PAYS vs SAJ

Comparison between PaySign Inc (PAYS, Company) and Saratoga Investment Corp (SAJ, Company).

PAYS vs SAJ - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PAYS(COMPANY)	SAJ(COMPANY)
Market Cap	$412M	$412M
Max Drawdown	98.95%	5.63%
Sharpe Ratio	0.80	0.72
5Y Beta	1.24	0.01
Industry	Software - Infrastructure	N/A
P/E Ratio	35.06	11.01
Forward P/E	30.77	N/A
PEG Ratio	0.16	0.37
5Y EPS CAGR	10.08%	N/A
Debt to Equity	11.16%	186.64%
Free Cash Flow Yield	18.39%	-21.36%
P/S Ratio	4.52	N/A
P/B Ratio	7.51	N/A

Market Cap

Winner

PAYS

$412M

SAJ

$412M

Max Drawdown

PAYS

98.95%

Winner

SAJ

5.63%

Sharpe Ratio

Winner

PAYS

0.80

SAJ

0.72

5Y Beta

PAYS

1.24

Winner

SAJ

0.01

Industry

PAYS

Software - Infrastructure

SAJ

N/A

P/E Ratio

PAYS

35.06

Winner

SAJ

11.01

Forward P/E

PAYS

30.77

SAJ

N/A

PEG Ratio

Winner

PAYS

0.16

SAJ

0.37

5Y EPS CAGR

PAYS

10.08%

SAJ

N/A

Debt to Equity

Winner

PAYS

11.16%

SAJ

186.64%

Free Cash Flow Yield

Winner

PAYS

18.39%

SAJ

-21.36%

P/S Ratio

PAYS

4.52

SAJ

N/A

P/B Ratio

PAYS

7.51

SAJ

N/A

PAYS vs SAJ - Historical Returns

Returns include dividend reinvestment.

Period	PAYS	SAJ
1 month	+9.23%	+1.67%
3 months	+119.76%	+2.98%
6 months	+36.94%	+5.72%
1 year	+24.41%	+9.95%
5 years(CAGR)	+17.99%	N/A
10 years(CAGR)	+44.12%	N/A
Max(CAGR)	+13.39%	+9.31%

Winner

PAYS

+9.23%

SAJ

+1.67%

Winner

PAYS

+119.76%

SAJ

+2.98%

Winner

PAYS

+36.94%

SAJ

+5.72%

Winner

PAYS

+24.41%

SAJ

+9.95%

5Y(CAGR)

PAYS

+17.99%

SAJ

N/A

10Y(CAGR)

PAYS

+44.12%

SAJ

N/A

Max(CAGR)

Winner

PAYS

+13.39%

SAJ

+9.31%

PAYS vs SAJ - Annual Returns (2007 - 2026)

Returns include dividend reinvestment.

Year	PAYS	SAJ
2026	+47.98%	+4.93%
2025	+80.07%	+8.84%
2024	+13.11%	+8.33%
2023	+12.90%	+9.32%
2022	+37.97%	+0.83%
2021	-65.74%	N/A
2020	-52.99%	N/A
2019	+183.52%	N/A
2018	+375.68%	N/A
2017	+118.56%	N/A
2016	+45.22%	N/A
2015	-2.99%	N/A
2014	+48.19%	N/A
2013	-46.13%	N/A
2012	+197.00%	N/A
2011	-4.76%	N/A
2010	+425.00%	N/A
2009	-63.64%	N/A
2008	-92.14%	N/A
2007	+0.00%	N/A

PAYS vs SAJ Drawdown Comparison

The maximum drawdown for PAYS was -98.95%, occurring on Jan 30, 2009. Recovery took 2520 trading sessions.

The maximum drawdown for SAJ was -4.81%, occurring on Mar 17, 2023. Recovery took 59 trading sessions.

The current PAYS drawdown is -59.11%. The current SAJ drawdown is -0.31%.

Rank	PAYS	SAJ
#1	-98.95% Mar 4, 2008 - Mar 7, 2018	-4.81% Mar 2, 2023 - May 25, 2023
#2	-93.09% Jul 18, 2019 - May 12, 2022	-3.14% Aug 9, 2023 - Nov 9, 2023
#3	-42.86% Oct 10, 2007 - Mar 4, 2008	-2.62% Nov 11, 2022 - Feb 14, 2023
#4	-35.35% Sep 18, 2018 - Feb 7, 2019	-2.33% Aug 5, 2025 - Dec 1, 2025
#5	-23.31% Aug 10, 2018 - Sep 10, 2018	-2.13% Jun 3, 2025 - Jul 18, 2025
#6	-22.49% Apr 17, 2018 - May 24, 2018	-2.00% Feb 9, 2026 - Apr 6, 2026
#7	-20.78% Apr 26, 2019 - May 20, 2019	-1.97% Apr 13, 2026 - May 12, 2026
#8	-16.65% Mar 4, 2019 - Apr 17, 2019	-1.76% Jun 2, 2026 - Jun 12, 2026
#9	-10.93% Feb 19, 2019 - Mar 4, 2019	-1.68% May 25, 2023 - Jun 14, 2023
#10	-10.87% Jun 14, 2019 - Jun 21, 2019	-1.67% Nov 13, 2023 - Nov 16, 2023
#11	-8.87% May 23, 2019 - Jun 7, 2019	-1.66% Jun 12, 2026 - Jun 15, 2026
#12	-8.75% Jul 9, 2018 - Jul 26, 2018	-1.61% Mar 3, 2025 - Mar 21, 2025
#13	-7.37% Aug 3, 2018 - Aug 9, 2018	-1.60% Feb 16, 2024 - May 2, 2024
#14	-6.68% Apr 17, 2019 - Apr 24, 2019	-1.57% Mar 21, 2025 - May 1, 2025
#15	-6.32% Jun 20, 2018 - Jul 5, 2018	-1.39% May 6, 2025 - May 15, 2025