SOFI vs RL

Comparison between SoFi Technologies Inc (SOFI, Company) and Ralph Lauren Corp - Class A (RL, Company).

SOFI is from the Financial Services sector, while RL is from the Consumer Cyclical sector.

5-Year PerformanceRL has outperformed SOFI, delivering a return of +28.0% compared to -3.6%

SOFI vs RL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SOFI(COMPANY)	RL(COMPANY)
Market Cap	$20B	$20B
Max Drawdown	83.32%	68.78%
Sharpe Ratio	0.51	0.95
5Y Beta	2.25	1.38
Industry	Credit Services	Apparel Manufacturing
P/E Ratio	33.40	18.62
Forward P/E	26.18	17.95
PEG Ratio	4.99	0.35
Dividend Yield	N/A	1.11%
5Y EPS CAGR	N/A	22.47%
Debt to Equity	0.00%	42.87%
Free Cash Flow Yield	-30.24%	5.62%
P/S Ratio	5.13	2.55
P/B Ratio	1.86	6.72

Market Cap

SOFI

$20B

Winner

$20B

Max Drawdown

SOFI

83.32%

Winner

68.78%

Sharpe Ratio

SOFI

0.51

Winner

0.95

5Y Beta

SOFI

2.25

Winner

1.38

Industry

SOFI

Credit Services

Apparel Manufacturing

P/E Ratio

SOFI

33.40

Winner

18.62

Forward P/E

SOFI

26.18

Winner

17.95

PEG Ratio

SOFI

4.99

Winner

0.35

Dividend Yield

SOFI

N/A

1.11%

5Y EPS CAGR

SOFI

N/A

22.47%

Debt to Equity

Winner

SOFI

0.00%

42.87%

Free Cash Flow Yield

SOFI

-30.24%

Winner

5.62%

P/S Ratio

SOFI

5.13

Winner

2.55

P/B Ratio

Winner

SOFI

1.86

6.72

SOFI vs RL - Historical Returns

Returns include dividend reinvestment.

Period	SOFI	RL
1 month	-16.89%	-3.07%
3 months	-17.72%	-2.36%
6 months	-37.87%	+10.89%
1 year	+22.27%	+38.47%
5 years(CAGR)	-3.58%	+28.00%
10 years(CAGR)	N/A	+17.42%
Max(CAGR)	+7.61%	+13.25%

SOFI

-16.89%

Winner

-3.07%

SOFI

-17.72%

Winner

-2.36%

SOFI

-37.87%

Winner

+10.89%

SOFI

+22.27%

Winner

+38.47%

5Y(CAGR)

SOFI

-3.58%

Winner

+28.00%

10Y(CAGR)

SOFI

N/A

+17.42%

Max(CAGR)

SOFI

+7.61%

Winner

+13.25%

SOFI vs RL - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	SOFI	RL
2026	-43.01%	+3.70%
2025	+85.28%	+54.64%
2024	+59.59%	+60.80%
2023	+121.11%	+35.40%
2022	-70.60%	-9.94%
2021	+29.59%	+19.40%
2020	+18.70%	-11.86%
2019	N/A	+13.88%
2018	N/A	+0.65%
2017	N/A	+17.11%
2016	N/A	-17.29%
2015	N/A	-38.10%
2014	N/A	+6.74%
2013	N/A	+17.22%
2012	N/A	+10.36%
2011	N/A	+24.37%
2010	N/A	+36.62%
2009	N/A	+71.43%
2008	N/A	-26.07%
2007	N/A	-22.25%
2006	N/A	+39.72%
2005	N/A	+34.89%
2004	N/A	+49.30%
2003	N/A	+30.47%
2002	N/A	-16.66%
2001	N/A	+19.25%
2000	N/A	+27.92%
1999	N/A	-7.18%

SOFI vs RL Drawdown Comparison

The maximum drawdown for SOFI was -83.32%, occurring on Dec 7, 2022. Recovery took 1146 trading sessions.

The maximum drawdown for RL was -68.62%, occurring on Mar 9, 2009. Recovery took 843 trading sessions.

The current SOFI drawdown is -51.41%. The current RL drawdown is -3.75%.

Rank	SOFI	RL
#1	-83.32% Feb 1, 2021 - Aug 25, 2025	-68.62% Jul 6, 2007 - Nov 8, 2010
#2	-52.96% Nov 12, 2025 - Mar 30, 2026	-63.37% Dec 29, 2014 - Feb 8, 2024
#3	-19.52% Jan 19, 2021 - Jan 29, 2021	-46.51% May 29, 2001 - Jan 23, 2004
#4	-15.33% Sep 22, 2025 - Oct 27, 2025	-36.17% Feb 18, 2025 - May 27, 2025
#5	-14.21% Oct 28, 2025 - Nov 12, 2025	-34.76% Apr 3, 2000 - Nov 1, 2000
#6	-6.35% Aug 25, 2025 - Sep 12, 2025	-25.00% Apr 24, 2006 - Sep 11, 2006
#7	-4.27% Dec 28, 2020 - Jan 7, 2021	-24.63% Feb 26, 2001 - May 29, 2001
#8	-3.61% Jan 7, 2021 - Jan 14, 2021	-23.75% Mar 13, 2012 - Apr 30, 2013
#9	-1.92% Sep 15, 2025 - Sep 18, 2025	-23.12% Nov 1, 1999 - Mar 28, 2000
#10	-1.79% Dec 1, 2020 - Dec 7, 2020	-21.64% Aug 6, 2013 - Dec 29, 2014
#11	-1.08% Dec 14, 2020 - Dec 18, 2020	-18.51% Jul 21, 2011 - Aug 15, 2011
#12	-0.73% Dec 9, 2020 - Dec 11, 2020	-17.67% Apr 20, 2026 - May 19, 2026
#13	N/A	-17.50% Dec 31, 2004 - Jun 10, 2005
#14	N/A	-17.08% Sep 20, 2011 - Oct 24, 2011
#15	N/A	-17.05% Mar 21, 2024 - Sep 24, 2024