PFSI vs UFPI

Comparison between PennyMac Financial Services Inc (PFSI, Company) and UFP Industries Inc (UFPI, Company).

PFSI is from the Financial Services sector, while UFPI is from the Basic Materials sector.

5-Year PerformancePFSI has outperformed UFPI, delivering a return of +8.2% compared to +1.6%

PFSI vs UFPI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PFSI(COMPANY)	UFPI(COMPANY)
Market Cap	$4.52B	$4.52B
Max Drawdown	56.63%	80.78%
Sharpe Ratio	-0.10	-0.74
5Y Beta	0.65	0.83
Industry	Mortgage Finance	Lumber & Wood Production
P/E Ratio	8.91	17.32
Forward P/E	5.43	7.45
PEG Ratio	0.20	N/A
Dividend Yield	1.39%	1.74%
5Y Dividends CAGR	11.38%	27.37%
5Y EPS CAGR	-2.16%	-1.76%
Debt to Equity	144.02%	7.61%
Free Cash Flow Yield	-90.09%	6.65%

Market Cap

Winner

PFSI

$4.52B

UFPI

$4.52B

Max Drawdown

Winner

PFSI

56.63%

UFPI

80.78%

Sharpe Ratio

Winner

PFSI

-0.10

UFPI

-0.74

5Y Beta

Winner

PFSI

0.65

UFPI

0.83

Industry

PFSI

Mortgage Finance

UFPI

Lumber & Wood Production

P/E Ratio

Winner

PFSI

8.91

UFPI

17.32

Forward P/E

Winner

PFSI

5.43

UFPI

7.45

PEG Ratio

PFSI

0.20

UFPI

N/A

Dividend Yield

PFSI

1.39%

Winner

UFPI

1.74%

5Y Dividends CAGR

PFSI

11.38%

Winner

UFPI

27.37%

5Y EPS CAGR

PFSI

-2.16%

Winner

UFPI

-1.76%

Debt to Equity

PFSI

144.02%

Winner

UFPI

7.61%

Free Cash Flow Yield

PFSI

-90.09%

Winner

UFPI

6.65%

PFSI vs UFPI - Historical Returns

Returns include dividend reinvestment.

Period	PFSI	UFPI
1 month	-3.66%	-16.24%
3 months	-5.32%	-26.33%
6 months	-30.61%	-11.26%
1 year	-8.46%	-16.78%
5 years(CAGR)	+8.19%	+1.56%
10 years(CAGR)	+21.61%	+12.75%
Max(CAGR)	+13.23%	+12.15%

Winner

PFSI

-3.66%

UFPI

-16.24%

Winner

PFSI

-5.32%

UFPI

-26.33%

PFSI

-30.61%

Winner

UFPI

-11.26%

Winner

PFSI

-8.46%

UFPI

-16.78%

5Y(CAGR)

Winner

PFSI

+8.19%

UFPI

+1.56%

10Y(CAGR)

Winner

PFSI

+21.61%

UFPI

+12.75%

Max(CAGR)

Winner

PFSI

+13.23%

UFPI

+12.15%

PFSI vs UFPI - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	PFSI	UFPI
2026	-33.38%	-12.27%
2025	+33.53%	-16.92%
2024	+17.54%	-7.83%
2023	+54.87%	+59.47%
2022	-17.98%	-11.52%
2021	+13.59%	+69.65%
2020	+98.91%	+18.25%
2019	+59.37%	+82.09%
2018	-6.84%	-30.00%
2017	+33.43%	+9.38%
2016	+10.05%	+56.00%
2015	-10.28%	+32.19%
2014	-2.43%	+3.98%
2013	-8.12%	+28.45%
2012	N/A	+21.07%
2011	N/A	-19.76%
2010	N/A	+5.10%
2009	N/A	+40.68%
2008	N/A	-9.15%
2007	N/A	-37.82%
2006	N/A	-16.43%
2005	N/A	+27.53%
2004	N/A	+37.25%
2003	N/A	+50.69%
2002	N/A	+1.93%
2001	N/A	+61.74%
2000	N/A	-7.69%
1999	N/A	+2.44%

PFSI vs UFPI Drawdown Comparison

The maximum drawdown for PFSI was -56.49%, occurring on Mar 19, 2020. Recovery took 88 trading sessions.

