IBOC vs EXLS

Comparison between International Bancshares Corp (IBOC, Company) and ExlService Holdings Inc (EXLS, Company).

IBOC is from the Financial Services sector, while EXLS is from the Technology sector.

5-Year PerformanceIBOC has outperformed EXLS, delivering a return of +11.0% compared to +7.9%

IBOC vs EXLS - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	IBOC(COMPANY)	EXLS(COMPANY)
Market Cap	$4.50B	$4.50B
Max Drawdown	77.70%	80.93%
Sharpe Ratio	0.49	-1.24
5Y Beta	0.88	0.71
Industry	Banks - Regional	Information Technology Services
P/E Ratio	11.05	18.42
Forward P/E	9.81	13.95
PEG Ratio	4.37	0.93
Dividend Yield	1.98%	N/A
5Y Dividends CAGR	5.24%	N/A
5Y EPS CAGR	15.97%	22.16%
Debt to Equity	0.00%	53.59%
Free Cash Flow Yield	10.12%	6.59%

Market Cap

IBOC

$4.50B

Winner

EXLS

$4.50B

Max Drawdown

Winner

IBOC

77.70%

EXLS

80.93%

Sharpe Ratio

Winner

IBOC

0.49

EXLS

-1.24

5Y Beta

IBOC

0.88

Winner

EXLS

0.71

Industry

IBOC

Banks - Regional

EXLS

Information Technology Services

P/E Ratio

Winner

IBOC

11.05

EXLS

18.42

Forward P/E

Winner

IBOC

9.81

EXLS

13.95

PEG Ratio

IBOC

4.37

Winner

EXLS

0.93

Dividend Yield

IBOC

1.98%

EXLS

N/A

5Y Dividends CAGR

IBOC

5.24%

EXLS

N/A

5Y EPS CAGR

IBOC

15.97%

Winner

EXLS

22.16%

Debt to Equity

Winner

IBOC

0.00%

EXLS

53.59%

Free Cash Flow Yield

Winner

IBOC

10.12%

EXLS

6.59%

IBOC vs EXLS - Historical Returns

Returns include dividend reinvestment.

Period	IBOC	EXLS
1 month	+0.73%	-8.28%
3 months	+0.39%	-2.79%
6 months	+9.27%	-25.79%
1 year	+15.58%	-36.35%
5 years(CAGR)	+10.97%	+7.93%
10 years(CAGR)	+13.21%	+11.52%
Max(CAGR)	+9.95%	+11.03%

Winner

IBOC

+0.73%

EXLS

-8.28%

Winner

IBOC

+0.39%

EXLS

-2.79%

Winner

IBOC

+9.27%

EXLS

-25.79%

Winner

IBOC

+15.58%

EXLS

-36.35%

5Y(CAGR)

Winner

IBOC

+10.97%

EXLS

+7.93%

10Y(CAGR)

Winner

IBOC

+13.21%

EXLS

+11.52%

Max(CAGR)

IBOC

+9.95%

Winner

EXLS

+11.03%

IBOC vs EXLS - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	IBOC	EXLS
2026	+8.54%	-29.07%
2025	+7.80%	-4.00%
2024	+19.99%	+45.13%
2023	+23.62%	-10.56%
2022	+9.85%	+16.96%
2021	+18.33%	+72.61%
2020	-9.84%	+21.61%
2019	+28.28%	+33.42%
2018	-10.99%	-12.68%
2017	-1.00%	+20.10%
2016	+67.71%	+16.30%
2015	+0.39%	+60.06%
2014	+4.48%	+7.17%
2013	+42.22%	+1.54%
2012	-3.26%	+17.83%
2011	-8.99%	+2.10%
2010	+4.86%	+16.42%
2009	-10.57%	+110.31%
2008	+9.51%	-59.01%
2007	-23.97%	+12.15%
2006	+8.23%	+11.68%
2005	-3.76%	N/A
2004	+8.46%	N/A
2003	+49.79%	N/A
2002	+19.02%	N/A
2001	+59.39%	N/A
2000	-0.05%	N/A
1999	-2.75%	N/A

IBOC vs EXLS Drawdown Comparison

The maximum drawdown for IBOC was -77.43%, occurring on Mar 30, 2009. Recovery took 1795 trading sessions.

The maximum drawdown for EXLS was -80.93%, occurring on Oct 10, 2008. Recovery took 1224 trading sessions.

The current IBOC drawdown is -2.73%. The current EXLS drawdown is -43.57%.

Rank	IBOC	EXLS
#1	-77.43% Sep 19, 2008 - Nov 5, 2015	-80.93% Nov 8, 2007 - Sep 18, 2012
#2	-63.38% Sep 20, 2018 - Feb 23, 2021	-47.97% Feb 6, 2025 - May 14, 2026
#3	-34.53% Feb 18, 2004 - Sep 18, 2008	-46.23% Mar 4, 2020 - Nov 5, 2020
#4	-30.43% Nov 27, 2015 - Oct 5, 2016	-40.74% Feb 9, 2007 - Oct 17, 2007
#5	-26.82% Mar 12, 2021 - Oct 31, 2022	-33.29% Nov 10, 2022 - Sep 26, 2024
#6	-24.10% Nov 25, 2024 - Feb 4, 2026	-28.97% Mar 28, 2013 - Feb 24, 2015
#7	-22.79% Nov 10, 2022 - Dec 14, 2023	-26.47% Sep 28, 2018 - Jun 21, 2019
#8	-22.40% Jun 27, 2002 - Apr 15, 2003	-21.76% Dec 29, 2021 - Apr 1, 2022
#9	-21.99% Nov 15, 1999 - Jan 11, 2001	-20.23% Nov 16, 2006 - Feb 5, 2007
#10	-20.53% Dec 20, 2016 - Oct 5, 2017	-20.14% Jul 13, 2016 - Jun 22, 2017
#11	-17.76% Jul 26, 2024 - Nov 6, 2024	-19.43% Sep 12, 2022 - Oct 31, 2022
#12	-16.84% Jan 11, 2001 - Feb 12, 2001	-16.22% Jan 19, 2018 - Aug 31, 2018
#13	-15.76% Jun 29, 2001 - Dec 21, 2001	-15.28% Apr 20, 2022 - Jun 27, 2022
#14	-13.03% May 8, 2002 - Jun 26, 2002	-13.22% Dec 16, 2015 - Feb 23, 2016
#15	-12.85% Jun 5, 2003 - Aug 14, 2003	-12.76% Oct 4, 2012 - Jan 28, 2013