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OPFI vs SOFI

Comparison between OppFi Inc - Class A (OPFI, Company) and SoFi Technologies Inc (SOFI, Company).

Both OPFI and SOFI are from the Financial Services sector.

5-Year PerformanceOPFI has outperformed SOFI, delivering a return of -2.6% compared to -5.1%

OPFI vs SOFI - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
OPFI
$765M
Winner
SOFI
$21B
Max Drawdown
OPFI
84.60%
Winner
SOFI
83.32%
Sharpe Ratio
OPFI
-0.90
Winner
SOFI
0.53
5Y Beta
Winner
OPFI
1.52
SOFI
2.27
Industry
OPFI
Credit Services
SOFI
Credit Services
P/E Ratio
Winner
OPFI
5.07
SOFI
34.42
Forward P/E
Winner
OPFI
4.66
SOFI
30.96
PEG Ratio
OPFI
N/A
SOFI
5.14
Debt to Equity
OPFI
397.64%
Winner
SOFI
0.00%
Free Cash Flow Yield
Winner
OPFI
40.25%
SOFI
-29.34%
P/S Ratio
Winner
OPFI
2.34
SOFI
5.57
P/B Ratio
OPFI
10.53
Winner
SOFI
2.01

OPFI vs SOFI - Historical Returns

Returns include dividend reinvestment.

1M
OPFI
-14.77%
Winner
SOFI
+0.06%
3M
Winner
OPFI
-9.77%
SOFI
-16.73%
6M
Winner
OPFI
-17.80%
SOFI
-42.30%
1Y
OPFI
-38.67%
Winner
SOFI
+17.26%
5Y(CAGR)
Winner
OPFI
-2.59%
SOFI
-5.09%
Max(CAGR)
OPFI
-1.76%
Winner
SOFI
+8.02%

OPFI vs SOFI - Annual Returns (2020 - 2026)

Returns include dividend reinvestment.

YearOPFISOFI
2026-19.32%-41.62%
2025+33.54%+85.28%
2024+69.05%+59.59%
2023+153.47%+121.11%
2022-57.64%-70.60%
2021-55.53%+29.59%
2020+3.35%+18.70%

OPFI vs SOFI Drawdown Comparison

The maximum drawdown for OPFI was -84.60%, occurring on Mar 22, 2023. Recovery took 987 trading sessions.

The maximum drawdown for SOFI was -83.32%, occurring on Dec 7, 2022. Recovery took 1146 trading sessions.

The current OPFI drawdown is -49.40%. The current SOFI drawdown is -50.23%.

RankOPFISOFI
#1-84.60%
Feb 10, 2021 - Jan 15, 2025
-83.32%
Feb 1, 2021 - Aug 25, 2025
#2-54.21%
Feb 7, 2025 - Apr 2, 2026
-52.96%
Nov 12, 2025 - Mar 30, 2026
#3-7.47%
Jan 15, 2025 - Jan 21, 2025
-19.52%
Jan 19, 2021 - Jan 29, 2021
#4-5.09%
Jan 22, 2021 - Feb 10, 2021
-15.33%
Sep 22, 2025 - Oct 27, 2025
#5-1.22%
Jan 28, 2025 - Feb 4, 2025
-14.21%
Oct 28, 2025 - Nov 12, 2025
#6-1.20%
Nov 24, 2020 - Dec 9, 2020
-6.35%
Aug 25, 2025 - Sep 12, 2025
#7-1.19%
Jan 24, 2025 - Jan 28, 2025
-4.27%
Dec 28, 2020 - Jan 7, 2021
#8-0.67%
Jan 21, 2025 - Jan 23, 2025
-3.61%
Jan 7, 2021 - Jan 14, 2021
#9-0.65%
Jan 14, 2021 - Jan 19, 2021
-1.92%
Sep 15, 2025 - Sep 18, 2025
#10-0.49%
Dec 9, 2020 - Dec 16, 2020
-1.79%
Dec 1, 2020 - Dec 7, 2020
#11-0.46%
Jan 19, 2021 - Jan 21, 2021
-1.08%
Dec 14, 2020 - Dec 18, 2020
#12-0.39%
Dec 24, 2020 - Jan 7, 2021
-0.73%
Dec 9, 2020 - Dec 11, 2020
#13-0.20%
Dec 16, 2020 - Dec 24, 2020
N/A

Correlation

Correlation between OPFI and SOFI is 0.80 which considered as a strong positive correlation - the stocks tend to move together.

0.80
-101

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