RCC vs UCB
Comparison between Ready Capital Corporation 5.75% Senior Notes due 2026 (RCC, Company) and United Community Banks Inc (UCB, Company).
5-Year PerformanceRCC has outperformed UCB, delivering a return of +4.7% compared to +3.6%
RCC vs UCB - Performance Comparison
Key Characteristics
Financial metrics and valuation ratios
RCC vs UCB - Historical Returns
Returns include dividend reinvestment.
RCC vs UCB - Annual Returns (2002 - 2026)
Returns include dividend reinvestment.
| Year | RCC | UCB |
|---|---|---|
| 2026 | +1.21% | +11.03% |
| 2025 | +7.85% | +2.28% |
| 2024 | +6.60% | +14.60% |
| 2023 | +7.68% | -10.20% |
| 2022 | -5.54% | -4.05% |
| 2021 | +6.87% | +30.70% |
| 2020 | N/A | -4.96% |
| 2019 | N/A | +44.66% |
| 2018 | N/A | -21.80% |
| 2017 | N/A | -3.90% |
| 2016 | N/A | +57.61% |
| 2015 | N/A | +5.47% |
| 2014 | N/A | +8.11% |
| 2013 | N/A | +78.21% |
| 2012 | N/A | +30.57% |
| 2011 | N/A | -28.31% |
| 2010 | N/A | -43.97% |
| 2009 | N/A | -73.51% |
| 2008 | N/A | -10.13% |
| 2007 | N/A | -51.25% |
| 2006 | N/A | +22.50% |
| 2005 | N/A | -1.28% |
| 2004 | N/A | +22.82% |
| 2003 | N/A | +29.82% |
| 2002 | N/A | +11.86% |
RCC vs UCB Drawdown Comparison
The maximum drawdown for RCC was -11.25%, occurring on Oct 31, 2022. Recovery took 438 trading sessions.
The maximum drawdown for UCB was -95.98%, occurring on Nov 15, 2010. This drawdown has not yet recovered.
The current UCB drawdown is -70.39%.
| Rank | RCC | UCB |
|---|---|---|
| #1 | -11.25% Jan 13, 2022 - Oct 12, 2023 | -95.98% Mar 7, 2007 - Nov 15, 2010 |
| #2 | -4.51% Feb 26, 2021 - Jun 14, 2021 | -26.47% May 20, 2002 - Aug 14, 2003 |
| #3 | -3.42% Aug 31, 2021 - Jan 13, 2022 | -24.88% Dec 1, 2004 - Oct 31, 2005 |
| #4 | -3.31% May 13, 2025 - Jul 14, 2025 | -15.10% Mar 28, 2002 - May 14, 2002 |
| #5 | -3.12% Apr 3, 2024 - Aug 20, 2024 | -13.62% Jun 30, 2004 - Nov 10, 2004 |
| #6 | -2.32% Dec 19, 2024 - Mar 24, 2025 | -13.31% Nov 10, 2005 - Jun 30, 2006 |
| #7 | -1.72% Apr 24, 2025 - May 13, 2025 | -12.56% Jan 20, 2004 - Apr 2, 2004 |
| #8 | -1.63% Jun 14, 2021 - Jun 30, 2021 | -10.95% Apr 12, 2004 - Jun 30, 2004 |
| #9 | -1.54% Oct 31, 2024 - Dec 19, 2024 | -10.92% Aug 3, 2006 - Nov 16, 2006 |
| #10 | -1.53% Jul 14, 2021 - Aug 31, 2021 | -9.30% Jul 3, 2006 - Jul 28, 2006 |
| #11 | -1.44% Jun 30, 2021 - Jul 9, 2021 | -9.19% Aug 21, 2003 - Oct 14, 2003 |
| #12 | -1.40% Dec 28, 2023 - Jan 3, 2024 | -8.04% Feb 7, 2007 - Mar 7, 2007 |
| #13 | -1.32% Jan 16, 2024 - Mar 20, 2024 | -6.60% Nov 25, 2003 - Dec 29, 2003 |
| #14 | -1.18% Sep 24, 2024 - Oct 15, 2024 | -6.22% Nov 30, 2006 - Feb 6, 2007 |
| #15 | -1.10% Oct 29, 2024 - Oct 31, 2024 | -6.20% Aug 14, 2003 - Aug 20, 2003 |
Correlation
Correlation between RCC and UCB is 0.35 which considered as a weak positive correlation - the stocks show a slight tendency to move together.
Dividend Comparison (2002 - 2026)
RCC vs UCB dividend yield comparison.
| Year | RCC | UCB |
|---|---|---|
| 2026 | 1.44% | 0.72% |
| 2025 | 5.74% | 3.14% |
| 2024 | 5.89% | 2.91% |
| 2023 | 4.49% | 3.14% |
| 2022 | 6.23% | 2.54% |
| 2021 | 4.00% | 2.17% |
| 2020 | 0.00% | 2.53% |
| 2019 | 0.00% | 2.20% |
| 2018 | 0.00% | 2.70% |
| 2017 | 0.00% | 1.35% |
| 2016 | 0.00% | 1.01% |
| 2015 | 0.00% | 1.13% |
| 2014 | 0.00% | 0.58% |
| 2009 | 0.00% | 3.89% |
| 2008 | 0.00% | 2.75% |
| 2007 | 0.00% | 2.28% |
| 2006 | 0.00% | 0.99% |
| 2005 | 0.00% | 1.05% |
| 2004 | 0.00% | 0.89% |
| 2003 | 0.00% | 0.91% |
| 2002 | 0.00% | 1.03% |
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