PAYS vs MSIF

Comparison between PaySign Inc (PAYS, Company) and MSC Income Fund Inc (MSIF, Company).

PAYS is from the Technology sector, while MSIF is from the Financial Services sector.

PAYS vs MSIF - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PAYS(COMPANY)	MSIF(COMPANY)
Market Cap	$499M	$499M
Max Drawdown	98.95%	39.15%
Sharpe Ratio	0.34	-1.23
5Y Beta	1.22	0.66
Industry	Software - Infrastructure	Asset Management
P/E Ratio	42.45	5.97
Forward P/E	37.45	7.78
PEG Ratio	0.20	0.12
Dividend Yield	N/A	12.60%
5Y EPS CAGR	10.08%	N/A
Debt to Equity	11.16%	90.21%
Free Cash Flow Yield	15.19%	-24.37%
P/S Ratio	5.48	3.57
P/B Ratio	9.13	0.70

Market Cap

Winner

PAYS

$499M

MSIF

$499M

Max Drawdown

PAYS

98.95%

Winner

MSIF

39.15%

Sharpe Ratio

Winner

PAYS

0.34

MSIF

-1.23

5Y Beta

PAYS

1.22

Winner

MSIF

0.66

Industry

PAYS

Software - Infrastructure

MSIF

Asset Management

P/E Ratio

PAYS

42.45

Winner

MSIF

5.97

Forward P/E

PAYS

37.45

Winner

MSIF

7.78

PEG Ratio

PAYS

0.20

Winner

MSIF

0.12

Dividend Yield

PAYS

N/A

MSIF

12.60%

5Y EPS CAGR

PAYS

10.08%

MSIF

N/A

Debt to Equity

Winner

PAYS

11.16%

MSIF

90.21%

Free Cash Flow Yield

Winner

PAYS

15.19%

MSIF

-24.37%

P/S Ratio

PAYS

5.48

Winner

MSIF

3.57

P/B Ratio

PAYS

9.13

Winner

MSIF

0.70

PAYS vs MSIF - Historical Returns

Returns include dividend reinvestment.

Period	PAYS	MSIF
1 month	+12.77%	-3.03%
3 months	+37.77%	-10.28%
6 months	+86.44%	-13.79%
1 year	-0.94%	-27.91%
5 years(CAGR)	+25.46%	N/A
10 years(CAGR)	+47.26%	N/A
Max(CAGR)	+14.14%	-14.57%

Winner

PAYS

+12.77%

MSIF

-3.03%

Winner

PAYS

+37.77%

MSIF

-10.28%

Winner

PAYS

+86.44%

MSIF

-13.79%

Winner

PAYS

-0.94%

MSIF

-27.91%

5Y(CAGR)

PAYS

+25.46%

MSIF

N/A

10Y(CAGR)

PAYS

+47.26%

MSIF

N/A

Max(CAGR)

Winner

PAYS

+14.14%

MSIF

-14.57%

PAYS vs MSIF - Annual Returns (2007 - 2026)

Returns include dividend reinvestment.

Year	PAYS	MSIF
2026	+69.15%	-15.52%
2025	+80.07%	-8.45%
2024	+13.11%	N/A
2023	+12.90%	N/A
2022	+37.97%	N/A
2021	-65.74%	N/A
2020	-52.99%	N/A
2019	+183.52%	N/A
2018	+375.68%	N/A
2017	+118.56%	N/A
2016	+45.22%	N/A
2015	-2.99%	N/A
2014	+48.19%	N/A
2013	-46.13%	N/A
2012	+197.00%	N/A
2011	-4.76%	N/A
2010	+425.00%	N/A
2009	-63.64%	N/A
2008	-92.14%	N/A
2007	+0.00%	N/A

PAYS vs MSIF Drawdown Comparison

The maximum drawdown for PAYS was -98.95%, occurring on Jan 30, 2009. Recovery took 2520 trading sessions.

The maximum drawdown for MSIF was -31.78%, occurring on Jul 23, 2026. This drawdown has not yet recovered.

The current PAYS drawdown is -53.26%. The current MSIF drawdown is -31.78%.

Rank	PAYS	MSIF
#1	-98.95% Mar 4, 2008 - Mar 7, 2018	-31.78% Jun 9, 2025 - Jul 23, 2026
#2	-93.09% Jul 18, 2019 - May 12, 2022	-18.89% Feb 19, 2025 - Jun 9, 2025
#3	-42.86% Oct 10, 2007 - Mar 4, 2008	-0.65% Feb 10, 2025 - Feb 12, 2025
#4	-35.35% Sep 18, 2018 - Feb 7, 2019	-0.59% Feb 4, 2025 - Feb 10, 2025
#5	-23.31% Aug 10, 2018 - Sep 10, 2018	N/A
#6	-22.49% Apr 17, 2018 - May 24, 2018	N/A
#7	-20.78% Apr 26, 2019 - May 20, 2019	N/A
#8	-16.65% Mar 4, 2019 - Apr 17, 2019	N/A
#9	-10.93% Feb 19, 2019 - Mar 4, 2019	N/A
#10	-10.87% Jun 14, 2019 - Jun 21, 2019	N/A
#11	-8.87% May 23, 2019 - Jun 7, 2019	N/A
#12	-8.75% Jul 9, 2018 - Jul 26, 2018	N/A
#13	-7.37% Aug 3, 2018 - Aug 9, 2018	N/A
#14	-6.68% Apr 17, 2019 - Apr 24, 2019	N/A
#15	-6.32% Jun 20, 2018 - Jul 5, 2018	N/A

Correlation

Correlation between PAYS and MSIF is -0.51 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.51

-101