BCAL vs IRWD

Comparison between Southern Calif Bancorp (BCAL, Company) and Ironwood Pharmaceuticals Inc - Class A (IRWD, Company).

BCAL is from the Financial Services sector, while IRWD is from the Healthcare sector.

5-Year PerformanceBCAL has outperformed IRWD, delivering a return of +7.2% compared to -22.5%

BCAL vs IRWD - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	BCAL(COMPANY)	IRWD(COMPANY)
Market Cap	$612M	$611M
Max Drawdown	52.35%	97.31%
Sharpe Ratio	1.24	2.05
5Y Beta	0.79	1.06
Industry	Banks - Regional	Drug Manufacturers - Specialty & Generic
P/E Ratio	10.27	7.99
Forward P/E	N/A	12.33
PEG Ratio	0.04	-0.26
Dividend Yield	1.04%	N/A
5Y EPS CAGR	N/A	-12.17%
Debt to Equity	5.92%	-92.04%
Free Cash Flow Yield	9.53%	18.37%
P/S Ratio	3.29	1.69
P/B Ratio	1.06	2.59

Market Cap

Winner

BCAL

$612M

IRWD

$611M

Max Drawdown

Winner

BCAL

52.35%

IRWD

97.31%

Sharpe Ratio

BCAL

1.24

Winner

IRWD

2.05

5Y Beta

Winner

BCAL

0.79

IRWD

1.06

Industry

BCAL

Banks - Regional

IRWD

Drug Manufacturers - Specialty & Generic

P/E Ratio

BCAL

10.27

Winner

IRWD

7.99

Forward P/E

BCAL

N/A

IRWD

12.33

PEG Ratio

BCAL

0.04

Winner

IRWD

-0.26

Dividend Yield

BCAL

1.04%

IRWD

N/A

5Y EPS CAGR

BCAL

N/A

IRWD

-12.17%

Debt to Equity

BCAL

5.92%

Winner

IRWD

-92.04%

Free Cash Flow Yield

BCAL

9.53%

Winner

IRWD

18.37%

P/S Ratio

BCAL

3.29

Winner

IRWD

1.69

P/B Ratio

Winner

BCAL

1.06

IRWD

2.59

BCAL vs IRWD - Historical Returns

Returns include dividend reinvestment.

Period	BCAL	IRWD
1 month	+2.18%	-29.12%
3 months	+7.02%	-8.56%
6 months	-0.86%	-4.89%
1 year	+34.01%	+479.68%
5 years(CAGR)	+7.20%	-22.49%
10 years(CAGR)	+8.97%	-12.96%
Max(CAGR)	+8.95%	-7.41%

Winner

BCAL

+2.18%

IRWD

-29.12%

Winner

BCAL

+7.02%

IRWD

-8.56%

Winner

BCAL

-0.86%

IRWD

-4.89%

BCAL

+34.01%

Winner

IRWD

+479.68%

5Y(CAGR)

Winner

BCAL

+7.20%

IRWD

-22.49%

10Y(CAGR)

Winner

BCAL

+8.97%

IRWD

-12.96%

Max(CAGR)

Winner

BCAL

+8.95%

IRWD

-7.41%

BCAL vs IRWD - Annual Returns (2010 - 2026)

Returns include dividend reinvestment.

Year	BCAL	IRWD
2026	+4.42%	-22.48%
2025	+15.35%	-22.17%
2024	-3.84%	-64.30%
2023	+3.58%	-6.76%
2022	+12.35%	+3.68%
2021	+17.57%	+4.29%
2020	+0.00%	-14.10%
2019	-5.55%	+28.23%
2018	-10.51%	-32.15%
2017	+28.26%	+0.81%
2016	+38.55%	+38.12%
2015	+4.40%	-25.13%
2014	N/A	+26.09%
2013	N/A	+0.61%
2012	N/A	-4.48%
2011	N/A	+14.88%
2010	N/A	-11.16%

BCAL vs IRWD Drawdown Comparison

The maximum drawdown for BCAL was -52.35%, occurring on Apr 15, 2020. Recovery took 1465 trading sessions.

The maximum drawdown for IRWD was -97.31%, occurring on May 23, 2025. This drawdown has not yet recovered.

The current BCAL drawdown is -3.27%. The current IRWD drawdown is -84.29%.

Rank	BCAL	IRWD
#1	-52.35% Feb 9, 2018 - Dec 19, 2023	-97.31% Jul 17, 2018 - May 23, 2025
#2	-32.26% Nov 25, 2024 - Oct 29, 2025	-58.62% Mar 15, 2013 - May 24, 2017
#3	-25.88% Dec 29, 2023 - Nov 12, 2024	-38.48% Jun 28, 2011 - Mar 8, 2013
#4	-20.97% May 3, 2017 - Jan 22, 2018	-38.43% Apr 13, 2010 - Apr 12, 2011
#5	-13.51% Dec 8, 2025 - Mar 20, 2026	-32.23% Jun 22, 2017 - Jul 5, 2018
#6	-9.26% Mar 15, 2017 - May 3, 2017	-12.15% Apr 15, 2011 - Jun 23, 2011
#7	-5.30% Dec 24, 2015 - Aug 23, 2016	-8.18% May 25, 2017 - Jun 21, 2017
#8	-4.30% Nov 11, 2025 - Nov 24, 2025	-7.04% Mar 23, 2010 - Apr 6, 2010
#9	-1.04% Nov 12, 2024 - Nov 21, 2024	-6.64% Mar 2, 2010 - Mar 15, 2010
#10	-0.62% Nov 25, 2025 - Dec 3, 2025	-4.89% Feb 19, 2010 - Mar 1, 2010
#11	-0.56% Dec 4, 2025 - Dec 8, 2025	-3.54% Apr 6, 2010 - Apr 13, 2010
#12	-0.37% Nov 5, 2025 - Nov 10, 2025	-2.46% Feb 8, 2010 - Feb 16, 2010
#13	-0.35% Dec 27, 2023 - Dec 29, 2023	-1.83% Jul 9, 2018 - Jul 12, 2018
#14	-0.12% Dec 22, 2023 - Dec 27, 2023	-1.38% Jun 23, 2011 - Jun 28, 2011
#15	N/A	-1.05% Jul 13, 2018 - Jul 17, 2018

Correlation

Correlation between BCAL and IRWD is -0.35 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.35

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