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RPAY vs SPY

Comparison between Repay Holdings Corporation - Class A (RPAY, Company) and SPDR S&P 500 ETF Trust (SPY, ETF).

5-Year PerformanceSPY has outperformed RPAY, delivering a return of +12.6% compared to -30.8%

RPAY vs SPY - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap / Net Assets
RPAY
$333M
Winner
SPY
$781B
Expense Ratio
RPAY
N/A
SPY
0.09%
Max Drawdown
RPAY
91.40%
Winner
SPY
56.47%
Sharpe Ratio
RPAY
-0.05
Winner
SPY
1.06
5Y Beta
RPAY
1.25
Winner
SPY
1.00
Industry
RPAY
Software - Infrastructure
SPY
N/A
P/E Ratio
Winner
RPAY
-1.32
SPY
27.10
Forward P/E
Winner
RPAY
4.73
SPY
20.61
PEG Ratio
RPAY
-0.00
SPY
N/A
5Y Dividends CAGR
RPAY
N/A
SPY
6.00%
5Y EPS CAGR
RPAY
5.40%
Winner
SPY
25.29%
Debt to Equity
RPAY
83.74%
Winner
SPY
31.61%
Free Cash Flow Yield
RPAY
5.47%
SPY
N/A
P/S Ratio
Winner
RPAY
1.14
SPY
3.72
P/B Ratio
Winner
RPAY
0.72
SPY
5.54

RPAY vs SPY - Historical Returns

Returns include dividend reinvestment.

1M
RPAY
-5.71%
Winner
SPY
-0.68%
3M
Winner
RPAY
+4.49%
SPY
+3.47%
6M
Winner
RPAY
+13.47%
SPY
+7.76%
1Y
RPAY
-20.48%
Winner
SPY
+18.19%
5Y(CAGR)
RPAY
-30.78%
Winner
SPY
+12.60%
10Y(CAGR)
RPAY
-10.49%
Winner
SPY
+14.91%
Max(CAGR)
RPAY
-10.49%
Winner
SPY
+8.45%

RPAY vs SPY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearRPAYSPY
2026+9.39%+9.14%
2025-52.23%+18.00%
2024-9.60%+25.59%
2023+6.48%+26.72%
2022-58.80%-18.64%
2021-31.03%+30.52%
2020+80.70%+17.28%
2019+48.73%+31.09%
2018+2.59%-5.24%
2017N/A+20.78%
2016N/A+13.59%
2015N/A+1.31%
2014N/A+14.56%
2013N/A+29.00%
2012N/A+14.17%
2011N/A+0.85%
2010N/A+13.14%
2009N/A+22.67%
2008N/A-36.25%
2007N/A+5.32%
2006N/A+13.85%
2005N/A+5.32%
2004N/A+10.75%
2003N/A+24.18%
2002N/A-22.42%
2001N/A-10.13%
2000N/A-8.84%
1999N/A+8.61%

RPAY vs SPY Drawdown Comparison

The maximum drawdown for RPAY was -91.40%, occurring on Apr 7, 2026. This drawdown has not yet recovered.

The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.

The current RPAY drawdown is -85.81%. The current SPY drawdown is -2.11%.

RankRPAYSPY
#1-91.40%
Dec 22, 2020 - Apr 7, 2026
-55.20%
Oct 9, 2007 - Aug 16, 2012
#2-41.49%
Feb 19, 2020 - May 15, 2020
-47.50%
Mar 24, 2000 - Oct 26, 2006
#3-20.04%
Sep 1, 2020 - Dec 21, 2020
-33.70%
Feb 19, 2020 - Aug 10, 2020
#4-18.02%
Jun 25, 2020 - Sep 1, 2020
-24.50%
Jan 3, 2022 - Dec 13, 2023
#5-15.18%
Jul 11, 2019 - Sep 13, 2019
-19.34%
Sep 20, 2018 - Apr 12, 2019
#6-12.23%
Oct 25, 2019 - Nov 19, 2019
-18.76%
Feb 19, 2025 - Jun 26, 2025
#7-10.35%
May 22, 2020 - May 29, 2020
-13.02%
Jul 20, 2015 - Apr 18, 2016
#8-6.55%
Jun 9, 2020 - Jun 15, 2020
-10.10%
Jan 26, 2018 - Aug 6, 2018
#9-6.43%
Sep 23, 2019 - Oct 25, 2019
-9.44%
Sep 2, 2020 - Nov 11, 2020
#10-5.51%
Dec 19, 2019 - Jan 9, 2020
-9.30%
Jan 19, 2000 - Mar 17, 2000
#11-4.20%
Jun 16, 2020 - Jun 25, 2020
-9.05%
Jul 19, 2007 - Oct 5, 2007
#12-2.96%
Nov 19, 2019 - Dec 4, 2019
-8.88%
Jan 27, 2026 - Apr 14, 2026
#13-2.53%
Feb 4, 2020 - Feb 10, 2020
-8.41%
Jul 16, 2024 - Sep 19, 2024
#14-1.90%
May 31, 2019 - Jul 10, 2019
-7.35%
Sep 14, 2012 - Jan 2, 2013
#15-1.50%
Sep 13, 2019 - Sep 17, 2019
-7.27%
Sep 18, 2014 - Oct 31, 2014

Correlation

Correlation between RPAY and SPY is -0.54 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.54
-101

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