RYAM vs ATLCP

Comparison between Rayonier Advanced Materials Inc (RYAM, Company) and Atlanticus Holdings Corp (ATLCP, Company).

RYAM is from the Basic Materials sector, while ATLCP is from the Financial Services sector.

5-Year PerformanceATLCP has outperformed RYAM, delivering a return of +7.8% compared to +0.7%

RYAM vs ATLCP - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	RYAM(COMPANY)	ATLCP(COMPANY)
Market Cap	$614M	$613M
Max Drawdown	97.77%	37.48%
Sharpe Ratio	1.32	0.86
5Y Beta	1.43	0.14
Industry	Chemicals	Credit Services
P/E Ratio	-1.30	3.20
Forward P/E	27.55	N/A
PEG Ratio	-0.00	N/A
5Y EPS CAGR	188.17%	N/A
Debt to Equity	12.19%	N/A
Free Cash Flow Yield	2.64%	N/A
P/S Ratio	0.43	N/A
P/B Ratio	2.68	N/A

Market Cap

Winner

RYAM

$614M

ATLCP

$613M

Max Drawdown

RYAM

97.77%

Winner

ATLCP

37.48%

Sharpe Ratio

Winner

RYAM

1.32

ATLCP

0.86

5Y Beta

RYAM

1.43

Winner

ATLCP

0.14

Industry

RYAM

Chemicals

ATLCP

Credit Services

P/E Ratio

Winner

RYAM

-1.30

ATLCP

3.20

Forward P/E

RYAM

27.55

ATLCP

N/A

PEG Ratio

RYAM

-0.00

ATLCP

N/A

5Y EPS CAGR

RYAM

188.17%

ATLCP

N/A

Debt to Equity

RYAM

12.19%

ATLCP

N/A

Free Cash Flow Yield

RYAM

2.64%

ATLCP

N/A

P/S Ratio

RYAM

0.43

ATLCP

N/A

P/B Ratio

RYAM

2.68

ATLCP

N/A

RYAM vs ATLCP - Historical Returns

Returns include dividend reinvestment.

Period	RYAM	ATLCP
1 month	-12.81%	+1.35%
3 months	-20.43%	-1.71%
6 months	+28.57%	+3.70%
1 year	+109.84%	+13.85%
5 years(CAGR)	+0.68%	+7.76%
10 years(CAGR)	-4.50%	N/A
Max(CAGR)	-11.82%	+7.76%

RYAM

-12.81%

Winner

ATLCP

+1.35%

RYAM

-20.43%

Winner

ATLCP

-1.71%

Winner

RYAM

+28.57%

ATLCP

+3.70%

Winner

RYAM

+109.84%

ATLCP

+13.85%

5Y(CAGR)

RYAM

+0.68%

Winner

ATLCP

+7.76%

10Y(CAGR)

RYAM

-4.50%

ATLCP

N/A

Max(CAGR)

RYAM

-11.82%

Winner

ATLCP

+7.76%

RYAM vs ATLCP - Annual Returns (2014 - 2026)

Returns include dividend reinvestment.

Year	RYAM	ATLCP
2026	+38.23%	+1.86%
2025	-29.12%	+13.94%
2024	+96.43%	+9.54%
2023	-56.55%	+40.70%
2022	+64.38%	-24.98%
2021	-12.96%	+6.18%
2020	+63.00%	N/A
2019	-63.98%	N/A
2018	-46.75%	N/A
2017	+32.15%	N/A
2016	+66.36%	N/A
2015	-55.36%	N/A
2014	-44.84%	N/A

RYAM vs ATLCP Drawdown Comparison

The maximum drawdown for RYAM was -97.52%, occurring on Apr 3, 2020. This drawdown has not yet recovered.

The maximum drawdown for ATLCP was -30.60%, occurring on Mar 17, 2023. Recovery took 421 trading sessions.

The current RYAM drawdown is -79.32%. The current ATLCP drawdown is -2.27%.

Rank	RYAM	ATLCP
#1	-97.52% Jul 16, 2014 - Apr 3, 2020	-30.60% Apr 4, 2022 - Dec 6, 2023
#2	-9.59% Jun 16, 2014 - Jul 3, 2014	-12.64% Mar 6, 2026 - Jun 2, 2026
#3	-5.39% Jul 3, 2014 - Jul 15, 2014	-10.85% Mar 15, 2024 - Nov 13, 2024
#4	N/A	-7.69% Dec 15, 2023 - Mar 11, 2024
#5	N/A	-6.84% Dec 2, 2024 - Aug 26, 2025
#6	N/A	-5.13% Jan 25, 2022 - Apr 4, 2022
#7	N/A	-4.63% Sep 23, 2025 - Jan 13, 2026
#8	N/A	-2.64% Jun 2, 2026 - Jun 4, 2026
#9	N/A	-2.07% Sep 2, 2021 - Dec 2, 2021
#10	N/A	-1.54% Feb 27, 2026 - Mar 6, 2026
#11	N/A	-1.42% Jun 14, 2021 - Jul 6, 2021
#12	N/A	-1.21% Dec 8, 2023 - Dec 13, 2023
#13	N/A	-1.14% Nov 13, 2024 - Nov 19, 2024
#14	N/A	-1.13% Jan 21, 2026 - Feb 6, 2026
#15	N/A	-1.01% Feb 17, 2026 - Feb 26, 2026

Correlation

Correlation between RYAM and ATLCP is 0.39 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.39

-101

Dividend Comparison (2014 - 2026)

RYAM vs ATLCP dividend yield comparison.

Year	RYAM	ATLCP
2026	0.00%	4.03%
2025	0.00%	7.94%
2024	0.00%	8.31%
2023	0.00%	8.37%
2022	0.00%	10.90%
2021	0.00%	3.86%
2019	3.65%	0.00%
2018	2.63%	0.00%
2017	1.37%	0.00%
2016	1.81%	0.00%
2015	2.86%	0.00%
2014	0.63%	0.00%