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NAVI vs ORRF

Comparison between Navient Corp (NAVI, Company) and Orrstown Financial Services Inc (ORRF, Company).

Both NAVI and ORRF are from the Financial Services sector.

5-Year PerformanceORRF has outperformed NAVI, delivering a return of +16.8% compared to -10.7%

NAVI vs ORRF - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
NAVI
$805M
ORRF
$803M
Max Drawdown
Winner
NAVI
77.85%
ORRF
90.38%
Sharpe Ratio
NAVI
-0.94
Winner
ORRF
1.04
5Y Beta
NAVI
0.98
Winner
ORRF
0.68
Industry
NAVI
Credit Services
ORRF
Banks - Regional
P/E Ratio
Winner
NAVI
-14.65
ORRF
9.46
Forward P/E
NAVI
12.27
Winner
ORRF
8.89
PEG Ratio
NAVI
0.14
Winner
ORRF
0.05
Dividend Yield
Winner
NAVI
7.56%
ORRF
2.68%
5Y Dividends CAGR
NAVI
9.66%
Winner
ORRF
14.87%
5Y EPS CAGR
NAVI
N/A
ORRF
25.19%
Debt to Equity
NAVI
1896.17%
Winner
ORRF
0.00%
Free Cash Flow Yield
Winner
NAVI
40.14%
ORRF
10.82%
P/S Ratio
Winner
NAVI
2.48
ORRF
3.11
P/B Ratio
Winner
NAVI
0.34
ORRF
1.33

NAVI vs ORRF - Historical Returns

Returns include dividend reinvestment.

1M
NAVI
+5.22%
Winner
ORRF
+7.43%
3M
NAVI
+10.55%
Winner
ORRF
+11.52%
6M
NAVI
-24.52%
Winner
ORRF
+16.51%
1Y
NAVI
-34.58%
Winner
ORRF
+31.77%
5Y(CAGR)
NAVI
-10.72%
Winner
ORRF
+16.75%
10Y(CAGR)
NAVI
+0.52%
Winner
ORRF
+11.49%
Max(CAGR)
NAVI
-0.47%
Winner
ORRF
+5.79%

NAVI vs ORRF - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearNAVIORRF
2026-26.12%+22.48%
2025+4.38%+1.91%
2024-25.09%+28.36%
2023+16.94%+31.60%
2022-20.34%-5.24%
2021+120.66%+58.41%
2020-22.98%-21.83%
2019+54.65%+24.90%
2018-32.03%-24.11%
2017-16.08%+13.73%
2016+49.68%+28.53%
2015-45.25%+8.25%
2014+30.43%+2.97%
2013N/A+63.83%
2012N/A+15.87%
2011N/A-70.01%
2010N/A-19.86%
2009N/A+33.04%
2008N/A-7.37%
2007N/A-16.89%
2006N/A+8.24%
2005N/A-20.14%
2004N/A+39.69%
2003N/A+47.51%
2002N/A+22.49%
2001N/A+4.25%
2000N/A+7.35%
1999N/A+1.88%

NAVI vs ORRF Drawdown Comparison

The maximum drawdown for NAVI was -71.57%, occurring on Mar 18, 2020. Recovery took 1598 trading sessions.

The maximum drawdown for ORRF was -88.29%, occurring on Feb 2, 2012. This drawdown has not yet recovered.

The current NAVI drawdown is -52.18%. The current ORRF drawdown is -9.25%.

RankNAVIORRF
#1-71.57%
Dec 22, 2014 - Apr 29, 2021
-88.29%
Feb 11, 2004 - Feb 2, 2012
#2-61.60%
Sep 17, 2021 - Jun 3, 2026
-21.81%
Jul 30, 2001 - Apr 22, 2002
#3-8.30%
Jun 16, 2021 - Jul 12, 2021
-17.00%
Apr 22, 2002 - Sep 17, 2002
#4-7.76%
May 1, 2014 - Jun 11, 2014
-12.97%
Dec 15, 2000 - Jul 27, 2001
#5-6.33%
Jul 14, 2014 - Sep 18, 2014
-10.00%
Sep 17, 2002 - Jan 3, 2003
#6-4.84%
May 7, 2021 - May 17, 2021
-8.24%
Oct 4, 2000 - Dec 14, 2000
#7-4.38%
Sep 24, 2014 - Oct 17, 2014
-7.84%
Jan 3, 2003 - May 2, 2003
#8-3.81%
Jul 12, 2021 - Jul 21, 2021
-7.76%
Jan 23, 2004 - Feb 3, 2004
#9-3.50%
Jul 21, 2021 - Aug 2, 2021
-6.87%
Mar 31, 2000 - Oct 3, 2000
#10-3.07%
Dec 9, 2014 - Dec 18, 2014
-5.26%
Sep 24, 2003 - Dec 17, 2003
#11-2.70%
Nov 3, 2014 - Nov 6, 2014
-5.00%
Feb 28, 2000 - Mar 31, 2000
#12-2.59%
Apr 17, 2014 - May 1, 2014
-4.75%
May 7, 2003 - Jun 24, 2003
#13-2.00%
Sep 13, 2021 - Sep 17, 2021
-4.37%
Jul 29, 2003 - Aug 19, 2003
#14-1.91%
Apr 29, 2021 - May 6, 2021
-4.23%
Aug 19, 2003 - Sep 24, 2003
#15-1.83%
May 24, 2021 - May 26, 2021
-4.08%
Dec 17, 2003 - Jan 8, 2004

Correlation

Correlation between NAVI and ORRF is 0.40 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.40
-101

Dividend Comparison (1999 - 2026)

NAVI vs ORRF dividend yield comparison.

YearNAVIORRF
20268.02%1.43%
20254.92%2.99%
20244.82%2.35%
20233.44%2.71%
20223.89%3.28%
20213.02%2.94%
20206.52%4.11%
20194.68%2.65%
20187.26%2.80%
20174.80%1.66%
20163.90%1.56%
20155.59%1.23%
20142.08%0.00%
20110.00%8.36%
20100.00%3.25%
20090.00%2.52%
20080.00%3.22%
20070.00%2.80%
20060.00%2.13%
20050.00%2.09%
20040.00%0.82%
20030.00%1.25%
20020.00%1.53%
20010.00%1.53%
20000.00%1.43%
19990.00%0.37%

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