 12, 2021	-31.84% Jan 16, 2020 - Jan 22, 2021
#5	-15.84% Sep 2, 2021 - Nov 9, 2021	-23.48% Nov 19, 1999 - Sep 27, 2000
#6	-13.33% Nov 13, 2020 - Dec 4, 2020	-23.21% Jan 23, 2004 - Aug 27, 2004
#7	-12.47% Oct 6, 2025 - Jan 5, 2026	-22.89% Apr 28, 2008 - Sep 18, 2008
#8	-7.28% Oct 9, 2020 - Nov 3, 2020	-22.13% Dec 22, 2010 - Dec 22, 2011
#9	-6.89% Aug 30, 2024 - Sep 18, 2024	-20.32% Jan 4, 2017 - May 17, 2018
#10	-6.65% Sep 22, 2020 - Oct 9, 2020	-19.44% Nov 30, 2015 - Jun 23, 2016
#11	-6.27% Aug 10, 2021 - Aug 30, 2021	-18.57% May 3, 2002 - Jan 13, 2003
#12	-5.08% Jul 29, 2021 - Aug 6, 2021	-17.22% Aug 22, 2018 - Apr 24, 2019
#13	-4.76% Oct 29, 2024 - Nov 6, 2024	-16.51% Dec 26, 2013 - Jun 26, 2015
#14	-4.11% Dec 14, 2020 - Dec 18, 2020	-15.18% Aug 21, 2001 - Feb 22, 2002
#15	-3.97% Jul 12, 2021 - Jul 20, 2021	-14.91% Sep 27, 2000 - Jan 4, 2001

Correlation

Correlation between STEP and CBU is 0.36 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.36

-101

Dividend Comparison (1999 - 2026)

STEP vs CBU dividend yield comparison.

Year	STEP	CBU
2026	2.14%	1.43%
2025	2.24%	3.24%
2024	1.81%	2.95%
2023	3.36%	3.42%
2022	2.98%	2.76%
2021	0.87%	2.28%
2020	0.00%	2.66%
2019	0.00%	2.23%
2018	0.00%	2.47%
2017	0.00%	2.46%
2016	0.00%	2.04%
2015	0.00%	3.05%
2014	0.00%	3.04%
2013	0.00%	2.77%
2012	0.00%	3.87%
2011	0.00%	3.60%
2010	0.00%	3.38%
2009	0.00%	4.56%
2008	0.00%	3.53%
2007	0.00%	4.13%
2006	0.00%	3.39%
2005	0.00%	3.28%
2004	0.00%	2.41%
2003	0.00%	2.49%
2002	0.00%	3.57%
2001	0.00%	4.12%
2000	0.00%	4.20%
1999	0.00%	1.08%