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PDLB vs SPY

Comparison between Ponce Financial Group Inc (PDLB, Company) and SPDR S&P 500 ETF Trust (SPY, ETF).

5-Year PerformancePDLB has outperformed SPY, delivering a return of +15.3% compared to +14.0%

PDLB vs SPY - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap / Net Assets
PDLB
$467M
Winner
SPY
$784B
Expense Ratio
PDLB
N/A
SPY
0.09%
Max Drawdown
Winner
PDLB
54.38%
SPY
56.47%
Sharpe Ratio
Winner
PDLB
1.69
SPY
1.68
5Y Beta
Winner
PDLB
0.63
SPY
1.00
Industry
PDLB
Banks - Regional
SPY
N/A
P/E Ratio
Winner
PDLB
14.84
SPY
28.06
Forward P/E
PDLB
49.26
Winner
SPY
21.47
PEG Ratio
Winner
PDLB
0.13
SPY
0.36
5Y Dividends CAGR
PDLB
N/A
SPY
6.00%
5Y EPS CAGR
PDLB
N/A
SPY
25.05%
Debt to Equity
PDLB
103.58%
Winner
SPY
30.60%
Free Cash Flow Yield
PDLB
11.87%
SPY
N/A

PDLB vs SPY - Historical Returns

Returns include dividend reinvestment.

1M
Winner
PDLB
+9.03%
SPY
+1.35%
3M
Winner
PDLB
+18.53%
SPY
+13.50%
6M
Winner
PDLB
+11.74%
SPY
+11.30%
1Y
Winner
PDLB
+48.96%
SPY
+26.75%
5Y(CAGR)
Winner
PDLB
+15.35%
SPY
+14.01%
10Y(CAGR)
PDLB
+7.04%
Winner
SPY
+15.56%
Max(CAGR)
PDLB
+7.04%
Winner
SPY
+8.52%

PDLB vs SPY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearPDLBSPY
2026+20.00%+9.89%
2025+25.00%+18.00%
2024+36.84%+25.59%
2023+2.63%+26.72%
2022-10.64%-18.64%
2021+43.28%+30.52%
2020-28.50%+17.28%
2019+15.48%+31.09%
2018-15.85%-5.24%
2017+1.88%+20.78%
2016N/A+13.59%
2015N/A+1.31%
2014N/A+14.56%
2013N/A+29.00%
2012N/A+14.17%
2011N/A+0.85%
2010N/A+13.14%
2009N/A+22.67%
2008N/A-36.25%
2007N/A+5.32%
2006N/A+13.85%
2005N/A+5.32%
2004N/A+10.75%
2003N/A+24.18%
2002N/A-22.42%
2001N/A-10.13%
2000N/A-8.84%
1999N/A+8.61%

PDLB vs SPY Drawdown Comparison

The maximum drawdown for PDLB was -54.38%, occurring on May 15, 2020. Recovery took 1746 trading sessions.

The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.

The current PDLB drawdown is -0.82%. The current SPY drawdown is -1.44%.

RankPDLBSPY
#1-54.38%
Nov 28, 2017 - Nov 6, 2024
-55.20%
Oct 9, 2007 - Aug 16, 2012
#2-21.12%
Feb 5, 2025 - May 13, 2025
-47.50%
Mar 24, 2000 - Oct 26, 2006
#3-8.42%
Dec 15, 2025 - Apr 8, 2026
-33.70%
Feb 19, 2020 - Aug 10, 2020
#4-8.07%
May 13, 2025 - Jul 1, 2025
-24.50%
Jan 3, 2022 - Dec 13, 2023
#5-7.69%
Dec 11, 2024 - Jan 15, 2025
-19.34%
Sep 20, 2018 - Apr 12, 2019
#6-6.97%
Sep 18, 2025 - Nov 7, 2025
-18.76%
Feb 19, 2025 - Jun 26, 2025
#7-6.37%
Nov 12, 2025 - Nov 25, 2025
-13.02%
Jul 20, 2015 - Apr 18, 2016
#8-4.66%
Jul 10, 2025 - Jul 29, 2025
-10.10%
Jan 26, 2018 - Aug 6, 2018
#9-4.43%
Nov 25, 2025 - Dec 10, 2025
-9.44%
Sep 2, 2020 - Nov 11, 2020
#10-3.89%
Nov 6, 2024 - Nov 8, 2024
-9.30%
Jan 19, 2000 - Mar 17, 2000
#11-3.74%
Jul 29, 2025 - Aug 12, 2025
-9.05%
Jul 19, 2007 - Oct 5, 2007
#12-3.69%
Aug 13, 2025 - Aug 22, 2025
-8.88%
Jan 27, 2026 - Apr 14, 2026
#13-3.09%
Jun 2, 2026 - Jun 10, 2026
-8.41%
Jul 16, 2024 - Sep 19, 2024
#14-3.06%
Apr 17, 2026 - May 20, 2026
-7.35%
Sep 14, 2012 - Jan 2, 2013
#15-2.93%
Nov 11, 2024 - Dec 2, 2024
-7.27%
Sep 18, 2014 - Oct 31, 2014

Correlation

Correlation between PDLB and SPY is 0.69 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.69
-101

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