MSIF vs OBT

Comparison between MSC Income Fund Inc (MSIF, Company) and Orange County Bancorp Inc (OBT, Company).

Both MSIF and OBT are from the Financial Services sector.

MSIF vs OBT - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	MSIF(COMPANY)	OBT(COMPANY)
Market Cap	$499M	$499M
Max Drawdown	39.15%	60.57%
Sharpe Ratio	-1.23	1.07
5Y Beta	0.66	0.99
Industry	Asset Management	Banks - Regional
P/E Ratio	5.97	11.26
Forward P/E	7.78	N/A
PEG Ratio	0.12	0.30
Dividend Yield	12.60%	1.65%
5Y Dividends CAGR	N/A	14.87%
Debt to Equity	90.21%	0.00%
Free Cash Flow Yield	-24.37%	9.36%
P/S Ratio	3.57	4.01
P/B Ratio	0.70	1.73

Market Cap

Winner

MSIF

$499M

OBT

$499M

Max Drawdown

Winner

MSIF

39.15%

OBT

60.57%

Sharpe Ratio

MSIF

-1.23

Winner

OBT

1.07

5Y Beta

Winner

MSIF

0.66

OBT

0.99

Industry

MSIF

Asset Management

OBT

Banks - Regional

P/E Ratio

Winner

MSIF

5.97

OBT

11.26

Forward P/E

MSIF

7.78

OBT

N/A

PEG Ratio

Winner

MSIF

0.12

OBT

0.30

Dividend Yield

Winner

MSIF

12.60%

OBT

1.65%

5Y Dividends CAGR

MSIF

N/A

OBT

14.87%

Debt to Equity

MSIF

90.21%

Winner

OBT

0.00%

Free Cash Flow Yield

MSIF

-24.37%

Winner

OBT

9.36%

P/S Ratio

Winner

MSIF

3.57

OBT

4.01

P/B Ratio

Winner

MSIF

0.70

OBT

1.73

MSIF vs OBT - Historical Returns

Returns include dividend reinvestment.

Period	MSIF	OBT
1 month	-3.03%	+2.03%
3 months	-10.28%	+5.04%
6 months	-13.79%	+26.40%
1 year	-27.91%	+38.20%
5 years(CAGR)	N/A	+19.76%
10 years(CAGR)	N/A	+15.15%
Max(CAGR)	-14.57%	+9.01%

MSIF

-3.03%

Winner

OBT

+2.03%

MSIF

-10.28%

Winner

OBT

+5.04%

MSIF

-13.79%

Winner

OBT

+26.40%

MSIF

-27.91%

Winner

OBT

+38.20%

5Y(CAGR)

MSIF

N/A

OBT

+19.76%

10Y(CAGR)

MSIF

N/A

OBT

+15.15%

Max(CAGR)

MSIF

-14.57%

Winner

OBT

+9.01%

MSIF vs OBT - Annual Returns (2007 - 2026)

Returns include dividend reinvestment.

Year	MSIF	OBT
2026	-15.52%	+32.63%
2025	-8.45%	+8.14%
2024	N/A	-3.65%
2023	N/A	+31.35%
2022	N/A	+16.71%
2021	N/A	+51.05%
2020	N/A	-4.09%
2019	N/A	+12.10%
2018	N/A	-1.24%
2017	N/A	+25.96%
2016	N/A	-0.16%
2015	N/A	+14.87%
2014	N/A	+15.42%
2013	N/A	+1.86%
2012	N/A	+9.60%
2011	N/A	+0.90%
2010	N/A	+3.50%
2009	N/A	-14.08%
2008	N/A	-11.54%
2007	N/A	+0.00%

MSIF vs OBT Drawdown Comparison

The maximum drawdown for MSIF was -31.78%, occurring on Jul 23, 2026. This drawdown has not yet recovered.

The maximum drawdown for OBT was -57.57%, occurring on Oct 15, 2020. Recovery took 1227 trading sessions.

The current MSIF drawdown is -31.78%. The current OBT drawdown is -3.22%.

Rank	MSIF	OBT
#1	-31.78% Jun 9, 2025 - Jul 23, 2026	-57.57% Mar 2, 2018 - Feb 6, 2023
#2	-18.89% Feb 19, 2025 - Jun 9, 2025	-50.00% Feb 26, 2018 - Mar 2, 2018
#3	-0.65% Feb 10, 2025 - Feb 12, 2025	-45.77% Feb 23, 2023 - Dec 13, 2023
#4	-0.59% Feb 4, 2025 - Feb 10, 2025	-32.49% Nov 11, 2024 - Feb 2, 2026
#5	N/A	-31.70% Dec 27, 2023 - Jul 25, 2024
#6	N/A	-28.40% Jan 18, 2008 - Nov 20, 2014
#7	N/A	-18.20% Jul 25, 2024 - Nov 11, 2024
#8	N/A	-13.73% Feb 9, 2026 - Apr 17, 2026
#9	N/A	-10.39% Dec 10, 2015 - Sep 8, 2017
#10	N/A	-9.79% Apr 28, 2026 - Jun 12, 2026
#11	N/A	-6.22% Sep 2, 2015 - Dec 10, 2015
#12	N/A	-5.37% Sep 28, 2017 - Nov 21, 2017
#13	N/A	-4.52% Nov 26, 2014 - Mar 11, 2015
#14	N/A	-3.93% Jul 6, 2026 - Jul 16, 2026
#15	N/A	-3.76% Jun 12, 2026 - Jun 18, 2026

Correlation

Correlation between MSIF and OBT is -0.74 which considered as a strong negative correlation - the stocks tend to move in opposite directions.

-0.74

-101

Dividend Comparison (2008 - 2026)

MSIF vs OBT dividend yield comparison.

Year	MSIF	OBT
2026	4.30%	0.97%
2025	10.96%	2.00%
2024	0.00%	1.69%
2023	0.00%	1.53%
2022	0.00%	1.78%
2021	0.00%	1.99%
2020	0.00%	2.94%
2019	0.00%	2.72%
2018	0.00%	3.00%
2017	0.00%	2.93%
2016	0.00%	3.53%
2015	0.00%	3.40%
2014	0.00%	3.77%
2013	0.00%	3.01%
2012	0.00%	4.79%
2011	0.00%	0.95%
2010	0.00%	3.53%
2009	0.00%	3.76%
2008	0.00%	3.07%