RYAM vs BCAL

Comparison between Rayonier Advanced Materials Inc (RYAM, Company) and Southern Calif Bancorp (BCAL, Company).

RYAM is from the Basic Materials sector, while BCAL is from the Financial Services sector.

5-Year PerformanceBCAL has outperformed RYAM, delivering a return of +7.2% compared to +0.7%

RYAM vs BCAL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	RYAM(COMPANY)	BCAL(COMPANY)
Market Cap	$614M	$612M
Max Drawdown	97.77%	52.35%
Sharpe Ratio	1.32	1.24
5Y Beta	1.43	0.79
Industry	Chemicals	Banks - Regional
P/E Ratio	-1.30	10.27
Forward P/E	27.55	N/A
PEG Ratio	-0.00	0.04
Dividend Yield	N/A	1.04%
5Y EPS CAGR	188.17%	N/A
Debt to Equity	12.19%	5.92%
Free Cash Flow Yield	2.64%	9.53%
P/S Ratio	0.43	3.29
P/B Ratio	2.68	1.06

Market Cap

Winner

RYAM

$614M

BCAL

$612M

Max Drawdown

RYAM

97.77%

Winner

BCAL

52.35%

Sharpe Ratio

Winner

RYAM

1.32

BCAL

1.24

5Y Beta

RYAM

1.43

Winner

BCAL

0.79

Industry

RYAM

Chemicals

BCAL

Banks - Regional

P/E Ratio

Winner

RYAM

-1.30

BCAL

10.27

Forward P/E

RYAM

27.55

BCAL

N/A

PEG Ratio

Winner

RYAM

-0.00

BCAL

0.04

Dividend Yield

RYAM

N/A

BCAL

1.04%

5Y EPS CAGR

RYAM

188.17%

BCAL

N/A

Debt to Equity

RYAM

12.19%

Winner

BCAL

5.92%

Free Cash Flow Yield

RYAM

2.64%

Winner

BCAL

9.53%

P/S Ratio

Winner

RYAM

0.43

BCAL

3.29

P/B Ratio

RYAM

2.68

Winner

BCAL

1.06

RYAM vs BCAL - Historical Returns

Returns include dividend reinvestment.

Period	RYAM	BCAL
1 month	-12.81%	+2.18%
3 months	-20.43%	+7.02%
6 months	+28.57%	-0.86%
1 year	+109.84%	+34.01%
5 years(CAGR)	+0.68%	+7.20%
10 years(CAGR)	-4.50%	+8.97%
Max(CAGR)	-11.82%	+8.95%

RYAM

-12.81%

Winner

BCAL

+2.18%

RYAM

-20.43%

Winner

BCAL

+7.02%

Winner

RYAM

+28.57%

BCAL

-0.86%

Winner

RYAM

+109.84%

BCAL

+34.01%

5Y(CAGR)

RYAM

+0.68%

Winner

BCAL

+7.20%

10Y(CAGR)

RYAM

-4.50%

Winner

BCAL

+8.97%

Max(CAGR)

RYAM

-11.82%

Winner

BCAL

+8.95%

RYAM vs BCAL - Annual Returns (2014 - 2026)

Returns include dividend reinvestment.

Year	RYAM	BCAL
2026	+38.23%	+4.42%
2025	-29.12%	+15.35%
2024	+96.43%	-3.84%
2023	-56.55%	+3.58%
2022	+64.38%	+12.35%
2021	-12.96%	+17.57%
2020	+63.00%	+0.00%
2019	-63.98%	-5.55%
2018	-46.75%	-10.51%
2017	+32.15%	+28.26%
2016	+66.36%	+38.55%
2015	-55.36%	+4.40%
2014	-44.84%	N/A

RYAM vs BCAL Drawdown Comparison

The maximum drawdown for RYAM was -97.52%, occurring on Apr 3, 2020. This drawdown has not yet recovered.

The maximum drawdown for BCAL was -52.35%, occurring on Apr 15, 2020. Recovery took 1465 trading sessions.

The current RYAM drawdown is -79.32%. The current BCAL drawdown is -3.27%.

Rank	RYAM	BCAL
#1	-97.52% Jul 16, 2014 - Apr 3, 2020	-52.35% Feb 9, 2018 - Dec 19, 2023
#2	-9.59% Jun 16, 2014 - Jul 3, 2014	-32.26% Nov 25, 2024 - Oct 29, 2025
#3	-5.39% Jul 3, 2014 - Jul 15, 2014	-25.88% Dec 29, 2023 - Nov 12, 2024
#4	N/A	-20.97% May 3, 2017 - Jan 22, 2018
#5	N/A	-13.51% Dec 8, 2025 - Mar 20, 2026
#6	N/A	-9.26% Mar 15, 2017 - May 3, 2017
#7	N/A	-5.30% Dec 24, 2015 - Aug 23, 2016
#8	N/A	-4.30% Nov 11, 2025 - Nov 24, 2025
#9	N/A	-1.04% Nov 12, 2024 - Nov 21, 2024
#10	N/A	-0.62% Nov 25, 2025 - Dec 3, 2025
#11	N/A	-0.56% Dec 4, 2025 - Dec 8, 2025
#12	N/A	-0.37% Nov 5, 2025 - Nov 10, 2025
#13	N/A	-0.35% Dec 27, 2023 - Dec 29, 2023
#14	N/A	-0.12% Dec 22, 2023 - Dec 27, 2023