ATLCP vs RYAM

Comparison between Atlanticus Holdings Corp (ATLCP, Company) and Rayonier Advanced Materials Inc (RYAM, Company).

ATLCP is from the Financial Services sector, while RYAM is from the Basic Materials sector.

5-Year PerformanceATLCP has outperformed RYAM, delivering a return of +7.8% compared to +0.7%

ATLCP vs RYAM - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ATLCP(COMPANY)	RYAM(COMPANY)
Market Cap	$613M	$614M
Max Drawdown	37.48%	97.77%
Sharpe Ratio	0.86	1.32
5Y Beta	0.14	1.43
Industry	Credit Services	Chemicals
P/E Ratio	3.20	-1.30
Forward P/E	N/A	27.55
PEG Ratio	N/A	-0.00
5Y EPS CAGR	N/A	188.17%
Debt to Equity	N/A	12.19%
Free Cash Flow Yield	N/A	2.64%
P/S Ratio	N/A	0.43
P/B Ratio	N/A	2.68

Market Cap

ATLCP

$613M

Winner

RYAM

$614M

Max Drawdown

Winner

ATLCP

37.48%

RYAM

97.77%

Sharpe Ratio

ATLCP

0.86

Winner

RYAM

1.32

5Y Beta

Winner

ATLCP

0.14

RYAM

1.43

Industry

ATLCP

Credit Services

RYAM

Chemicals

P/E Ratio

ATLCP

3.20

Winner

RYAM

-1.30

Forward P/E

ATLCP

N/A

RYAM

27.55

PEG Ratio

ATLCP

N/A

RYAM

-0.00

5Y EPS CAGR

ATLCP

N/A

RYAM

188.17%

Debt to Equity

ATLCP

N/A

RYAM

12.19%

Free Cash Flow Yield

ATLCP

N/A

RYAM

2.64%

P/S Ratio

ATLCP

N/A

RYAM

0.43

P/B Ratio

ATLCP

N/A

RYAM

2.68

ATLCP vs RYAM - Historical Returns

Returns include dividend reinvestment.

Period	ATLCP	RYAM
1 month	+1.35%	-12.81%
3 months	-1.71%	-20.43%
6 months	+3.70%	+28.57%
1 year	+13.85%	+109.84%
5 years(CAGR)	+7.76%	+0.68%
10 years(CAGR)	N/A	-4.50%
Max(CAGR)	+7.76%	-11.82%

Winner

ATLCP

+1.35%

RYAM

-12.81%

Winner

ATLCP

-1.71%

RYAM

-20.43%

ATLCP

+3.70%

Winner

RYAM

+28.57%

ATLCP

+13.85%

Winner

RYAM

+109.84%

5Y(CAGR)

Winner

ATLCP

+7.76%

RYAM

+0.68%

10Y(CAGR)

ATLCP

N/A

RYAM

-4.50%

Max(CAGR)

Winner

ATLCP

+7.76%

RYAM

-11.82%

ATLCP vs RYAM - Annual Returns (2014 - 2026)

Returns include dividend reinvestment.

Year	ATLCP	RYAM
2026	+1.86%	+38.23%
2025	+13.94%	-29.12%
2024	+9.54%	+96.43%
2023	+40.70%	-56.55%
2022	-24.98%	+64.38%
2021	+6.18%	-12.96%
2020	N/A	+63.00%
2019	N/A	-63.98%
2018	N/A	-46.75%
2017	N/A	+32.15%
2016	N/A	+66.36%
2015	N/A	-55.36%
2014	N/A	-44.84%

ATLCP vs RYAM Drawdown Comparison

The maximum drawdown for ATLCP was -30.60%, occurring on Mar 17, 2023. Recovery took 421 trading sessions.

The maximum drawdown for RYAM was -97.52%, occurring on Apr 3, 2020. This drawdown has not yet recovered.

The current ATLCP drawdown is -2.27%. The current RYAM drawdown is -79.32%.

Rank	ATLCP	RYAM
#1	-30.60% Apr 4, 2022 - Dec 6, 2023	-97.52% Jul 16, 2014 - Apr 3, 2020
#2	-12.64% Mar 6, 2026 - Jun 2, 2026	-9.59% Jun 16, 2014 - Jul 3, 2014
#3	-10.85% Mar 15, 2024 - Nov 13, 2024	-5.39% Jul 3, 2014 - Jul 15, 2014
#4	-7.69% Dec 15, 2023 - Mar 11, 2024	N/A
#5	-6.84% Dec 2, 2024 - Aug 26, 2025	N/A
#6	-5.13% Jan 25, 2022 - Apr 4, 2022	N/A
#7	-4.63% Sep 23, 2025 - Jan 13, 2026	N/A
#8	-2.64% Jun 2, 2026 - Jun 4, 2026	N/A
#9	-2.07% Sep 2, 2021 - Dec 2, 2021	N/A
#10	-1.54% Feb 27, 2026 - Mar 6, 2026	N/A
#11	-1.42% Jun 14, 2021 - Jul 6, 2021	N/A
#12	-1.21% Dec 8, 2023 - Dec 13, 2023	N/A
#13	-1.14% Nov 13, 2024 - Nov 19, 2024	N/A
#14	-1.13% Jan 21, 2026 - Feb 6, 2026	N/A
#15	-1.01% Feb 17, 2026 - Feb 26, 2026	N/A

Correlation

Correlation between ATLCP and RYAM is 0.39 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.39

-101

Dividend Comparison (2014 - 2026)

ATLCP vs RYAM dividend yield comparison.

Year	ATLCP	RYAM
2026	4.03%	0.00%
2025	7.94%	0.00%
2024	8.31%	0.00%
2023	8.37%	0.00%
2022	10.90%	0.00%
2021	3.86%	0.00%
2019	0.00%	3.65%
2018	0.00%	2.63%
2017	0.00%	1.37%
2016	0.00%	1.81%
2015	0.00%	2.86%
2014	0.00%	0.63%