SAH vs NMIH

Comparison between Sonic Automotive Inc - Class A (SAH, Company) and NMI Holdings Inc - Class A (NMIH, Company).

SAH is from the Consumer Cyclical sector, while NMIH is from the Financial Services sector.

5-Year PerformanceSAH has outperformed NMIH, delivering a return of +13.6% compared to +8.6%

SAH vs NMIH - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SAH(COMPANY)	NMIH(COMPANY)
Market Cap	$2.81B	$2.81B
Max Drawdown	97.54%	73.07%
Sharpe Ratio	0.72	-0.15
5Y Beta	0.95	0.60
Industry	Auto & Truck Dealerships	Insurance - Specialty
P/E Ratio	21.30	7.34
Forward P/E	11.95	7.27
PEG Ratio	N/A	1.19
Dividend Yield	1.91%	N/A
5Y Dividends CAGR	35.69%	N/A
5Y EPS CAGR	10.76%	20.81%
Debt to Equity	176.05%	0.00%
Free Cash Flow Yield	6.24%	15.25%

Market Cap

Winner

SAH

$2.81B

NMIH

$2.81B

Max Drawdown

SAH

97.54%

Winner

NMIH

73.07%

Sharpe Ratio

Winner

SAH

0.72

NMIH

-0.15

5Y Beta

SAH

0.95

Winner

NMIH

0.60

Industry

SAH

Auto & Truck Dealerships

NMIH

Insurance - Specialty

P/E Ratio

SAH

21.30

Winner

NMIH

7.34

Forward P/E

SAH

11.95

Winner

NMIH

7.27

PEG Ratio

SAH

N/A

NMIH

1.19

Dividend Yield

SAH

1.91%

NMIH

N/A

5Y Dividends CAGR

SAH

35.69%

NMIH

N/A

5Y EPS CAGR

SAH

10.76%

Winner

NMIH

20.81%

Debt to Equity

SAH

176.05%

Winner

NMIH

0.00%

Free Cash Flow Yield

SAH

6.24%

Winner

NMIH

15.25%

SAH vs NMIH - Historical Returns

Returns include dividend reinvestment.

Period	SAH	NMIH
1 month	+16.76%	-11.35%
3 months	+34.10%	-6.21%
6 months	+34.56%	-3.28%
1 year	+23.09%	-5.82%
5 years(CAGR)	+13.60%	+8.63%
10 years(CAGR)	+18.80%	+19.37%
Max(CAGR)	+9.70%	+8.02%

Winner

SAH

+16.76%

NMIH

-11.35%

Winner

SAH

+34.10%

NMIH

-6.21%

Winner

SAH

+34.56%

NMIH

-3.28%

Winner

SAH

+23.09%

NMIH

-5.82%

5Y(CAGR)

Winner

SAH

+13.60%

NMIH

+8.63%

10Y(CAGR)

SAH

+18.80%

Winner

NMIH

+19.37%

Max(CAGR)

Winner

SAH

+9.70%

NMIH

+8.02%

SAH vs NMIH - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	SAH	NMIH
2026	+36.45%	-9.21%
2025	+1.34%	+11.45%
2024	+15.34%	+23.94%
2023	+21.76%	+40.40%
2022	+1.43%	-5.77%
2021	+29.35%	-0.68%
2020	+24.35%	-29.81%
2019	+121.08%	+85.78%
2018	-24.25%	+0.56%
2017	-19.14%	+57.41%
2016	+3.55%	+60.15%
2015	-14.47%	-26.01%
2014	+12.88%	-26.75%
2013	+14.29%	-9.07%
2012	+39.88%	N/A
2011	+9.08%	N/A
2010	+24.21%	N/A
2009	+154.66%	N/A
2008	-78.02%	N/A
2007	-33.06%	N/A
2006	+30.29%	N/A
2005	-5.68%	N/A
2004	+12.04%	N/A
2003	+46.55%	N/A
2002	-34.78%	N/A
2001	+237.75%	N/A
2000	-29.87%	N/A
1999	-3.08%	N/A

SAH vs NMIH Drawdown Comparison

The maximum drawdown for SAH was -97.16%, occurring on Mar 6, 2009. Recovery took 4363 trading sessions.

The maximum drawdown for NMIH was -73.07%, occurring on Mar 23, 2020. Recovery took 1112 trading sessions.

The current SAH drawdown is -4.23%. The current NMIH drawdown is -14.55%.

Rank	SAH	NMIH
#1	-97.16% May 10, 2002 - Sep 10, 2019	-73.07% Feb 11, 2020 - Jul 15, 2024
#2	-70.77% Nov 14, 2019 - Jul 6, 2020	-68.83% Nov 27, 2013 - Oct 20, 2017
#3	-52.09% Aug 7, 2001 - Dec 26, 2001	-36.87% Feb 26, 2018 - Aug 2, 2018
#4	-50.50% Aug 16, 2000 - May 16, 2001	-32.65% Sep 26, 2018 - Feb 19, 2019
#5	-37.96% Sep 27, 2021 - Aug 25, 2022	-21.42% Sep 16, 2024 - Jun 23, 2025
#6	-35.92% Feb 14, 2023 - Apr 26, 2024	-20.01% Jun 20, 2019 - Nov 7, 2019
#7	-33.64% Jul 14, 2025 - Feb 17, 2026	-18.08% Jul 3, 2025 - Oct 16, 2025
#8	-29.32% Aug 25, 2022 - Feb 2, 2023	-11.63% Jan 23, 2018 - Feb 16, 2018
#9	-26.76% Dec 29, 1999 - Apr 13, 2000	-8.57% Dec 19, 2019 - Feb 11, 2020
#10	-26.32% Jan 30, 2025 - Jun 10, 2025	-7.92% Jul 29, 2024 - Aug 23, 2024
#11	-24.52% Nov 11, 1999 - Dec 29, 1999	-7.89% Apr 26, 2019 - May 21, 2019
#12	-20.63% Oct 5, 2020 - Jan 14, 2021	-6.71% Aug 2, 2018 - Sep 10, 2018
#13	-20.16% Mar 17, 2021 - Aug 2, 2021	-6.11% Nov 13, 2019 - Dec 18, 2019
#14	-18.95% Jan 31, 2002 - Mar 6, 2002	-5.32% Sep 4, 2024 - Sep 16, 2024
#15	-18.55% Jan 20, 2021 - Mar 8, 2021	-5.18% Mar 21, 2019 - Apr 1, 2019