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OBT vs SPY

Comparison between Orange County Bancorp Inc (OBT, Company) and SPDR S&P 500 ETF Trust (SPY, ETF).

5-Year PerformanceOBT has outperformed SPY, delivering a return of +19.3% compared to +13.4%

OBT vs SPY - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap / Net Assets
OBT
$480M
Winner
SPY
$784B
Expense Ratio
OBT
N/A
SPY
0.09%
Max Drawdown
OBT
60.57%
Winner
SPY
56.47%
Sharpe Ratio
OBT
1.56
Winner
SPY
1.56
5Y Beta
Winner
OBT
0.99
SPY
1.00
Industry
OBT
Banks - Regional
SPY
N/A
P/E Ratio
Winner
OBT
10.84
SPY
28.29
Forward P/E
OBT
N/A
SPY
21.75
PEG Ratio
OBT
0.29
SPY
N/A
Dividend Yield
OBT
1.72%
SPY
N/A
5Y Dividends CAGR
Winner
OBT
14.87%
SPY
5.43%
5Y EPS CAGR
OBT
N/A
SPY
25.98%
Debt to Equity
Winner
OBT
0.00%
SPY
30.79%
Free Cash Flow Yield
OBT
9.71%
SPY
N/A
P/S Ratio
OBT
3.91
Winner
SPY
3.79
P/B Ratio
Winner
OBT
1.65
SPY
5.67

OBT vs SPY - Historical Returns

Returns include dividend reinvestment.

1M
Winner
OBT
+9.96%
SPY
+0.48%
3M
Winner
OBT
+20.23%
SPY
+11.67%
6M
Winner
OBT
+29.36%
SPY
+9.42%
1Y
Winner
OBT
+57.65%
SPY
+24.27%
5Y(CAGR)
Winner
OBT
+19.28%
SPY
+13.36%
10Y(CAGR)
OBT
+15.24%
Winner
SPY
+15.42%
Max(CAGR)
Winner
OBT
+8.98%
SPY
+8.49%

OBT vs SPY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearOBTSPY
2026+30.82%+8.88%
2025+8.14%+18.00%
2024-3.65%+25.59%
2023+31.35%+26.72%
2022+16.71%-18.64%
2021+51.05%+30.52%
2020-4.09%+17.28%
2019+12.10%+31.09%
2018-1.24%-5.24%
2017+25.96%+20.78%
2016-0.16%+13.59%
2015+14.87%+1.31%
2014+15.42%+14.56%
2013+1.86%+29.00%
2012+9.60%+14.17%
2011+0.90%+0.85%
2010+3.50%+13.14%
2009-14.08%+22.67%
2008-11.54%-36.25%
2007+0.00%+5.32%
2006N/A+13.85%
2005N/A+5.32%
2004N/A+10.75%
2003N/A+24.18%
2002N/A-22.42%
2001N/A-10.13%
2000N/A-8.84%
1999N/A+8.61%

OBT vs SPY Drawdown Comparison

The maximum drawdown for OBT was -57.57%, occurring on Oct 15, 2020. Recovery took 1227 trading sessions.

The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.

The current SPY drawdown is -2.35%.

RankOBTSPY
#1-57.57%
Mar 2, 2018 - Feb 6, 2023		-55.20%
Oct 9, 2007 - Aug 16, 2012
#2-50.00%
Feb 26, 2018 - Mar 2, 2018		-47.50%
Mar 24, 2000 - Oct 26, 2006
#3-45.77%
Feb 23, 2023 - Dec 13, 2023		-33.70%
Feb 19, 2020 - Aug 10, 2020
#4-32.49%
Nov 11, 2024 - Feb 2, 2026		-24.50%
Jan 3, 2022 - Dec 13, 2023
#5-31.70%
Dec 27, 2023 - Jul 25, 2024		-19.34%
Sep 20, 2018 - Apr 12, 2019
#6-28.40%
Jan 18, 2008 - Nov 20, 2014		-18.76%
Feb 19, 2025 - Jun 26, 2025
#7-18.20%
Jul 25, 2024 - Nov 11, 2024		-13.02%
Jul 20, 2015 - Apr 18, 2016
#8-13.73%
Feb 9, 2026 - Apr 17, 2026		-10.10%
Jan 26, 2018 - Aug 6, 2018
#9-10.39%
Dec 10, 2015 - Sep 8, 2017		-9.44%
Sep 2, 2020 - Nov 11, 2020
#10-9.79%
Apr 28, 2026 - Jun 12, 2026		-9.30%
Jan 19, 2000 - Mar 17, 2000
#11-6.22%
Sep 2, 2015 - Dec 10, 2015		-9.05%
Jul 19, 2007 - Oct 5, 2007
#12-5.37%
Sep 28, 2017 - Nov 21, 2017		-8.88%
Jan 27, 2026 - Apr 14, 2026
#13-4.52%
Nov 26, 2014 - Mar 11, 2015		-8.41%
Jul 16, 2024 - Sep 19, 2024
#14-2.71%
Apr 17, 2026 - Apr 28, 2026		-7.35%
Sep 14, 2012 - Jan 2, 2013
#15-2.60%
Aug 21, 2015 - Sep 2, 2015		-7.27%
Sep 18, 2014 - Oct 31, 2014

Correlation

Correlation between OBT and SPY is 0.96 which considered as a very strong positive correlation - the stocks move almost identically together.

0.96
-101

Dividend Comparison (1999 - 2026)

OBT vs SPY dividend yield comparison.

YearOBTSPY
20260.98%0.24%
20252.00%1.07%
20241.69%1.21%
20231.53%1.40%
20221.78%1.65%
20211.99%1.20%
20202.94%1.52%
20192.72%1.75%
20183.00%2.04%
20172.93%1.80%
20163.53%2.03%
20153.40%2.06%
20143.77%1.87%
20133.01%1.81%
20124.79%2.18%
20110.95%2.05%
20103.53%1.80%
20093.76%1.95%
20083.07%3.02%
20070.00%1.85%
20060.00%1.73%
20050.00%1.73%
20040.00%1.82%
20030.00%1.47%
20020.00%1.70%
20010.00%1.25%
20000.00%1.15%
19990.00%0.24%

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