EXLS vs IBOC

Comparison between ExlService Holdings Inc (EXLS, Company) and International Bancshares Corp (IBOC, Company).

EXLS is from the Technology sector, while IBOC is from the Financial Services sector.

5-Year PerformanceIBOC has outperformed EXLS, delivering a return of +11.0% compared to +7.9%

EXLS vs IBOC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	EXLS(COMPANY)	IBOC(COMPANY)
Market Cap	$4.50B	$4.50B
Max Drawdown	80.93%	77.70%
Sharpe Ratio	-1.24	0.49
5Y Beta	0.71	0.88
Industry	Information Technology Services	Banks - Regional
P/E Ratio	18.42	11.05
Forward P/E	13.95	9.81
PEG Ratio	0.93	4.37
Dividend Yield	N/A	1.98%
5Y Dividends CAGR	N/A	5.24%
5Y EPS CAGR	22.16%	15.97%
Debt to Equity	53.59%	0.00%
Free Cash Flow Yield	6.59%	10.12%

Market Cap

Winner

EXLS

$4.50B

IBOC

$4.50B

Max Drawdown

EXLS

80.93%

Winner

IBOC

77.70%

Sharpe Ratio

EXLS

-1.24

Winner

IBOC

0.49

5Y Beta

Winner

EXLS

0.71

IBOC

0.88

Industry

EXLS

Information Technology Services

IBOC

Banks - Regional

P/E Ratio

EXLS

18.42

Winner

IBOC

11.05

Forward P/E

EXLS

13.95

Winner

IBOC

9.81

PEG Ratio

Winner

EXLS

0.93

IBOC

4.37

Dividend Yield

EXLS

N/A

IBOC

1.98%

5Y Dividends CAGR

EXLS

N/A

IBOC

5.24%

5Y EPS CAGR

Winner

EXLS

22.16%

IBOC

15.97%

Debt to Equity

EXLS

53.59%

Winner

IBOC

0.00%

Free Cash Flow Yield

EXLS

6.59%

Winner

IBOC

10.12%

EXLS vs IBOC - Historical Returns

Returns include dividend reinvestment.

Period	EXLS	IBOC
1 month	-8.28%	+0.73%
3 months	-2.79%	+0.39%
6 months	-25.79%	+9.27%
1 year	-36.35%	+15.58%
5 years(CAGR)	+7.93%	+10.97%
10 years(CAGR)	+11.52%	+13.21%
Max(CAGR)	+11.03%	+9.95%

EXLS

-8.28%

Winner

IBOC

+0.73%

EXLS

-2.79%

Winner

IBOC

+0.39%

EXLS

-25.79%

Winner

IBOC

+9.27%

EXLS

-36.35%

Winner

IBOC

+15.58%

5Y(CAGR)

EXLS

+7.93%

Winner

IBOC

+10.97%

10Y(CAGR)

EXLS

+11.52%

Winner

IBOC

+13.21%

Max(CAGR)

Winner

EXLS

+11.03%

IBOC

+9.95%

EXLS vs IBOC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	EXLS	IBOC
2026	-29.07%	+8.54%
2025	-4.00%	+7.80%
2024	+45.13%	+19.99%
2023	-10.56%	+23.62%
2022	+16.96%	+9.85%
2021	+72.61%	+18.33%
2020	+21.61%	-9.84%
2019	+33.42%	+28.28%
2018	-12.68%	-10.99%
2017	+20.10%	-1.00%
2016	+16.30%	+67.71%
2015	+60.06%	+0.39%
2014	+7.17%	+4.48%
2013	+1.54%	+42.22%
2012	+17.83%	-3.26%
2011	+2.10%	-8.99%
2010	+16.42%	+4.86%
2009	+110.31%	-10.57%
2008	-59.01%	+9.51%
2007	+12.15%	-23.97%
2006	+11.68%	+8.23%
2005	N/A	-3.76%
2004	N/A	+8.46%
2003	N/A	+49.79%
2002	N/A	+19.02%
2001	N/A	+59.39%
2000	N/A	-0.05%
1999	N/A	-2.75%

EXLS vs IBOC Drawdown Comparison

The maximum drawdown for EXLS was -80.93%, occurring on Oct 10, 2008. Recovery took 1224 trading sessions.

The maximum drawdown for IBOC was -77.43%, occurring on Mar 30, 2009. Recovery took 1795 trading sessions.

The current EXLS drawdown is -43.57%. The current IBOC drawdown is -2.73%.

Rank	EXLS	IBOC
#1	-80.93% Nov 8, 2007 - Sep 18, 2012	-77.43% Sep 19, 2008 - Nov 5, 2015
#2	-47.97% Feb 6, 2025 - May 14, 2026	-63.38% Sep 20, 2018 - Feb 23, 2021
#3	-46.23% Mar 4, 2020 - Nov 5, 2020	-34.53% Feb 18, 2004 - Sep 18, 2008
#4	-40.74% Feb 9, 2007 - Oct 17, 2007	-30.43% Nov 27, 2015 - Oct 5, 2016
#5	-33.29% Nov 10, 2022 - Sep 26, 2024	-26.82% Mar 12, 2021 - Oct 31, 2022
#6	-28.97% Mar 28, 2013 - Feb 24, 2015	-24.10% Nov 25, 2024 - Feb 4, 2026
#7	-26.47% Sep 28, 2018 - Jun 21, 2019	-22.79% Nov 10, 2022 - Dec 14, 2023
#8	-21.76% Dec 29, 2021 - Apr 1, 2022	-22.40% Jun 27, 2002 - Apr 15, 2003
#9	-20.23% Nov 16, 2006 - Feb 5, 2007	-21.99% Nov 15, 1999 - Jan 11, 2001
#10	-20.14% Jul 13, 2016 - Jun 22, 2017	-20.53% Dec 20, 2016 - Oct 5, 2017
#11	-19.43% Sep 12, 2022 - Oct 31, 2022	-17.76% Jul 26, 2024 - Nov 6, 2024
#12	-16.22% Jan 19, 2018 - Aug 31, 2018	-16.84% Jan 11, 2001 - Feb 12, 2001
#13	-15.28% Apr 20, 2022 - Jun 27, 2022	-15.76% Jun 29, 2001 - Dec 21, 2001
#14	-13.22% Dec 16, 2015 - Feb 23, 2016	-13.03% May 8, 2002 - Jun 26, 2002
#15	-12.76% Oct 4, 2012 - Jan 28, 2013	-12.85% Jun 5, 2003 - Aug 14, 2003