RPAY vs ZUMZ

Comparison between Repay Holdings Corporation - Class A (RPAY, Company) and Zumiez Inc (ZUMZ, Company).

RPAY is from the Technology sector, while ZUMZ is from the Consumer Cyclical sector.

5-Year PerformanceZUMZ has outperformed RPAY, delivering a return of -14.6% compared to -30.8%

RPAY vs ZUMZ - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	RPAY(COMPANY)	ZUMZ(COMPANY)
Market Cap	$333M	$333M
Max Drawdown	91.40%	88.06%
Sharpe Ratio	-0.05	0.79
5Y Beta	1.25	1.60
Industry	Software - Infrastructure	Apparel Retail
P/E Ratio	-1.32	22.86
Forward P/E	4.73	13.26
PEG Ratio	-0.00	0.96
5Y EPS CAGR	5.40%	-29.29%
Debt to Equity	83.74%	0.00%
Free Cash Flow Yield	5.47%	11.09%
P/S Ratio	1.14	0.35
P/B Ratio	0.72	1.13

Market Cap

Winner

RPAY

$333M

ZUMZ

$333M

Max Drawdown

RPAY

91.40%

Winner

ZUMZ

88.06%

Sharpe Ratio

RPAY

-0.05

Winner

ZUMZ

0.79

5Y Beta

Winner

RPAY

1.25

ZUMZ

1.60

Industry

RPAY

Software - Infrastructure

ZUMZ

Apparel Retail

P/E Ratio

Winner

RPAY

-1.32

ZUMZ

22.86

Forward P/E

Winner

RPAY

4.73

ZUMZ

13.26

PEG Ratio

Winner

RPAY

-0.00

ZUMZ

0.96

5Y EPS CAGR

Winner

RPAY

5.40%

ZUMZ

-29.29%

Debt to Equity

RPAY

83.74%

Winner

ZUMZ

0.00%

Free Cash Flow Yield

RPAY

5.47%

Winner

ZUMZ

11.09%

P/S Ratio

RPAY

1.14

Winner

ZUMZ

0.35

P/B Ratio

Winner

RPAY

0.72

ZUMZ

1.13

RPAY vs ZUMZ - Historical Returns

Returns include dividend reinvestment.

Period	RPAY	ZUMZ
1 month	-5.71%	+11.24%
3 months	+4.49%	-19.41%
6 months	+13.47%	-19.54%
1 year	-20.48%	+40.83%
5 years(CAGR)	-30.78%	-14.63%
10 years(CAGR)	-10.49%	+1.55%
Max(CAGR)	-10.49%	+2.22%

RPAY

-5.71%

Winner

ZUMZ

+11.24%

Winner

RPAY

+4.49%

ZUMZ

-19.41%

Winner

RPAY

+13.47%

ZUMZ

-19.54%

RPAY

-20.48%

Winner

ZUMZ

+40.83%

5Y(CAGR)

RPAY

-30.78%

Winner

ZUMZ

-14.63%

10Y(CAGR)

RPAY

-10.49%

Winner

ZUMZ

+1.55%

Max(CAGR)

RPAY

-10.49%

Winner

ZUMZ

+2.22%

RPAY vs ZUMZ - Annual Returns (2005 - 2026)

Returns include dividend reinvestment.

Year	RPAY	ZUMZ
2026	+9.39%	-23.52%
2025	-52.23%	+37.32%
2024	-9.60%	-5.15%
2023	+6.48%	-7.59%
2022	-58.80%	-54.72%
2021	-31.03%	+34.43%
2020	+80.70%	+7.89%
2019	+48.73%	+76.04%
2018	+2.59%	-4.15%
2017	N/A	-5.34%
2016	N/A	+44.13%
2015	N/A	-60.43%
2014	N/A	+47.39%
2013	N/A	+33.33%
2012	N/A	-26.64%
2011	N/A	+2.28%
2010	N/A	+117.39%
2009	N/A	+65.19%
2008	N/A	-66.44%
2007	N/A	-21.55%
2006	N/A	+38.52%
2005	N/A	+73.78%

RPAY vs ZUMZ Drawdown Comparison

The maximum drawdown for RPAY was -91.40%, occurring on Apr 7, 2026. This drawdown has not yet recovered.

The maximum drawdown for ZUMZ was -88.06%, occurring on Nov 20, 2008. Recovery took 3453 trading sessions.

The current RPAY drawdown is -85.81%. The current ZUMZ drawdown is -63.76%.

Rank	RPAY	ZUMZ
#1	-91.40% Dec 22, 2020 - Apr 7, 2026	-88.06% Oct 12, 2007 - Jul 1, 2021
#2	-41.49% Feb 19, 2020 - May 15, 2020	-78.80% Nov 22, 2021 - Jun 6, 2025
#3	-20.04% Sep 1, 2020 - Dec 21, 2020	-47.05% Jul 3, 2006 - Mar 15, 2007
#4	-18.02% Jun 25, 2020 - Sep 1, 2020	-27.17% Jul 1, 2021 - Nov 9, 2021
#5	-15.18% Jul 11, 2019 - Sep 13, 2019	-22.49% May 4, 2006 - Jun 30, 2006
#6	-12.23% Oct 25, 2019 - Nov 19, 2019	-17.53% Aug 3, 2005 - Nov 1, 2005
#7	-10.35% May 22, 2020 - May 29, 2020	-14.83% Apr 5, 2007 - Aug 8, 2007
#8	-6.55% Jun 9, 2020 - Jun 15, 2020	-11.79% Aug 9, 2007 - Aug 22, 2007
#9	-6.43% Sep 23, 2019 - Oct 25, 2019	-9.65% Sep 18, 2007 - Oct 11, 2007
#10	-5.51% Dec 19, 2019 - Jan 9, 2020	-7.83% Aug 31, 2007 - Sep 18, 2007
#11	-4.20% Jun 16, 2020 - Jun 25, 2020	-7.14% Mar 30, 2006 - Apr 7, 2006
#12	-2.96% Nov 19, 2019 - Dec 4, 2019	-7.04% May 6, 2005 - May 18, 2005
#13	-2.53% Feb 4, 2020 - Feb 10, 2020	-6.62% Aug 22, 2007 - Aug 30, 2007
#14	-1.90% May 31, 2019 - Jul 10, 2019	-5.53% Jun 7, 2005 - Jun 15, 2005
#15	-1.50% Sep 13, 2019 - Sep 17, 2019	-5.44% Jan 24, 2006 - Feb 23, 2006