MSIF vs PAYS

Comparison between MSC Income Fund Inc (MSIF, Company) and PaySign Inc (PAYS, Company).

MSIF is from the Financial Services sector, while PAYS is from the Technology sector.

MSIF vs PAYS - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	MSIF(COMPANY)	PAYS(COMPANY)
Market Cap	$499M	$499M
Max Drawdown	39.15%	98.95%
Sharpe Ratio	-1.23	0.34
5Y Beta	0.66	1.22
Industry	Asset Management	Software - Infrastructure
P/E Ratio	5.97	42.45
Forward P/E	7.78	37.45
PEG Ratio	0.12	0.20
Dividend Yield	12.60%	N/A
5Y EPS CAGR	N/A	10.08%
Debt to Equity	90.21%	11.16%
Free Cash Flow Yield	-24.37%	15.19%
P/S Ratio	3.57	5.48
P/B Ratio	0.70	9.13

Market Cap

MSIF

$499M

Winner

PAYS

$499M

Max Drawdown

Winner

MSIF

39.15%

PAYS

98.95%

Sharpe Ratio

MSIF

-1.23

Winner

PAYS

0.34

5Y Beta

Winner

MSIF

0.66

PAYS

1.22

Industry

MSIF

Asset Management

PAYS

Software - Infrastructure

P/E Ratio

Winner

MSIF

5.97

PAYS

42.45

Forward P/E

Winner

MSIF

7.78

PAYS

37.45

PEG Ratio

Winner

MSIF

0.12

PAYS

0.20

Dividend Yield

MSIF

12.60%

PAYS

N/A

5Y EPS CAGR

MSIF

N/A

PAYS

10.08%

Debt to Equity

MSIF

90.21%

Winner

PAYS

11.16%

Free Cash Flow Yield

MSIF

-24.37%

Winner

PAYS

15.19%

P/S Ratio

Winner

MSIF

3.57

PAYS

5.48

P/B Ratio

Winner

MSIF

0.70

PAYS

9.13

MSIF vs PAYS - Historical Returns

Returns include dividend reinvestment.

Period	MSIF	PAYS
1 month	-3.03%	+12.77%
3 months	-10.28%	+37.77%
6 months	-13.79%	+86.44%
1 year	-27.91%	-0.94%
5 years(CAGR)	N/A	+25.46%
10 years(CAGR)	N/A	+47.26%
Max(CAGR)	-14.57%	+14.14%

MSIF

-3.03%

Winner

PAYS

+12.77%

MSIF

-10.28%

Winner

PAYS

+37.77%

MSIF

-13.79%

Winner

PAYS

+86.44%

MSIF

-27.91%

Winner

PAYS

-0.94%

5Y(CAGR)

MSIF

N/A

PAYS

+25.46%

10Y(CAGR)

MSIF

N/A

PAYS

+47.26%

Max(CAGR)

MSIF

-14.57%

Winner

PAYS

+14.14%

MSIF vs PAYS - Annual Returns (2007 - 2026)

Returns include dividend reinvestment.

Year	MSIF	PAYS
2026	-15.52%	+69.15%
2025	-8.45%	+80.07%
2024	N/A	+13.11%
2023	N/A	+12.90%
2022	N/A	+37.97%
2021	N/A	-65.74%
2020	N/A	-52.99%
2019	N/A	+183.52%
2018	N/A	+375.68%
2017	N/A	+118.56%
2016	N/A	+45.22%
2015	N/A	-2.99%
2014	N/A	+48.19%
2013	N/A	-46.13%
2012	N/A	+197.00%
2011	N/A	-4.76%
2010	N/A	+425.00%
2009	N/A	-63.64%
2008	N/A	-92.14%
2007	N/A	+0.00%

MSIF vs PAYS Drawdown Comparison

The maximum drawdown for MSIF was -31.78%, occurring on Jul 23, 2026. This drawdown has not yet recovered.

The maximum drawdown for PAYS was -98.95%, occurring on Jan 30, 2009. Recovery took 2520 trading sessions.

The current MSIF drawdown is -31.78%. The current PAYS drawdown is -53.26%.

Rank	MSIF	PAYS
#1	-31.78% Jun 9, 2025 - Jul 23, 2026	-98.95% Mar 4, 2008 - Mar 7, 2018
#2	-18.89% Feb 19, 2025 - Jun 9, 2025	-93.09% Jul 18, 2019 - May 12, 2022
#3	-0.65% Feb 10, 2025 - Feb 12, 2025	-42.86% Oct 10, 2007 - Mar 4, 2008
#4	-0.59% Feb 4, 2025 - Feb 10, 2025	-35.35% Sep 18, 2018 - Feb 7, 2019
#5	N/A	-23.31% Aug 10, 2018 - Sep 10, 2018
#6	N/A	-22.49% Apr 17, 2018 - May 24, 2018
#7	N/A	-20.78% Apr 26, 2019 - May 20, 2019
#8	N/A	-16.65% Mar 4, 2019 - Apr 17, 2019
#9	N/A	-10.93% Feb 19, 2019 - Mar 4, 2019
#10	N/A	-10.87% Jun 14, 2019 - Jun 21, 2019
#11	N/A	-8.87% May 23, 2019 - Jun 7, 2019
#12	N/A	-8.75% Jul 9, 2018 - Jul 26, 2018
#13	N/A	-7.37% Aug 3, 2018 - Aug 9, 2018
#14	N/A	-6.68% Apr 17, 2019 - Apr 24, 2019
#15	N/A	-6.32% Jun 20, 2018 - Jul 5, 2018

Correlation

Correlation between MSIF and PAYS is -0.51 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.51

-101