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IBOC vs SPY

Comparison between International Bancshares Corp (IBOC, Company) and SPDR S&P 500 ETF Trust (SPY, ETF).

5-Year PerformanceSPY has outperformed IBOC, delivering a return of +13.9% compared to +11.0%

IBOC vs SPY - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap / Net Assets
IBOC
$4.50B
Winner
SPY
$735B
Expense Ratio
IBOC
N/A
SPY
0.09%
Max Drawdown
IBOC
77.70%
Winner
SPY
56.47%
Sharpe Ratio
IBOC
0.49
Winner
SPY
1.67
5Y Beta
Winner
IBOC
0.88
SPY
1.00
Industry
IBOC
Banks - Regional
SPY
N/A
P/E Ratio
Winner
IBOC
11.05
SPY
28.81
Forward P/E
Winner
IBOC
9.81
SPY
22.07
PEG Ratio
IBOC
4.37
SPY
N/A
Dividend Yield
IBOC
1.98%
SPY
N/A
5Y Dividends CAGR
IBOC
5.24%
Winner
SPY
5.43%
5Y EPS CAGR
IBOC
15.97%
Winner
SPY
25.84%
Debt to Equity
Winner
IBOC
0.00%
SPY
34.16%
Free Cash Flow Yield
IBOC
10.12%
SPY
N/A
P/S Ratio
IBOC
N/A
SPY
3.69
P/B Ratio
IBOC
N/A
SPY
5.54

IBOC vs SPY - Historical Returns

Returns include dividend reinvestment.

1M
IBOC
+0.73%
Winner
SPY
+5.49%
3M
IBOC
+0.39%
Winner
SPY
+8.03%
6M
IBOC
+9.27%
Winner
SPY
+13.34%
1Y
IBOC
+15.58%
Winner
SPY
+28.89%
5Y(CAGR)
IBOC
+10.97%
Winner
SPY
+13.90%
10Y(CAGR)
IBOC
+13.21%
Winner
SPY
+15.59%
Max(CAGR)
Winner
IBOC
+9.95%
SPY
+8.51%

IBOC vs SPY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearIBOCSPY
2026+8.54%+9.02%
2025+7.80%+18.00%
2024+19.99%+25.59%
2023+23.62%+26.72%
2022+9.85%-18.64%
2021+18.33%+30.52%
2020-9.84%+17.28%
2019+28.28%+31.09%
2018-10.99%-5.24%
2017-1.00%+20.78%
2016+67.71%+13.59%
2015+0.39%+1.31%
2014+4.48%+14.56%
2013+42.22%+29.00%
2012-3.26%+14.17%
2011-8.99%+0.85%
2010+4.86%+13.14%
2009-10.57%+22.67%
2008+9.51%-36.25%
2007-23.97%+5.32%
2006+8.23%+13.85%
2005-3.76%+5.32%
2004+8.46%+10.75%
2003+49.79%+24.18%
2002+19.02%-22.42%
2001+59.39%-10.13%
2000-0.05%-8.84%
1999-2.75%+8.61%

IBOC vs SPY Drawdown Comparison

The maximum drawdown for IBOC was -77.43%, occurring on Mar 30, 2009. Recovery took 1795 trading sessions.

The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.

The current IBOC drawdown is -2.73%. The current SPY drawdown is -0.73%.

RankIBOCSPY
#1-77.43%
Sep 19, 2008 - Nov 5, 2015
-55.20%
Oct 9, 2007 - Aug 16, 2012
#2-63.38%
Sep 20, 2018 - Feb 23, 2021
-47.50%
Mar 24, 2000 - Oct 26, 2006
#3-34.53%
Feb 18, 2004 - Sep 18, 2008
-33.70%
Feb 19, 2020 - Aug 10, 2020
#4-30.43%
Nov 27, 2015 - Oct 5, 2016
-24.50%
Jan 3, 2022 - Dec 13, 2023
#5-26.82%
Mar 12, 2021 - Oct 31, 2022
-19.34%
Sep 20, 2018 - Apr 12, 2019
#6-24.10%
Nov 25, 2024 - Feb 4, 2026
-18.76%
Feb 19, 2025 - Jun 26, 2025
#7-22.79%
Nov 10, 2022 - Dec 14, 2023
-13.02%
Jul 20, 2015 - Apr 18, 2016
#8-22.40%
Jun 27, 2002 - Apr 15, 2003
-10.10%
Jan 26, 2018 - Aug 6, 2018
#9-21.99%
Nov 15, 1999 - Jan 11, 2001
-9.44%
Sep 2, 2020 - Nov 11, 2020
#10-20.53%
Dec 20, 2016 - Oct 5, 2017
-9.30%
Jan 19, 2000 - Mar 17, 2000
#11-17.76%
Jul 26, 2024 - Nov 6, 2024
-9.05%
Jul 19, 2007 - Oct 5, 2007
#12-16.84%
Jan 11, 2001 - Feb 12, 2001
-8.88%
Jan 27, 2026 - Apr 14, 2026
#13-15.76%
Jun 29, 2001 - Dec 21, 2001
-8.41%
Jul 16, 2024 - Sep 19, 2024
#14-13.03%
May 8, 2002 - Jun 26, 2002
-7.35%
Sep 14, 2012 - Jan 2, 2013
#15-12.85%
Jun 5, 2003 - Aug 14, 2003
-7.27%
Sep 18, 2014 - Oct 31, 2014

Correlation

Correlation between IBOC and SPY is 0.97 which considered as a very strong positive correlation - the stocks move almost identically together.

0.97
-101

Dividend Comparison (1999 - 2026)

IBOC vs SPY dividend yield comparison.

YearIBOCSPY
20261.02%0.24%
20252.11%1.07%
20242.09%1.21%
20232.32%1.40%
20222.62%1.65%
20212.71%1.20%
20202.94%1.52%
20192.44%1.75%
20182.18%2.04%
20171.66%1.80%
20161.47%2.03%
20152.26%2.06%
20141.96%1.87%
20131.63%1.81%
20122.21%2.18%
20112.07%2.05%
20101.80%1.80%
20091.80%1.95%
20083.02%3.02%
20073.10%1.85%
20062.26%1.73%
20052.18%1.73%
20042.03%1.82%
20031.79%1.47%
20021.75%1.70%
20011.90%1.25%
20002.87%1.15%
19990.00%0.24%

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