The maximum drawdown for UFPI was -80.64%, occurring on Nov 20, 2008. Recovery took 2383 trading sessions.

The current PFSI drawdown is -45.06%. The current UFPI drawdown is -40.85%.

Rank	PFSI	UFPI
#1	-56.49% Feb 7, 2020 - Jun 15, 2020	-80.64% May 5, 2006 - Oct 22, 2015
#2	-51.85% May 21, 2013 - Jan 2, 2018	-45.74% Feb 20, 2020 - Jul 27, 2020
#3	-47.06% Jan 16, 2026 - Mar 13, 2026	-43.07% May 6, 2002 - Oct 3, 2003
#4	-43.27% Dec 30, 2021 - Feb 2, 2023	-41.89% Nov 25, 2024 - May 19, 2026
#5	-23.92% Oct 15, 2020 - Dec 22, 2020	-38.48% Aug 20, 2001 - Feb 11, 2002
#6	-22.97% Sep 16, 2024 - Sep 4, 2025	-37.21% Jun 12, 2018 - Jul 25, 2019
#7	-22.94% Feb 16, 2018 - Feb 22, 2019	-33.36% Jul 7, 2000 - Apr 30, 2001
#8	-22.83% Feb 2, 2023 - Jul 12, 2023	-30.89% Nov 30, 1999 - Jul 7, 2000
#9	-22.69% Jul 26, 2023 - Dec 12, 2023	-29.88% Dec 29, 2021 - Jan 31, 2023
#10	-18.65% Dec 22, 2020 - Aug 6, 2021	-27.64% Sep 2, 2016 - Oct 23, 2017
#11	-15.70% Feb 22, 2019 - Aug 2, 2019	-23.07% May 6, 2021 - Nov 9, 2021
#12	-13.02% Aug 6, 2021 - Dec 8, 2021	-22.46% Feb 2, 2023 - Jul 13, 2023
#13	-10.50% Jan 5, 2018 - Feb 16, 2018	-21.89% Jan 8, 2004 - Sep 30, 2004
#14	-10.35% Dec 14, 2023 - Feb 2, 2024	-21.65% Dec 4, 2015 - Mar 1, 2016
#15	-9.88% Sep 18, 2025 - Oct 22, 2025	-21.40% Aug 12, 2020 - Mar 8, 2021

Correlation

Correlation between PFSI and UFPI is 0.93 which considered as a very strong positive correlation - the stocks move almost identically together.

0.93

-101

Dividend Comparison (1999 - 2026)

PFSI vs UFPI dividend yield comparison.

Year	PFSI	UFPI
2026	0.69%	0.45%
2025	0.91%	1.54%
2024	0.98%	1.17%
2023	0.91%	0.88%
2022	1.41%	1.20%
2021	1.15%	0.71%
2020	0.82%	0.90%
2019	0.35%	0.84%
2018	1.88%	1.39%
2017	0.00%	0.85%
2016	0.00%	0.85%
2015	0.00%	1.20%
2014	0.00%	1.15%
2013	0.00%	0.79%
2012	0.00%	1.05%
2011	0.00%	1.30%
2010	0.00%	1.03%
2009	0.00%	0.71%
2008	0.00%	0.45%
2007	0.00%	0.39%
2006	0.00%	0.24%
2005	0.00%	0.19%
2004	0.00%	0.23%
2003	0.00%	0.29%
2002	0.00%	0.42%
2001	0.00%	0.41%
2000	0.00%	0.60%
1999	0.00%	0.27%