PFSI vs EXLS

Comparison between PennyMac Financial Services Inc (PFSI, Company) and ExlService Holdings Inc (EXLS, Company).

PFSI is from the Financial Services sector, while EXLS is from the Technology sector.

5-Year PerformancePFSI has outperformed EXLS, delivering a return of +8.2% compared to +7.9%

PFSI vs EXLS - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PFSI(COMPANY)	EXLS(COMPANY)
Market Cap	$4.52B	$4.50B
Max Drawdown	56.63%	80.93%
Sharpe Ratio	-0.10	-1.24
5Y Beta	0.65	0.71
Industry	Mortgage Finance	Information Technology Services
P/E Ratio	8.91	18.42
Forward P/E	5.43	13.95
PEG Ratio	0.20	0.93
Dividend Yield	1.39%	N/A
5Y Dividends CAGR	11.38%	N/A
5Y EPS CAGR	-2.16%	22.16%
Debt to Equity	144.02%	53.59%
Free Cash Flow Yield	-90.09%	6.59%

Market Cap

Winner

PFSI

$4.52B

EXLS

$4.50B

Max Drawdown

Winner

PFSI

56.63%

EXLS

80.93%

Sharpe Ratio

Winner

PFSI

-0.10

EXLS

-1.24

5Y Beta

Winner

PFSI

0.65

EXLS

0.71

Industry

PFSI

Mortgage Finance

EXLS

Information Technology Services

P/E Ratio

Winner

PFSI

8.91

EXLS

18.42

Forward P/E

Winner

PFSI

5.43

EXLS

13.95

PEG Ratio

Winner

PFSI

0.20

EXLS

0.93

Dividend Yield

PFSI

1.39%

EXLS

N/A

5Y Dividends CAGR

PFSI

11.38%

EXLS

N/A

5Y EPS CAGR

PFSI

-2.16%

Winner

EXLS

22.16%

Debt to Equity

PFSI

144.02%

Winner

EXLS

53.59%

Free Cash Flow Yield

PFSI

-90.09%

Winner

EXLS

6.59%

PFSI vs EXLS - Historical Returns

Returns include dividend reinvestment.

Period	PFSI	EXLS
1 month	-3.66%	-8.28%
3 months	-5.32%	-2.79%
6 months	-30.61%	-25.79%
1 year	-8.46%	-36.35%
5 years(CAGR)	+8.19%	+7.93%
10 years(CAGR)	+21.61%	+11.52%
Max(CAGR)	+13.23%	+11.03%

Winner

PFSI

-3.66%

EXLS

-8.28%

PFSI

-5.32%

Winner

EXLS

-2.79%

PFSI

-30.61%

Winner

EXLS

-25.79%

Winner

PFSI

-8.46%

EXLS

-36.35%

5Y(CAGR)

Winner

PFSI

+8.19%

EXLS

+7.93%

10Y(CAGR)

Winner

PFSI

+21.61%

EXLS

+11.52%

Max(CAGR)

Winner

PFSI

+13.23%

EXLS

+11.03%

PFSI vs EXLS - Annual Returns (2006 - 2026)

Returns include dividend reinvestment.

Year	PFSI	EXLS
2026	-33.38%	-29.07%
2025	+33.53%	-4.00%
2024	+17.54%	+45.13%
2023	+54.87%	-10.56%
2022	-17.98%	+16.96%
2021	+13.59%	+72.61%
2020	+98.91%	+21.61%
2019	+59.37%	+33.42%
2018	-6.84%	-12.68%
2017	+33.43%	+20.10%
2016	+10.05%	+16.30%
2015	-10.28%	+60.06%
2014	-2.43%	+7.17%
2013	-8.12%	+1.54%
2012	N/A	+17.83%
2011	N/A	+2.10%
2010	N/A	+16.42%
2009	N/A	+110.31%
2008	N/A	-59.01%
2007	N/A	+12.15%
2006	N/A	+11.68%

PFSI vs EXLS Drawdown Comparison

The maximum drawdown for PFSI was -56.49%, occurring on Mar 19, 2020. Recovery took 88 trading sessions.

The maximum drawdown for EXLS was -80.93%, occurring on Oct 10, 2008. Recovery took 1224 trading sessions.

The current PFSI drawdown is -45.06%. The current EXLS drawdown is -43.57%.

Rank	PFSI	EXLS
#1	-56.49% Feb 7, 2020 - Jun 15, 2020	-80.93% Nov 8, 2007 - Sep 18, 2012
#2	-51.85% May 21, 2013 - Jan 2, 2018	-47.97% Feb 6, 2025 - May 14, 2026
#3	-47.06% Jan 16, 2026 - Mar 13, 2026	-46.23% Mar 4, 2020 - Nov 5, 2020
#4	-43.27% Dec 30, 2021 - Feb 2, 2023	-40.74% Feb 9, 2007 - Oct 17, 2007
#5	-23.92% Oct 15, 2020 - Dec 22, 2020	-33.29% Nov 10, 2022 - Sep 26, 2024
#6	-22.97% Sep 16, 2024 - Sep 4, 2025	-28.97% Mar 28, 2013 - Feb 24, 2015
#7	-22.94% Feb 16, 2018 - Feb 22, 2019	-26.47% Sep 28, 2018 - Jun 21, 2019
#8	-22.83% Feb 2, 2023 - Jul 12, 2023	-21.76% Dec 29, 2021 - Apr 1, 2022
#9	-22.69% Jul 26, 2023 - Dec 12, 2023	-20.23% Nov 16, 2006 - Feb 5, 2007
#10	-18.65% Dec 22, 2020 - Aug 6, 2021	-20.14% Jul 13, 2016 - Jun 22, 2017
#11	-15.70% Feb 22, 2019 - Aug 2, 2019	-19.43% Sep 12, 2022 - Oct 31, 2022
#12	-13.02% Aug 6, 2021 - Dec 8, 2021	-16.22% Jan 19, 2018 - Aug 31, 2018
#13	-10.50% Jan 5, 2018 - Feb 16, 2018	-15.28% Apr 20, 2022 - Jun 27, 2022
#14	-10.35% Dec 14, 2023 - Feb 2, 2024	-13.22% Dec 16, 2015 - Feb 23, 2016
#15	-9.88% Sep 18, 2025 - Oct 22, 2025	-12.76% Oct 4, 2012 - Jan 28, 2013