ATLCP vs PAR

Comparison between Atlanticus Holdings Corp (ATLCP, Company) and Par Technology Corp (PAR, Company).

ATLCP is from the Financial Services sector, while PAR is from the Technology sector.

5-Year PerformanceATLCP has outperformed PAR, delivering a return of +7.8% compared to -27.0%

ATLCP vs PAR - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ATLCP(COMPANY)	PAR(COMPANY)
Market Cap	$613M	$613M
Max Drawdown	37.48%	88.42%
Sharpe Ratio	0.86	-2.08
5Y Beta	0.14	1.42
Industry	Credit Services	Software - Application
P/E Ratio	3.20	-7.94
Forward P/E	N/A	9.27
PEG Ratio	N/A	-0.00
5Y EPS CAGR	N/A	2.39%
Debt to Equity	N/A	51.37%
Free Cash Flow Yield	N/A	-4.87%
P/S Ratio	N/A	1.29
P/B Ratio	N/A	0.74

Market Cap

ATLCP

$613M

Winner

PAR

$613M

Max Drawdown

Winner

ATLCP

37.48%

PAR

88.42%

Sharpe Ratio

Winner

ATLCP

0.86

PAR

-2.08

5Y Beta

Winner

ATLCP

0.14

PAR

1.42

Industry

ATLCP

Credit Services

PAR

Software - Application

P/E Ratio

ATLCP

3.20

Winner

PAR

-7.94

Forward P/E

ATLCP

N/A

PAR

9.27

PEG Ratio

ATLCP

N/A

PAR

-0.00

5Y EPS CAGR

ATLCP

N/A

PAR

2.39%

Debt to Equity

ATLCP

N/A

PAR

51.37%

Free Cash Flow Yield

ATLCP

N/A

PAR

-4.87%

P/S Ratio

ATLCP

N/A

PAR

1.29

P/B Ratio

ATLCP

N/A

PAR

0.74

ATLCP vs PAR - Historical Returns

Returns include dividend reinvestment.

Period	ATLCP	PAR
1 month	+1.35%	-2.25%
3 months	-1.71%	-31.05%
6 months	+3.70%	-60.79%
1 year	+13.85%	-79.41%
5 years(CAGR)	+7.76%	-26.97%
10 years(CAGR)	N/A	+11.13%
Max(CAGR)	+7.76%	+5.86%

Winner

ATLCP

+1.35%

PAR

-2.25%

Winner

ATLCP

-1.71%

PAR

-31.05%

Winner

ATLCP

+3.70%

PAR

-60.79%

Winner

ATLCP

+13.85%

PAR

-79.41%

5Y(CAGR)

Winner

ATLCP

+7.76%

PAR

-26.97%

10Y(CAGR)

ATLCP

N/A

PAR

+11.13%

Max(CAGR)

Winner

ATLCP

+7.76%

PAR

+5.86%

ATLCP vs PAR - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	ATLCP	PAR
2026	+1.86%	-62.33%
2025	+13.94%	-49.27%
2024	+9.54%	+70.23%
2023	+40.70%	+64.05%
2022	-24.98%	-50.95%
2021	+6.18%	-12.39%
2020	N/A	+98.83%
2019	N/A	+39.85%
2018	N/A	+136.41%
2017	N/A	+70.00%
2016	N/A	-13.35%
2015	N/A	+12.73%
2014	N/A	+14.95%
2013	N/A	+9.44%
2012	N/A	+23.12%
2011	N/A	-34.11%
2010	N/A	-5.46%
2009	N/A	+0.70%
2008	N/A	-26.97%
2007	N/A	-13.37%
2006	N/A	-51.23%
2005	N/A	+146.76%
2004	N/A	+44.39%
2003	N/A	+16.30%
2002	N/A	+165.39%
2001	N/A	+38.66%
2000	N/A	-62.94%
1999	N/A	+5.56%

ATLCP vs PAR Drawdown Comparison

The maximum drawdown for ATLCP was -30.60%, occurring on Mar 17, 2023. Recovery took 421 trading sessions.

The maximum drawdown for PAR was -88.42%, occurring on Nov 25, 2008. Recovery took 3301 trading sessions.

The current ATLCP drawdown is -2.27%. The current PAR drawdown is -84.83%.

Rank	ATLCP	PAR
#1	-30.60% Apr 4, 2022 - Dec 6, 2023	-88.42% Jul 22, 2005 - Aug 31, 2018
#2	-12.64% Mar 6, 2026 - Jun 2, 2026	-86.68% Feb 22, 2021 - Apr 10, 2026
#3	-10.85% Mar 15, 2024 - Nov 13, 2024	-72.99% Feb 8, 2000 - Oct 18, 2002
#4	-7.69% Dec 15, 2023 - Mar 11, 2024	-69.20% Jan 29, 2020 - Aug 6, 2020
#5	-6.84% Dec 2, 2024 - Aug 26, 2025	-44.14% Dec 3, 2002 - Dec 2, 2003
#6	-5.13% Jan 25, 2022 - Apr 4, 2022	-37.19% Aug 31, 2018 - Feb 13, 2019
#7	-4.63% Sep 23, 2025 - Jan 13, 2026	-32.11% Apr 5, 2004 - Jan 25, 2005
#8	-2.64% Jun 2, 2026 - Jun 4, 2026	-25.21% Jun 10, 2019 - Nov 8, 2019
#9	-2.07% Sep 2, 2021 - Dec 2, 2021	-22.66% Feb 25, 2019 - May 28, 2019
#10	-1.54% Feb 27, 2026 - Mar 6, 2026	-19.81% Sep 28, 2020 - Nov 11, 2020
#11	-1.42% Jun 14, 2021 - Jul 6, 2021	-16.28% Nov 19, 1999 - Jan 19, 2000
#12	-1.21% Dec 8, 2023 - Dec 13, 2023	-15.49% Jan 20, 2021 - Feb 2, 2021
#13	-1.14% Nov 13, 2024 - Nov 19, 2024	-13.90% Mar 5, 2004 - Apr 1, 2004
#14	-1.13% Jan 21, 2026 - Feb 6, 2026	-12.12% Dec 17, 2020 - Jan 14, 2021
#15	-1.01% Feb 17, 2026 - Feb 26, 2026	-11.69% Jun 17, 2005 - Jul 12, 2005