POST vs ENVA

Comparison between Post Holdings Inc (POST, Company) and Enova International Inc (ENVA, Company).

POST is from the Consumer Defensive sector, while ENVA is from the Financial Services sector.

5-Year PerformanceENVA has outperformed POST, delivering a return of +39.7% compared to +4.5%

POST vs ENVA - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	POST(COMPANY)	ENVA(COMPANY)
Market Cap	$4.48B	$4.48B
Max Drawdown	47.37%	81.56%
Sharpe Ratio	-0.69	1.83
5Y Beta	0.17	1.37
Industry	Packaged Foods	Credit Services
P/E Ratio	14.07	13.72
Forward P/E	28.25	11.03
PEG Ratio	1.17	0.30
5Y EPS CAGR	9.78%	-0.17%
Debt to Equity	238.88%	344.74%
Free Cash Flow Yield	22.44%	42.43%
P/S Ratio	0.49	2.83
P/B Ratio	1.28	3.19

Market Cap

POST

$4.48B

Winner

ENVA

$4.48B

Max Drawdown

Winner

POST

47.37%

ENVA

81.56%

Sharpe Ratio

POST

-0.69

Winner

ENVA

1.83

5Y Beta

Winner

POST

0.17

ENVA

1.37

Industry

POST

Packaged Foods

ENVA

Credit Services

P/E Ratio

POST

14.07

Winner

ENVA

13.72

Forward P/E

POST

28.25

Winner

ENVA

11.03

PEG Ratio

POST

1.17

Winner

ENVA

0.30

5Y EPS CAGR

Winner

POST

9.78%

ENVA

-0.17%

Debt to Equity

Winner

POST

238.88%

ENVA

344.74%

Free Cash Flow Yield

POST

22.44%

Winner

ENVA

42.43%

P/S Ratio

Winner

POST

0.49

ENVA

2.83

P/B Ratio

Winner

POST

1.28

ENVA

3.19

POST vs ENVA - Historical Returns

Returns include dividend reinvestment.

Period	POST	ENVA
1 month	-9.35%	+13.46%
3 months	-4.72%	+39.83%
6 months	-5.67%	+16.36%
1 year	-18.02%	+99.54%
5 years(CAGR)	+4.48%	+39.66%
10 years(CAGR)	+6.64%	+38.11%
Max(CAGR)	+12.35%	+18.34%

POST

-9.35%

Winner

ENVA

+13.46%

POST

-4.72%

Winner

ENVA

+39.83%

POST

-5.67%

Winner

ENVA

+16.36%

POST

-18.02%

Winner

ENVA

+99.54%

5Y(CAGR)

POST

+4.48%

Winner

ENVA

+39.66%

10Y(CAGR)

POST

+6.64%

Winner

ENVA

+38.11%

Max(CAGR)

POST

+12.35%

Winner

ENVA

+18.34%

POST vs ENVA - Annual Returns (2012 - 2026)

Returns include dividend reinvestment.

Year	POST	ENVA
2026	-6.51%	+16.91%
2025	-12.58%	+63.51%
2024	+24.97%	+73.79%
2023	-2.11%	+43.31%
2022	+22.31%	-7.39%
2021	+12.59%	+77.62%
2020	-7.23%	+2.61%
2019	+21.32%	+20.24%
2018	+12.20%	+24.35%
2017	-3.32%	+14.72%
2016	+32.85%	+90.15%
2015	+44.36%	-71.03%
2014	-15.75%	-17.40%
2013	+36.67%	N/A
2012	+28.28%	N/A

POST vs ENVA Drawdown Comparison

The maximum drawdown for POST was -47.37%, occurring on Oct 15, 2014. Recovery took 358 trading sessions.

The maximum drawdown for ENVA was -81.56%, occurring on Jan 19, 2016. Recovery took 868 trading sessions.

The current POST drawdown is -22.85%. The current ENVA drawdown is -0.13%.

Rank	POST	ENVA
#1	-47.37% Mar 10, 2014 - Aug 10, 2015	-81.56% Nov 13, 2014 - Apr 27, 2018
#2	-36.56% Apr 30, 2019 - Apr 23, 2021	-77.57% Jul 19, 2018 - Mar 10, 2021
#3	-26.51% Dec 2, 2024 - Jun 4, 2026	-42.84% Feb 10, 2022 - Feb 2, 2023
#4	-24.13% Nov 27, 2015 - Mar 2, 2016	-37.01% Jul 18, 2023 - Jan 25, 2024
#5	-21.25% Jul 22, 2013 - Nov 27, 2013	-26.25% Feb 6, 2025 - Jul 10, 2025
#6	-20.81% Sep 17, 2015 - Nov 27, 2015	-24.78% Mar 12, 2021 - Nov 5, 2021
#7	-19.54% Jul 18, 2016 - Apr 10, 2017	-24.75% Feb 2, 2026 - Apr 27, 2026
#8	-19.18% May 14, 2021 - Jan 14, 2022	-21.84% Feb 3, 2023 - Jun 29, 2023
#9	-18.98% Apr 10, 2017 - Jul 19, 2018	-18.31% Sep 22, 2025 - Nov 5, 2025
#10	-17.60% Apr 2, 2012 - Nov 12, 2012	-14.51% Jul 23, 2025 - Aug 26, 2025
#11	-17.23% Jan 14, 2022 - Apr 21, 2022	-13.97% Nov 12, 2021 - Jan 12, 2022
#12	-16.85% Dec 2, 2022 - Feb 2, 2024	-13.87% Jul 31, 2024 - Oct 16, 2024
#13	-16.16% Sep 14, 2018 - Jan 17, 2019	-12.17% Jan 14, 2022 - Feb 7, 2022
#14	-11.61% Dec 9, 2013 - Jan 21, 2014	-11.60% Nov 25, 2024 - Jan 17, 2025
#15	-11.12% May 10, 2013 - Jul 18, 2013	-10.29% Apr 23, 2024 - Jul 11, 2024