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NAVI vs SPY

Comparison between Navient Corp (NAVI, Company) and SPDR S&P 500 ETF Trust (SPY, ETF).

5-Year PerformanceSPY has outperformed NAVI, delivering a return of +13.3% compared to -12.1%

NAVI vs SPY - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap / Net Assets
NAVI
$771M
Winner
SPY
$735B
Expense Ratio
NAVI
N/A
SPY
0.09%
Max Drawdown
NAVI
77.85%
Winner
SPY
56.47%
Sharpe Ratio
NAVI
-1.13
Winner
SPY
1.62
5Y Beta
NAVI
1.01
Winner
SPY
1.00
Industry
NAVI
Credit Services
SPY
N/A
P/E Ratio
Winner
NAVI
-14.04
SPY
28.99
Forward P/E
Winner
NAVI
11.03
SPY
22.37
PEG Ratio
NAVI
0.14
SPY
N/A
Dividend Yield
NAVI
8.24%
SPY
N/A
5Y Dividends CAGR
NAVI
4.56%
Winner
SPY
5.43%
5Y EPS CAGR
NAVI
N/A
SPY
26.05%
Debt to Equity
NAVI
1896.17%
Winner
SPY
32.40%
Free Cash Flow Yield
NAVI
41.87%
SPY
N/A
P/S Ratio
Winner
NAVI
2.32
SPY
3.74
P/B Ratio
Winner
NAVI
0.32
SPY
5.61

NAVI vs SPY - Historical Returns

Returns include dividend reinvestment.

1M
NAVI
-8.50%
Winner
SPY
+1.90%
3M
NAVI
-5.10%
Winner
SPY
+8.55%
6M
NAVI
-34.43%
Winner
SPY
+8.18%
1Y
NAVI
-37.88%
Winner
SPY
+25.79%
5Y(CAGR)
NAVI
-12.11%
Winner
SPY
+13.32%
10Y(CAGR)
NAVI
-0.78%
Winner
SPY
+15.19%
Max(CAGR)
NAVI
-1.70%
Winner
SPY
+8.47%

NAVI vs SPY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearNAVISPY
2026-36.43%+8.26%
2025+4.38%+18.00%
2024-25.09%+25.59%
2023+16.94%+26.72%
2022-20.34%-18.64%
2021+120.66%+30.52%
2020-22.98%+17.28%
2019+54.65%+31.09%
2018-32.03%-5.24%
2017-16.08%+20.78%
2016+49.68%+13.59%
2015-45.25%+1.31%
2014+30.43%+14.56%
2013N/A+29.00%
2012N/A+14.17%
2011N/A+0.85%
2010N/A+13.14%
2009N/A+22.67%
2008N/A-36.25%
2007N/A+5.32%
2006N/A+13.85%
2005N/A+5.32%
2004N/A+10.75%
2003N/A+24.18%
2002N/A-22.42%
2001N/A-10.13%
2000N/A-8.84%
1999N/A+8.61%

NAVI vs SPY Drawdown Comparison

The maximum drawdown for NAVI was -71.57%, occurring on Mar 18, 2020. Recovery took 1598 trading sessions.

The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.

The current NAVI drawdown is -58.86%. The current SPY drawdown is -2.90%.

RankNAVISPY
#1-71.57%
Dec 22, 2014 - Apr 29, 2021		-55.20%
Oct 9, 2007 - Aug 16, 2012
#2-61.60%
Sep 17, 2021 - Jun 3, 2026		-47.50%
Mar 24, 2000 - Oct 26, 2006
#3-8.30%
Jun 16, 2021 - Jul 12, 2021		-33.70%
Feb 19, 2020 - Aug 10, 2020
#4-7.76%
May 1, 2014 - Jun 11, 2014		-24.50%
Jan 3, 2022 - Dec 13, 2023
#5-6.33%
Jul 14, 2014 - Sep 18, 2014		-19.34%
Sep 20, 2018 - Apr 12, 2019
#6-4.84%
May 7, 2021 - May 17, 2021		-18.76%
Feb 19, 2025 - Jun 26, 2025
#7-4.38%
Sep 24, 2014 - Oct 17, 2014		-13.02%
Jul 20, 2015 - Apr 18, 2016
#8-3.81%
Jul 12, 2021 - Jul 21, 2021		-10.10%
Jan 26, 2018 - Aug 6, 2018
#9-3.50%
Jul 21, 2021 - Aug 2, 2021		-9.44%
Sep 2, 2020 - Nov 11, 2020
#10-3.07%
Dec 9, 2014 - Dec 18, 2014		-9.30%
Jan 19, 2000 - Mar 17, 2000
#11-2.70%
Nov 3, 2014 - Nov 6, 2014		-9.05%
Jul 19, 2007 - Oct 5, 2007
#12-2.59%
Apr 17, 2014 - May 1, 2014		-8.88%
Jan 27, 2026 - Apr 14, 2026
#13-2.00%
Sep 13, 2021 - Sep 17, 2021		-8.41%
Jul 16, 2024 - Sep 19, 2024
#14-1.91%
Apr 29, 2021 - May 6, 2021		-7.35%
Sep 14, 2012 - Jan 2, 2013
#15-1.83%
May 24, 2021 - May 26, 2021		-7.27%
Sep 18, 2014 - Oct 31, 2014

Correlation

Correlation between NAVI and SPY is 0.47 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.47
-101

Dividend Comparison (1999 - 2026)

NAVI vs SPY dividend yield comparison.

YearNAVISPY
20264.10%0.24%
20254.92%1.07%
20244.82%1.21%
20233.44%1.40%
20223.89%1.65%
20213.02%1.20%
20206.52%1.52%
20194.68%1.75%
20187.26%2.04%
20174.80%1.80%
20163.90%2.03%
20155.59%2.06%
20142.08%1.87%
20130.00%1.81%
20120.00%2.18%
20110.00%2.05%
20100.00%1.80%
20090.00%1.95%
20080.00%3.02%
20070.00%1.85%
20060.00%1.73%
20050.00%1.73%
20040.00%1.82%
20030.00%1.47%
20020.00%1.70%
20010.00%1.25%
20000.00%1.15%
19990.00%0.24%

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