PDLB vs MNRO

Comparison between Ponce Financial Group Inc (PDLB, Company) and Monro Inc (MNRO, Company).

PDLB is from the Financial Services sector, while MNRO is from the Consumer Cyclical sector.

5-Year PerformancePDLB has outperformed MNRO, delivering a return of +15.3% compared to -20.9%

PDLB vs MNRO - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PDLB(COMPANY)	MNRO(COMPANY)
Market Cap	$467M	$467M
Max Drawdown	54.38%	86.32%
Sharpe Ratio	1.69	0.47
5Y Beta	0.63	1.03
Industry	Banks - Regional	Auto Parts
P/E Ratio	14.84	216.26
Forward P/E	49.26	52.36
PEG Ratio	0.13	N/A
Dividend Yield	N/A	7.00%
5Y Dividends CAGR	N/A	9.73%
5Y EPS CAGR	N/A	-51.11%
Debt to Equity	103.58%	10.14%
Free Cash Flow Yield	11.87%	8.31%

Market Cap

Winner

PDLB

$467M

MNRO

$467M

Max Drawdown

Winner

PDLB

54.38%

MNRO

86.32%

Sharpe Ratio

Winner

PDLB

1.69

MNRO

0.47

5Y Beta

Winner

PDLB

0.63

MNRO

1.03

Industry

PDLB

Banks - Regional

MNRO

Auto Parts

P/E Ratio

Winner

PDLB

14.84

MNRO

216.26

Forward P/E

Winner

PDLB

49.26

MNRO

52.36

PEG Ratio

PDLB

0.13

MNRO

N/A

Dividend Yield

PDLB

N/A

MNRO

7.00%

5Y Dividends CAGR

PDLB

N/A

MNRO

9.73%

5Y EPS CAGR

PDLB

N/A

MNRO

-51.11%

Debt to Equity

PDLB

103.58%

Winner

MNRO

10.14%

Free Cash Flow Yield

Winner

PDLB

11.87%

MNRO

8.31%

PDLB vs MNRO - Historical Returns

Returns include dividend reinvestment.

Period	PDLB	MNRO
1 month	+9.03%	+0.55%
3 months	+18.53%	+4.39%
6 months	+11.74%	-24.13%
1 year	+48.96%	+17.16%
5 years(CAGR)	+15.35%	-20.91%
10 years(CAGR)	+7.04%	-10.60%
Max(CAGR)	+7.04%	+9.44%

Winner

PDLB

+9.03%

MNRO

+0.55%

Winner

PDLB

+18.53%

MNRO

+4.39%

Winner

PDLB

+11.74%

MNRO

-24.13%

Winner

PDLB

+48.96%

MNRO

+17.16%

5Y(CAGR)

Winner

PDLB

+15.35%

MNRO

-20.91%

10Y(CAGR)

Winner

PDLB

+7.04%

MNRO

-10.60%

Max(CAGR)

PDLB

+7.04%

Winner

MNRO

+9.44%

PDLB vs MNRO - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	PDLB	MNRO
2026	+20.00%	-18.67%
2025	+25.00%	-13.00%
2024	+36.84%	-11.41%
2023	+2.63%	-33.72%
2022	-10.64%	-20.83%
2021	+43.28%	+10.16%
2020	-28.50%	-31.26%
2019	+15.48%	+15.50%
2018	-15.85%	+19.08%
2017	+1.88%	+0.88%
2016	N/A	-10.50%
2015	N/A	+15.96%
2014	N/A	+5.66%
2013	N/A	+60.37%
2012	N/A	-8.67%
2011	N/A	+9.95%
2010	N/A	+55.25%
2009	N/A	+39.06%
2008	N/A	+34.86%
2007	N/A	-15.04%
2006	N/A	+17.44%
2005	N/A	+21.75%
2004	N/A	+26.53%
2003	N/A	+74.88%
2002	N/A	+19.35%
2001	N/A	+53.05%
2000	N/A	+19.17%
1999	N/A	+9.09%

PDLB vs MNRO Drawdown Comparison

The maximum drawdown for PDLB was -54.38%, occurring on May 15, 2020. Recovery took 1746 trading sessions.

The maximum drawdown for MNRO was -84.13%, occurring on May 9, 2025. This drawdown has not yet recovered.

The current PDLB drawdown is -0.82%. The current MNRO drawdown is -78.16%.

Rank	PDLB	MNRO
#1	-54.38% Nov 28, 2017 - Nov 6, 2024	-84.13% Jun 18, 2019 - May 9, 2025
#2	-21.12% Feb 5, 2025 - May 13, 2025	-46.45% Oct 28, 2015 - Oct 25, 2018
#3	-8.42% Dec 15, 2025 - Apr 8, 2026	-42.72% Mar 14, 2006 - Mar 20, 2009
#4	-8.07% May 13, 2025 - Jul 1, 2025	-33.48% Feb 21, 2012 - May 21, 2013
#5	-7.69% Dec 11, 2024 - Jan 15, 2025	-30.05% Jun 17, 2002 - May 20, 2003
#6	-6.97% Sep 18, 2025 - Nov 7, 2025	-26.33% Jun 8, 2001 - Jan 17, 2002
#7	-6.37% Nov 12, 2025 - Nov 25, 2025	-22.89% Apr 5, 2004 - Feb 1, 2005
#8	-4.66% Jul 10, 2025 - Jul 29, 2025	-21.59% Mar 7, 2014 - Feb 13, 2015
#9	-4.43% Nov 25, 2025 - Dec 10, 2025	-21.40% Dec 3, 2018 - Mar 21, 2019
#10	-3.89% Nov 6, 2024 - Nov 8, 2024	-19.86% Aug 30, 2011 - Dec 21, 2011
#11	-3.74% Jul 29, 2025 - Aug 12, 2025	-19.36% Nov 25, 2003 - Jan 14, 2004
#12	-3.69% Aug 13, 2025 - Aug 22, 2025	-18.54% Apr 2, 2009 - Sep 9, 2009
#13	-3.09% Jun 2, 2026 - Jun 10, 2026	-18.50% Dec 20, 2010 - Jun 28, 2011
#14	-3.06% Apr 17, 2026 - May 20, 2026	-17.85% Sep 29, 2000 - Apr 3, 2001
#15	-2.93% Nov 11, 2024 - Dec 2, 2024	-17.20% Nov 3, 2003 - Nov 25, 2003

Correlation

Correlation between PDLB and MNRO is -0.49 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.49

-101