PAYS vs CCAP

Comparison between PaySign Inc (PAYS, Company) and Crescent Capital BDC Inc (CCAP, Company).

PAYS is from the Technology sector, while CCAP is from the Financial Services sector.

5-Year PerformancePAYS has outperformed CCAP, delivering a return of +18.0% compared to +0.5%

PAYS vs CCAP - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PAYS(COMPANY)	CCAP(COMPANY)
Market Cap	$412M	$413M
Max Drawdown	98.95%	63.68%
Sharpe Ratio	0.80	-0.52
5Y Beta	1.24	0.70
Industry	Software - Infrastructure	Asset Management
P/E Ratio	35.06	27.53
Forward P/E	30.77	15.97
PEG Ratio	0.16	0.89
Dividend Yield	N/A	14.90%
5Y Dividends CAGR	N/A	1.99%
5Y EPS CAGR	10.08%	N/A
Debt to Equity	11.16%	134.58%
Free Cash Flow Yield	18.39%	16.01%
P/S Ratio	4.52	2.53
P/B Ratio	7.51	0.61

Market Cap

PAYS

$412M

Winner

CCAP

$413M

Max Drawdown

PAYS

98.95%

Winner

CCAP

63.68%

Sharpe Ratio

Winner

PAYS

0.80

CCAP

-0.52

5Y Beta

PAYS

1.24

Winner

CCAP

0.70

Industry

PAYS

Software - Infrastructure

CCAP

Asset Management

P/E Ratio

PAYS

35.06

Winner

CCAP

27.53

Forward P/E

PAYS

30.77

Winner

CCAP

15.97

PEG Ratio

Winner

PAYS

0.16

CCAP

0.89

Dividend Yield

PAYS

N/A

CCAP

14.90%

5Y Dividends CAGR

PAYS

N/A

CCAP

1.99%

5Y EPS CAGR

PAYS

10.08%

CCAP

N/A

Debt to Equity

Winner

PAYS

11.16%

CCAP

134.58%

Free Cash Flow Yield

Winner

PAYS

18.39%

CCAP

16.01%

P/S Ratio

PAYS

4.52

Winner

CCAP

2.53

P/B Ratio

PAYS

7.51

Winner

CCAP

0.61

PAYS vs CCAP - Historical Returns

Returns include dividend reinvestment.

Period	PAYS	CCAP
1 month	+9.23%	-1.37%
3 months	+119.76%	-10.82%
6 months	+36.94%	-17.93%
1 year	+24.41%	-10.89%
5 years(CAGR)	+17.99%	+0.47%
10 years(CAGR)	+44.12%	N/A
Max(CAGR)	+13.39%	+5.60%

Winner

PAYS

+9.23%

CCAP

-1.37%

Winner

PAYS

+119.76%

CCAP

-10.82%

Winner

PAYS

+36.94%

CCAP

-17.93%

Winner

PAYS

+24.41%

CCAP

-10.89%

5Y(CAGR)

Winner

PAYS

+17.99%

CCAP

+0.47%

10Y(CAGR)

PAYS

+44.12%

CCAP

N/A

Max(CAGR)

Winner

PAYS

+13.39%

CCAP

+5.60%

PAYS vs CCAP - Annual Returns (2007 - 2026)

Returns include dividend reinvestment.

Year	PAYS	CCAP
2026	+47.98%	-18.75%
2025	+80.07%	-17.44%
2024	+13.11%	+24.73%
2023	+12.90%	+46.77%
2022	+37.97%	-19.32%
2021	-65.74%	+31.20%
2020	-52.99%	+1.40%
2019	+183.52%	N/A
2018	+375.68%	N/A
2017	+118.56%	N/A
2016	+45.22%	N/A
2015	-2.99%	N/A
2014	+48.19%	N/A
2013	-46.13%	N/A
2012	+197.00%	N/A
2011	-4.76%	N/A
2010	+425.00%	N/A
2009	-63.64%	N/A
2008	-92.14%	N/A
2007	+0.00%	N/A

PAYS vs CCAP Drawdown Comparison

The maximum drawdown for PAYS was -98.95%, occurring on Jan 30, 2009. Recovery took 2520 trading sessions.

The maximum drawdown for CCAP was -63.68%, occurring on Mar 23, 2020. Recovery took 229 trading sessions.

The current PAYS drawdown is -59.11%. The current CCAP drawdown is -34.52%.

Rank	PAYS	CCAP
#1	-98.95% Mar 4, 2008 - Mar 7, 2018	-63.68% Feb 7, 2020 - Jan 5, 2021
#2	-93.09% Jul 18, 2019 - May 12, 2022	-35.30% Feb 18, 2025 - May 18, 2026
#3	-42.86% Oct 10, 2007 - Mar 4, 2008	-31.08% Oct 15, 2021 - Aug 11, 2023
#4	-35.35% Sep 18, 2018 - Feb 7, 2019	-12.78% Apr 13, 2021 - Sep 30, 2021
#5	-23.31% Aug 10, 2018 - Sep 10, 2018	-10.13% Jul 8, 2024 - Nov 14, 2024
#6	-22.49% Apr 17, 2018 - May 24, 2018	-9.68% Sep 29, 2023 - Dec 14, 2023
#7	-20.78% Apr 26, 2019 - May 20, 2019	-8.60% Dec 27, 2023 - Mar 20, 2024
#8	-16.65% Mar 4, 2019 - Apr 17, 2019	-5.41% Mar 3, 2021 - Mar 15, 2021
#9	-10.93% Feb 19, 2019 - Mar 4, 2019	-5.28% Dec 13, 2024 - Jan 21, 2025
#10	-10.87% Jun 14, 2019 - Jun 21, 2019	-4.94% Aug 11, 2023 - Sep 19, 2023
#11	-8.87% May 23, 2019 - Jun 7, 2019	-4.62% Mar 15, 2021 - Apr 6, 2021
#12	-8.75% Jul 9, 2018 - Jul 26, 2018	-4.39% Jan 25, 2021 - Feb 1, 2021
#13	-7.37% Aug 3, 2018 - Aug 9, 2018	-4.04% Feb 1, 2021 - Feb 17, 2021
#14	-6.68% Apr 17, 2019 - Apr 24, 2019	-2.79% Jun 10, 2024 - Jun 24, 2024
#15	-6.32% Jun 20, 2018 - Jul 5, 2018	-2.09% May 10, 2024 - May 31, 2024

Correlation

Correlation between PAYS and CCAP is -0.31 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.31

-101