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CBU vs SPY

Comparison between Community Bank System Inc (CBU, Company) and SPDR S&P 500 ETF Trust (SPY, ETF).

5-Year PerformanceSPY has outperformed CBU, delivering a return of +14.0% compared to -1.8%

CBU vs SPY - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap / Net Assets
CBU
$3.36B
Winner
SPY
$735B
Expense Ratio
CBU
N/A
SPY
0.09%
Max Drawdown
Winner
CBU
54.44%
SPY
56.47%
Sharpe Ratio
CBU
0.58
Winner
SPY
1.91
5Y Beta
Winner
CBU
0.87
SPY
1.00
Industry
CBU
Banks - Regional
SPY
N/A
P/E Ratio
Winner
CBU
15.75
SPY
28.68
Forward P/E
Winner
CBU
15.77
SPY
22.19
PEG Ratio
CBU
0.74
SPY
N/A
Dividend Yield
CBU
2.93%
SPY
N/A
5Y Dividends CAGR
CBU
2.29%
Winner
SPY
5.43%
5Y EPS CAGR
CBU
3.55%
Winner
SPY
26.37%
Debt to Equity
Winner
CBU
0.00%
SPY
34.04%
Free Cash Flow Yield
CBU
7.20%
SPY
N/A
P/S Ratio
CBU
4.07
Winner
SPY
3.76
P/B Ratio
Winner
CBU
1.66
SPY
5.55

CBU vs SPY - Historical Returns

Returns include dividend reinvestment.

1M
CBU
+1.55%
Winner
SPY
+4.84%
3M
CBU
+1.80%
Winner
SPY
+9.57%
6M
CBU
+13.08%
Winner
SPY
+13.79%
1Y
CBU
+16.88%
Winner
SPY
+29.34%
5Y(CAGR)
CBU
-1.81%
Winner
SPY
+13.98%
10Y(CAGR)
CBU
+7.82%
Winner
SPY
+15.66%
Max(CAGR)
Winner
CBU
+9.72%
SPY
+8.53%

CBU vs SPY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearCBUSPY
2026+10.03%+9.45%
2025-2.88%+18.00%
2024+21.47%+25.59%
2023-13.25%+26.72%
2022-13.90%-18.64%
2021+22.82%+30.52%
2020-9.71%+17.28%
2019+22.82%+31.09%
2018+10.84%-5.24%
2017-10.99%+20.78%
2016+64.39%+13.59%
2015+9.46%+1.31%
2014+0.74%+14.56%
2013+44.86%+29.00%
2012+0.56%+14.17%
2011+2.57%+0.85%
2010+47.64%+13.14%
2009-14.82%+22.67%
2008+29.07%-36.25%
2007-11.56%+5.32%
2006+4.38%+13.85%
2005-14.00%+5.32%
2004+19.34%+10.75%
2003+58.16%+24.18%
2002+24.44%-22.42%
2001+8.33%-10.13%
2000+12.98%-8.84%
1999-11.65%+8.61%

CBU vs SPY Drawdown Comparison

The maximum drawdown for CBU was -53.42%, occurring on Mar 9, 2009. Recovery took 568 trading sessions.

The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.

The current CBU drawdown is -10.13%. The current SPY drawdown is -0.34%.

RankCBUSPY
#1-53.42%
Sep 19, 2008 - Dec 21, 2010
-55.20%
Oct 9, 2007 - Aug 16, 2012
#2-51.06%
Mar 12, 2021 - Oct 24, 2023
-47.50%
Mar 24, 2000 - Oct 26, 2006
#3-34.00%
Dec 31, 2004 - Mar 20, 2008
-33.70%
Feb 19, 2020 - Aug 10, 2020
#4-31.84%
Jan 16, 2020 - Jan 22, 2021
-24.50%
Jan 3, 2022 - Dec 13, 2023
#5-23.48%
Nov 19, 1999 - Sep 27, 2000
-19.34%
Sep 20, 2018 - Apr 12, 2019
#6-23.21%
Jan 23, 2004 - Aug 27, 2004
-18.76%
Feb 19, 2025 - Jun 26, 2025
#7-22.89%
Apr 28, 2008 - Sep 18, 2008
-13.02%
Jul 20, 2015 - Apr 18, 2016
#8-22.13%
Dec 22, 2010 - Dec 22, 2011
-10.10%
Jan 26, 2018 - Aug 6, 2018
#9-20.32%
Jan 4, 2017 - May 17, 2018
-9.44%
Sep 2, 2020 - Nov 11, 2020
#10-19.44%
Nov 30, 2015 - Jun 23, 2016
-9.30%
Jan 19, 2000 - Mar 17, 2000
#11-18.57%
May 3, 2002 - Jan 13, 2003
-9.05%
Jul 19, 2007 - Oct 5, 2007
#12-17.22%
Aug 22, 2018 - Apr 24, 2019
-8.88%
Jan 27, 2026 - Apr 14, 2026
#13-16.51%
Dec 26, 2013 - Jun 26, 2015
-8.41%
Jul 16, 2024 - Sep 19, 2024
#14-15.18%
Aug 21, 2001 - Feb 22, 2002
-7.35%
Sep 14, 2012 - Jan 2, 2013
#15-14.91%
Sep 27, 2000 - Jan 4, 2001
-7.27%
Sep 18, 2014 - Oct 31, 2014

Correlation

Correlation between CBU and SPY is 0.87 which considered as a strong positive correlation - the stocks tend to move together.

0.87
-101

Dividend Comparison (1999 - 2026)

CBU vs SPY dividend yield comparison.

YearCBUSPY
20260.74%0.24%
20253.24%1.07%
20242.95%1.21%
20233.42%1.40%
20222.76%1.65%
20212.28%1.20%
20202.66%1.52%
20192.23%1.75%
20182.47%2.04%
20172.46%1.80%
20162.04%2.03%
20153.05%2.06%
20143.04%1.87%
20132.77%1.81%
20123.87%2.18%
20113.60%2.05%
20103.38%1.80%
20094.56%1.95%
20083.53%3.02%
20074.13%1.85%
20063.39%1.73%
20053.28%1.73%
20042.41%1.82%
20032.49%1.47%
20023.57%1.70%
20014.12%1.25%
20004.20%1.15%
19991.08%0.24%

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