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PAYS vs SPY

Comparison between PaySign Inc (PAYS, Company) and SPDR S&P 500 ETF Trust (SPY, ETF).

5-Year PerformancePAYS has outperformed SPY, delivering a return of +15.7% compared to +13.3%

PAYS vs SPY - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap / Net Assets
PAYS
$396M
Winner
SPY
$735B
Expense Ratio
PAYS
N/A
SPY
0.09%
Max Drawdown
PAYS
98.95%
Winner
SPY
56.47%
Sharpe Ratio
PAYS
0.92
Winner
SPY
1.62
5Y Beta
PAYS
1.28
Winner
SPY
1.00
Industry
PAYS
Software - Infrastructure
SPY
N/A
P/E Ratio
PAYS
33.68
Winner
SPY
28.99
Forward P/E
PAYS
28.33
Winner
SPY
22.37
PEG Ratio
PAYS
0.16
SPY
N/A
5Y Dividends CAGR
PAYS
N/A
SPY
5.43%
5Y EPS CAGR
PAYS
10.08%
Winner
SPY
26.05%
Debt to Equity
Winner
PAYS
11.16%
SPY
32.40%
Free Cash Flow Yield
PAYS
19.14%
SPY
N/A
P/S Ratio
PAYS
4.35
Winner
SPY
3.74
P/B Ratio
PAYS
7.23
Winner
SPY
5.61

PAYS vs SPY - Historical Returns

Returns include dividend reinvestment.

1M
PAYS
+0.59%
Winner
SPY
+1.90%
3M
Winner
PAYS
+76.36%
SPY
+8.55%
6M
Winner
PAYS
+27.39%
SPY
+8.18%
1Y
Winner
PAYS
+44.16%
SPY
+25.79%
5Y(CAGR)
Winner
PAYS
+15.66%
SPY
+13.32%
10Y(CAGR)
Winner
PAYS
+43.79%
SPY
+15.19%
Max(CAGR)
Winner
PAYS
+12.95%
SPY
+8.47%

PAYS vs SPY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearPAYSSPY
2026+36.90%+8.26%
2025+80.07%+18.00%
2024+13.11%+25.59%
2023+12.90%+26.72%
2022+37.97%-18.64%
2021-65.74%+30.52%
2020-52.99%+17.28%
2019+183.52%+31.09%
2018+375.68%-5.24%
2017+118.56%+20.78%
2016+45.22%+13.59%
2015-2.99%+1.31%
2014+48.19%+14.56%
2013-46.13%+29.00%
2012+197.00%+14.17%
2011-4.76%+0.85%
2010+425.00%+13.14%
2009-63.64%+22.67%
2008-92.14%-36.25%
2007+0.00%+5.32%
2006N/A+13.85%
2005N/A+5.32%
2004N/A+10.75%
2003N/A+24.18%
2002N/A-22.42%
2001N/A-10.13%
2000N/A-8.84%
1999N/A+8.61%

PAYS vs SPY Drawdown Comparison

The maximum drawdown for PAYS was -98.95%, occurring on Jan 30, 2009. Recovery took 2520 trading sessions.

The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.

The current PAYS drawdown is -62.17%. The current SPY drawdown is -2.90%.

RankPAYSSPY
#1-98.95%
Mar 4, 2008 - Mar 7, 2018		-55.20%
Oct 9, 2007 - Aug 16, 2012
#2-93.09%
Jul 18, 2019 - May 12, 2022		-47.50%
Mar 24, 2000 - Oct 26, 2006
#3-42.86%
Oct 10, 2007 - Mar 4, 2008		-33.70%
Feb 19, 2020 - Aug 10, 2020
#4-35.35%
Sep 18, 2018 - Feb 7, 2019		-24.50%
Jan 3, 2022 - Dec 13, 2023
#5-23.31%
Aug 10, 2018 - Sep 10, 2018		-19.34%
Sep 20, 2018 - Apr 12, 2019
#6-22.49%
Apr 17, 2018 - May 24, 2018		-18.76%
Feb 19, 2025 - Jun 26, 2025
#7-20.78%
Apr 26, 2019 - May 20, 2019		-13.02%
Jul 20, 2015 - Apr 18, 2016
#8-16.65%
Mar 4, 2019 - Apr 17, 2019		-10.10%
Jan 26, 2018 - Aug 6, 2018
#9-10.93%
Feb 19, 2019 - Mar 4, 2019		-9.44%
Sep 2, 2020 - Nov 11, 2020
#10-10.87%
Jun 14, 2019 - Jun 21, 2019		-9.30%
Jan 19, 2000 - Mar 17, 2000
#11-8.87%
May 23, 2019 - Jun 7, 2019		-9.05%
Jul 19, 2007 - Oct 5, 2007
#12-8.75%
Jul 9, 2018 - Jul 26, 2018		-8.88%
Jan 27, 2026 - Apr 14, 2026
#13-7.37%
Aug 3, 2018 - Aug 9, 2018		-8.41%
Jul 16, 2024 - Sep 19, 2024
#14-6.68%
Apr 17, 2019 - Apr 24, 2019		-7.35%
Sep 14, 2012 - Jan 2, 2013
#15-6.32%
Jun 20, 2018 - Jul 5, 2018		-7.27%
Sep 18, 2014 - Oct 31, 2014

Correlation

Correlation between PAYS and SPY is 0.56 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.56
-101

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