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SOFI vs CMS

Comparison between SoFi Technologies Inc (SOFI, Company) and CMS Energy Corporation (CMS, Company).

SOFI is from the Financial Services sector, while CMS is from the Utilities sector.

5-Year PerformanceCMS has outperformed SOFI, delivering a return of +7.0% compared to +1.3%

SOFI vs CMS - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
SOFI
$23B
CMS
$23B
Max Drawdown
Winner
SOFI
83.32%
CMS
90.62%
Sharpe Ratio
SOFI
-0.17
Winner
CMS
0.11
5Y Beta
SOFI
2.27
Winner
CMS
0.02
Industry
SOFI
Credit Services
CMS
Utilities - Regulated Electric
P/E Ratio
SOFI
38.04
Winner
CMS
20.41
Forward P/E
SOFI
28.82
Winner
CMS
19.05
PEG Ratio
SOFI
5.68
Winner
CMS
3.27
Dividend Yield
SOFI
N/A
CMS
2.98%
5Y Dividends CAGR
SOFI
N/A
CMS
9.00%
5Y EPS CAGR
SOFI
N/A
CMS
3.94%
Debt to Equity
Winner
SOFI
0.00%
CMS
199.20%
Free Cash Flow Yield
SOFI
-26.55%
Winner
CMS
-16.23%
P/S Ratio
SOFI
5.86
Winner
CMS
2.63
P/B Ratio
Winner
SOFI
2.20
CMS
2.53

SOFI vs CMS - Historical Returns

Returns include dividend reinvestment.

1M
Winner
SOFI
+3.16%
CMS
-1.29%
3M
SOFI
-6.32%
Winner
CMS
-2.86%
6M
SOFI
-31.20%
Winner
CMS
+3.18%
1Y
SOFI
-16.64%
Winner
CMS
+3.90%
5Y(CAGR)
SOFI
+1.27%
Winner
CMS
+6.98%
10Y(CAGR)
SOFI
N/A
CMS
+8.13%
Max(CAGR)
Winner
SOFI
+9.68%
CMS
+5.74%

SOFI vs CMS - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearSOFICMS
2026-35.76%+5.04%
2025+85.28%+8.32%
2024+59.59%+16.31%
2023+121.11%-5.83%
2022-70.60%+1.41%
2021+29.59%+12.27%
2020+18.70%+1.51%
2019N/A+33.60%
2018N/A+9.03%
2017N/A+17.27%
2016N/A+20.42%
2015N/A+6.14%
2014N/A+36.99%
2013N/A+11.95%
2012N/A+16.44%
2011N/A+22.83%
2010N/A+22.64%
2009N/A+56.01%
2008N/A-39.46%
2007N/A+4.61%
2006N/A+14.78%
2005N/A+39.65%
2004N/A+21.65%
2003N/A-12.26%
2002N/A-58.14%
2001N/A-16.42%
2000N/A+14.51%
1999N/A-16.13%

SOFI vs CMS Drawdown Comparison

The maximum drawdown for SOFI was -83.32%, occurring on Dec 7, 2022. Recovery took 1146 trading sessions.

The maximum drawdown for CMS was -88.62%, occurring on Mar 11, 2003. Recovery took 3314 trading sessions.

The current SOFI drawdown is -45.23%. The current CMS drawdown is -8.16%.

RankSOFICMS
#1-83.32%
Feb 1, 2021 - Aug 25, 2025
-88.62%
Nov 1, 1999 - Jan 4, 2013
#2-52.96%
Nov 12, 2025 - Mar 30, 2026
-29.55%
Feb 18, 2020 - Mar 3, 2022
#3-19.52%
Jan 19, 2021 - Jan 29, 2021
-27.56%
Apr 6, 2022 - Aug 26, 2024
#4-15.33%
Sep 22, 2025 - Oct 27, 2025
-17.37%
Nov 14, 2017 - Aug 15, 2018
#5-14.21%
Oct 28, 2025 - Nov 12, 2025
-16.46%
Jan 29, 2015 - Jan 27, 2016
#6-6.35%
Aug 25, 2025 - Sep 12, 2025
-13.21%
Jul 6, 2016 - Mar 22, 2017
#7-4.27%
Dec 28, 2020 - Jan 7, 2021
-12.58%
Apr 30, 2013 - Mar 17, 2014
#8-3.61%
Jan 7, 2021 - Jan 14, 2021
-11.47%
Apr 9, 2026 - Jun 3, 2026
#9-1.92%
Sep 15, 2025 - Sep 18, 2025
-9.78%
Dec 13, 2018 - Feb 21, 2019
#10-1.79%
Dec 1, 2020 - Dec 7, 2020
-9.18%
Oct 23, 2024 - Feb 21, 2025
#11-1.08%
Dec 14, 2020 - Dec 18, 2020
-8.70%
Jun 30, 2014 - Oct 14, 2014
#12-0.73%
Dec 9, 2020 - Dec 11, 2020
-8.51%
Apr 3, 2025 - Oct 15, 2025
#13N/A-8.31%
Nov 28, 2025 - Feb 13, 2026
#14N/A-7.85%
Sep 26, 2019 - Jan 15, 2020
#15N/A-7.80%
Apr 1, 2016 - Jun 3, 2016

Correlation

Correlation between SOFI and CMS is 0.43 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.43
-101

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