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SMBK vs NAVI

Comparison between SmartFinancial Inc (SMBK, Company) and Navient Corp (NAVI, Company).

Both SMBK and NAVI are from the Financial Services sector.

5-Year PerformanceSMBK has outperformed NAVI, delivering a return of +15.9% compared to -10.7%

SMBK vs NAVI - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
SMBK
$809M
NAVI
$805M
Max Drawdown
SMBK
94.80%
Winner
NAVI
77.85%
Sharpe Ratio
Winner
SMBK
1.32
NAVI
-0.94
5Y Beta
Winner
SMBK
0.75
NAVI
0.98
Industry
SMBK
Banks - Regional
NAVI
Credit Services
P/E Ratio
SMBK
15.28
Winner
NAVI
-14.65
Forward P/E
SMBK
14.10
Winner
NAVI
12.27
PEG Ratio
SMBK
0.40
Winner
NAVI
0.14
Dividend Yield
SMBK
0.69%
Winner
NAVI
7.56%
5Y Dividends CAGR
SMBK
8.45%
Winner
NAVI
9.66%
5Y EPS CAGR
SMBK
8.39%
NAVI
N/A
Debt to Equity
Winner
SMBK
0.57%
NAVI
1896.17%
Free Cash Flow Yield
SMBK
6.94%
Winner
NAVI
40.14%
P/S Ratio
SMBK
4.05
Winner
NAVI
2.48
P/B Ratio
SMBK
1.42
Winner
NAVI
0.34

SMBK vs NAVI - Historical Returns

Returns include dividend reinvestment.

1M
Winner
SMBK
+9.60%
NAVI
+5.22%
3M
Winner
SMBK
+17.87%
NAVI
+10.55%
6M
Winner
SMBK
+23.90%
NAVI
-24.52%
1Y
Winner
SMBK
+38.04%
NAVI
-34.58%
5Y(CAGR)
Winner
SMBK
+15.93%
NAVI
-10.72%
10Y(CAGR)
Winner
SMBK
+13.11%
NAVI
+0.52%
Max(CAGR)
Winner
SMBK
+6.16%
NAVI
-0.47%

SMBK vs NAVI - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

YearSMBKNAVI
2026+33.60%-26.12%
2025+21.61%+4.38%
2024+28.84%-25.09%
2023-9.36%+16.94%
2022-0.03%-20.34%
2021+53.88%+120.66%
2020-21.62%-22.98%
2019+32.35%+54.65%
2018-16.50%-32.03%
2017+11.97%-16.08%
2016+23.06%+49.68%
2015+21.53%-45.25%
2014+39.66%+30.43%
2013+3.49%N/A
2012+52.67%N/A
2011-9.09%N/A
2010-9.52%N/A
2009-57.85%N/A
2008-42.46%N/A
2007-32.80%N/A
2006+36.11%N/A
2005+47.34%N/A
2004+45.01%N/A
2003+52.41%N/A
2002+11.54%N/A
2001+0.00%N/A

SMBK vs NAVI Drawdown Comparison

The maximum drawdown for SMBK was -94.35%, occurring on Nov 2, 2011. This drawdown has not yet recovered.

The maximum drawdown for NAVI was -71.57%, occurring on Mar 18, 2020. Recovery took 1598 trading sessions.

The current SMBK drawdown is -12.87%. The current NAVI drawdown is -52.18%.

RankSMBKNAVI
#1-94.35%
Dec 19, 2006 - Nov 2, 2011
-71.57%
Dec 22, 2014 - Apr 29, 2021
#2-48.15%
Sep 15, 2004 - Feb 13, 2006
-61.60%
Sep 17, 2021 - Jun 3, 2026
#3-42.31%
Jan 2, 2001 - Jun 21, 2002
-8.30%
Jun 16, 2021 - Jul 12, 2021
#4-18.92%
Apr 19, 2004 - Aug 3, 2004
-7.76%
May 1, 2014 - Jun 11, 2014
#5-16.28%
Jun 21, 2002 - Jun 19, 2003
-6.33%
Jul 14, 2014 - Sep 18, 2014
#6-13.91%
Feb 13, 2006 - Oct 11, 2006
-4.84%
May 7, 2021 - May 17, 2021
#7-11.17%
Aug 4, 2004 - Sep 15, 2004
-4.38%
Sep 24, 2014 - Oct 17, 2014
#8-10.91%
Oct 24, 2003 - Nov 7, 2003
-3.81%
Jul 12, 2021 - Jul 21, 2021
#9-10.46%
Nov 10, 2003 - Mar 18, 2004
-3.50%
Jul 21, 2021 - Aug 2, 2021
#10-10.26%
Jul 24, 2003 - Oct 24, 2003
-3.07%
Dec 9, 2014 - Dec 18, 2014
#11-10.00%
Mar 18, 2004 - Apr 16, 2004
-2.70%
Nov 3, 2014 - Nov 6, 2014
#12-5.71%
Jun 24, 2003 - Jul 10, 2003
-2.59%
Apr 17, 2014 - May 1, 2014
#13-4.00%
Oct 31, 2006 - Nov 28, 2006
-2.00%
Sep 13, 2021 - Sep 17, 2021
#14-3.28%
Oct 20, 2006 - Oct 31, 2006
-1.91%
Apr 29, 2021 - May 6, 2021
#15-1.24%
Nov 29, 2006 - Dec 1, 2006
-1.83%
May 24, 2021 - May 26, 2021

Correlation

Correlation between SMBK and NAVI is 0.34 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.34
-101

Dividend Comparison (2003 - 2026)

SMBK vs NAVI dividend yield comparison.

YearSMBKNAVI
20260.35%8.02%
20250.87%4.92%
20241.03%4.82%
20231.31%3.44%
20221.02%3.89%
20210.88%3.02%
20201.10%6.52%
20190.21%4.68%
20180.00%7.26%
20170.00%4.80%
20160.00%3.90%
20150.00%5.59%
20140.00%2.08%
20094.64%0.00%
20085.33%0.00%
20072.02%0.00%
20060.52%0.00%
20050.34%0.00%
20040.63%0.00%
20030.45%0.00%

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