BCAL vs PD

Comparison between Southern Calif Bancorp (BCAL, Company) and Pagerduty Inc (PD, Company).

BCAL is from the Financial Services sector, while PD is from the Technology sector.

5-Year PerformanceBCAL has outperformed PD, delivering a return of +7.2% compared to -23.5%

BCAL vs PD - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	BCAL(COMPANY)	PD(COMPANY)
Market Cap	$612M	$608M
Max Drawdown	52.35%	90.01%
Sharpe Ratio	1.24	-0.49
5Y Beta	0.79	1.27
Industry	Banks - Regional	Software - Application
P/E Ratio	10.27	3.83
Forward P/E	N/A	7.31
PEG Ratio	0.04	N/A
Dividend Yield	1.04%	N/A
Debt to Equity	5.92%	165.86%
Free Cash Flow Yield	9.53%	18.40%
P/S Ratio	3.29	1.12
P/B Ratio	1.06	2.18

Market Cap

Winner

BCAL

$612M

$608M

Max Drawdown

Winner

BCAL

52.35%

90.01%

Sharpe Ratio

Winner

BCAL

1.24

-0.49

5Y Beta

Winner

BCAL

0.79

1.27

Industry

BCAL

Banks - Regional

Software - Application

P/E Ratio

BCAL

10.27

Winner

3.83

Forward P/E

BCAL

N/A

7.31

PEG Ratio

BCAL

0.04

N/A

Dividend Yield

BCAL

1.04%

N/A

Debt to Equity

Winner

BCAL

5.92%

165.86%

Free Cash Flow Yield

BCAL

9.53%

Winner

18.40%

P/S Ratio

BCAL

3.29

Winner

1.12

P/B Ratio

Winner

BCAL

1.06

2.18

BCAL vs PD - Historical Returns

Returns include dividend reinvestment.

Period	BCAL	PD
1 month	+2.18%	+28.29%
3 months	+7.02%	+19.20%
6 months	-0.86%	-24.67%
1 year	+34.01%	-39.86%
5 years(CAGR)	+7.20%	-23.52%
10 years(CAGR)	+8.97%	N/A
Max(CAGR)	+8.95%	-18.00%

BCAL

+2.18%

Winner

+28.29%

BCAL

+7.02%

Winner

+19.20%

Winner

BCAL

-0.86%

-24.67%

Winner

BCAL

+34.01%

-39.86%

5Y(CAGR)

Winner

BCAL

+7.20%

-23.52%

10Y(CAGR)

BCAL

+8.97%

N/A

Max(CAGR)

Winner

BCAL

+8.95%

-18.00%

BCAL vs PD - Annual Returns (2015 - 2026)

Returns include dividend reinvestment.

Year	BCAL	PD
2026	+4.42%	-25.34%
2025	+15.35%	-27.17%
2024	-3.84%	-16.70%
2023	+3.58%	-10.51%
2022	+12.35%	-24.31%
2021	+17.57%	-15.70%
2020	+0.00%	+71.32%
2019	-5.55%	-38.85%
2018	-10.51%	N/A
2017	+28.26%	N/A
2016	+38.55%	N/A
2015	+4.40%	N/A

BCAL vs PD Drawdown Comparison

The maximum drawdown for BCAL was -52.35%, occurring on Apr 15, 2020. Recovery took 1465 trading sessions.

The maximum drawdown for PD was -90.01%, occurring on Apr 10, 2026. This drawdown has not yet recovered.

The current BCAL drawdown is -3.27%. The current PD drawdown is -83.88%.

Rank	BCAL	PD
#1	-52.35% Feb 9, 2018 - Dec 19, 2023	-90.01% Jun 14, 2019 - Apr 10, 2026
#2	-32.26% Nov 25, 2024 - Oct 29, 2025	-19.73% May 16, 2019 - Jun 14, 2019
#3	-25.88% Dec 29, 2023 - Nov 12, 2024	-4.57% May 10, 2019 - May 14, 2019
#4	-20.97% May 3, 2017 - Jan 22, 2018	-3.67% Apr 12, 2019 - Apr 17, 2019
#5	-13.51% Dec 8, 2025 - Mar 20, 2026	-2.47% Apr 30, 2019 - May 6, 2019
#6	-9.26% Mar 15, 2017 - May 3, 2017	-2.13% Apr 17, 2019 - Apr 24, 2019
#7	-5.30% Dec 24, 2015 - Aug 23, 2016	-1.74% Apr 24, 2019 - Apr 26, 2019
#8	-4.30% Nov 11, 2025 - Nov 24, 2025	N/A
#9	-1.04% Nov 12, 2024 - Nov 21, 2024	N/A
#10	-0.62% Nov 25, 2025 - Dec 3, 2025	N/A
#11	-0.56% Dec 4, 2025 - Dec 8, 2025	N/A
#12	-0.37% Nov 5, 2025 - Nov 10, 2025	N/A
#13	-0.35% Dec 27, 2023 - Dec 29, 2023	N/A
#14	-0.12% Dec 22, 2023 - Dec 27, 2023	N/A

Correlation

Correlation between BCAL and PD is -0.40 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.40

-101